The capital components are designed to comply with financial product regulations and include all necessary disclosures out of the box. It is crucial not to alter or hide:
- Any text indicating that loans are provided by Adyen or its local branches.
- Any country-specific legal notices, such as the Equal Credit Opportunity Act (ECOA) in the United States.
Capital components enable you to offer Adyen Capital in your portal's user interface (UI) with minimal engineering effort. These components integrate all the features required to offer business financing (also called a grant) to your users without making multiple API requests. This means you do not need to implement API calls to access available grant offers, generate the Terms of Service, or handle the grant payouts. The components handle all of this automatically.
Additionally, the components provide greater flexibility in selecting a grant amount. Your users can choose any amount within their qualifying limit, rather than being restricted to three fixed grant offers as in API-only integration.
This page provides guidance on:
- The available capital components, which include the Capital Overview component and the Capital Offer component.
- A standard user flow that these components cover.
- Other information required to understand capital components, such as a term sheet and statuses of a grant.
The guidance and features available may differ based on the library version in use. We recommend using the latest library version to take advantage of the newest features and improvements.
Ensure you select a version in the next section before starting your integration.