Adyen submits the cards daily, for which an update has been requested, to the card schemes. Responses with the updated information are received within 3-4 calendar days.
Adyen maintains a central list with card data where the card lifecycle is registered. This list serves as a reference for the card data that is stored for recurring payments for merchants. Adyen performs a specific action, depending on the response received from the card schemes. The following scenarios can occur:
- No updates on a card.
- Expiry date was updated for a card.
- A new card number was issued for a card.
- Card details are disabled.
Adyen recommends using old card details until the old card is declined.