---
title: "Pass-through payout"
description: "Find out how Pass-through payout works."
url: "https://docs.adyen.com/account/pass-through-payout"
source_url: "https://docs.adyen.com/account/pass-through-payout.md"
canonical: "https://docs.adyen.com/account/pass-through-payout"
last_modified: "2020-11-10T11:36:00+01:00"
language: "en"
---

# Pass-through payout

Find out how Pass-through payout works.

[View source](/account/pass-through-payout.md)

With Pass-through payout, the funds you get depend on the settlement timelines of the card schemes and payment methods you use. This means the funds from a sales day could be paid out to you in more than one batch.

The Pass-through payout model:

* Does not allow for reconciliation based on day totals.
* Requires automated reconciliation because funds from a sales day are paid out over several days, as part of more than one payout batch.

## How it works

Sales are assigned to the payable batch as soon as the schemes or payment methods send the funds to Adyen. The payable batch closes according to your [payout frequency](/account/getting-paid#payout-frequency), and Adyen pays out to you.

For example, let's consider a merchant account on Pass-through payout with a daily payout frequency. The sales from Monday, January 1 are paid out in separate batches over the subsequent days, from January 2 to January 7. Each payout therefore contains funds from several sales days.

![](/user/pages/docs/12.account/19.pass-through-payout/pass-through-payout.svg?decoding=auto\&fetchpriority=auto)

### Adjustments

Refunds, chargebacks, and other adjustments are added to the payable batch as they occur.

For the most up-to-date information about the current payable batch, check your [Payable balance](/account/balances).

## Bank holidays

Bank holidays impact when you receive your payout. If you are using the Pass-through payout model, the payout for a currency is delayed when a bank holiday falls on the capture day, the payout day, or in between the capture day and the payout day.

With the Pass-through payout model, the funds you receive depend on the settlement timelines of the card schemes and payment methods you use. In case of a bank holiday, the settlement timelines are delayed by one or multiple days.

For a list of bank holidays, refer to [Getting Paid](/account/getting-paid#bank-holidays).

## See also

* [Manage payout account details](/account/manage-payout-account-details)
* [Sales day payout](/account/sales-day-payout)
* [Settlement details report](/reporting/settlement-detail-report)
* [Payable balance](/account/balances)