Adyen, as a PCI-compliant payment processor, can securely store payment details to enable recurring payments. For this, merchants must enable the recurring contract in the first authorisation call to the Adyen payments platform. In response, they get a token that uniquely corresponds to a specific shopper and their payment data.
When recurring payments are enabled, a merchant can use this token in the future. For this, a merchant passes the token along with the authorisation call every time a shopper should be charged for a subscription or initiates a card-on-file payment.
Stored card details become outdated over time as cards expire or are cancelled. To minimize this disruption, use Adyen Account Updater to ensure that you have the most up-to-date card information, enabling you to provide continuous subscription services.