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Custom 3D Secure using an external MPI

Outlines making a Custom 3D secure integration using an external merchant plug-in (MPI).

Authorise the payment

Submitting API payments with an external3D MPI is implemented as a SOAP service using the same URL, WSDL, username and password as used for normal API payments. 

  1. Make an /authorise request. 
  2. For custom 3D secure integrations specifically, pass the following fields:
    • shopperIP: IP address of the shopper.

    • browserInfo.userAgent and  browserInfo.acceptHeader:  The user agent and accept header value of the shopper's browser. 
    • mpiData: A container for the data retrieved from the external 3D MPI.
    • acquirerCode and authorisationMid: These values will be supplied to you by the support department. By default Adyen dynamically routes transactions to multiple acquirers depending on  configuration or availability. When using an external MPI the authorisation  must be processed over the same acquirer and MID (account at the acquirer) as used by the  MPI. Therefore, the acquirerCode and authorisationMid must be passed in the additionalData.

Request:

<soap:Envelope xmlns:soap="http://schemas.xmlsoap.org/soap/envelope/" xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
   <soap:Body>
      <ns1:authorise xmlns:ns1="http://payment.services.adyen.com">
         <ns1:paymentRequest>
            <amount xmlns="http://payment.services.adyen.com">
               <currency xmlns="http://common.services.adyen.com">USD</currency>
               <value xmlns="http://common.services.adyen.com">1000</value>
            </amount>
            <browserInfo xmlns="http://payment.services.adyen.com">
               <acceptHeader xmlns="http://common.services.adyen.com">text/xml,application/xml,application/xhtml+xml,text/html;q=0.
9,text/plain;q=0.8,image/png,*/*;q=0.5</acceptHeader>
               <userAgent xmlns="http://common.services.adyen.com">Mozilla/5.0 (Macintosh; U; Intel Mac OS
X; en-US; rv:1.8.1.6) Gecko/20070725 Firefox/2.0.0.6</userAgent>
            </browserInfo>
            <card xmlns="http://payment.services.adyen.com">
               <expiryMonth>06</expiryMonth>
               <expiryYear>2016</expiryYear>
               <holderName>Adyen Test</holderName>
               <number>4111111111111111</number>
               <cvc>737</cvc>
            </card>
            <mpiData xmlns="http://payment.services.adyen.com">
               <directoryResponse>Y</directoryResponse>
               <authenticationResponse>Y</authenticationResponse>
               <cavv xsi:type="xsd:base64Binary">MTIzNDU2Nzg5MDEyMzQ1Njc4OTA=</cavv>
               <xid xsi:type="xsd:base64Binary">MDk4NzY1NDMyMTA5ODc2NTQzMjE==</xid>
               <eci>05</eci>
               <cavvAlgorithm>5</cavvAlgorithm>
            </mpiData>
            <additionalData xmlns="http://payment.services.adyen.com">
               <entry>
                  <key xsi:type="xsd:string">acquirerCode</key>
                  <value xsi:type="xsd:string">TheAcquirerName</value>
               </entry>
               <entry>
                  <key xsi:type="xsd:string">authorisationMid</key>
                  <value xsi:type="xsd:string">94100010652000161</value>
               </entry>
            </additionalData>
            <merchantAccount xmlns="http://payment.services.adyen.com">ExampleMerchant</merchantAccount>
            <reference xmlns="http://payment.services.adyen.com">testReference1234</reference>
            <shopperIP xmlns="http://payment.services.adyen.com">127.0.0.1</shopperIP>
         </ns1:paymentRequest>
      </ns1:authorise>
   </soap:Body>
</soap:Envelope>

Response:

<soap:Envelope xmlns:soap="http://schemas.xmlsoap.org/soap/envelope/" xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:ns1="http://payment.services.adyen.com">
  <soap:Body>
    <ns1:authoriseResponse>
      <ns1:paymentResult>
        <ns1:additionalData>
          <ns1:entry>
            <ns1:key xsi:type="xsd:string">cvcResult</ns1:key>
            <ns1:value xsi:type="xsd:string">1 Matches</ns1:value>
          </ns1:entry>
          <ns1:entry>
            <ns1:key xsi:type="xsd:string">authCode</ns1:key>
            <ns1:value xsi:type="xsd:string">35286</ns1:value>
          </ns1:entry>
          <ns1:entry>
            <ns1:key xsi:type="xsd:string">avsResult</ns1:key>
            <ns1:value xsi:type="xsd:string">4 AVS not supported for this card type</ns1:value>
          </ns1:entry>
          <ns1:entry>
            <ns1:key xsi:type="xsd:string">avsResultRaw</ns1:key>
            <ns1:value xsi:type="xsd:string">4</ns1:value>
          </ns1:entry>
          <ns1:entry>
            <ns1:key xsi:type="xsd:string">cvcResultRaw</ns1:key>
            <ns1:value xsi:type="xsd:string">M</ns1:value>
          </ns1:entry>
          <ns1:entry>
            <ns1:key xsi:type="xsd:string">refusalReasonRaw</ns1:key>
            <ns1:value xsi:type="xsd:string">AUTHORISED</ns1:value>
          </ns1:entry>
          <ns1:entry>
            <ns1:key xsi:type="xsd:string">acquirerCode</ns1:key>
            <ns1:value xsi:type="xsd:string">TestPmmAcquirer</ns1:value>
          </ns1:entry>
          <ns1:entry>
            <ns1:key xsi:type="xsd:string">acquirerReference</ns1:key>
            <ns1:value xsi:type="xsd:string">8PQ02GQ2ATP</ns1:value>
          </ns1:entry>
        </ns1:additionalData>
        <ns1:pspReference>9935398566023719</ns1:pspReference>
        <ns1:resultCode>Authorised</ns1:resultCode>
        <ns1:authCode>35286</ns1:authCode>
      </ns1:paymentResult>
    </ns1:authoriseResponse>
  </soap:Body>
</soap:Envelope>