Payment methods

Learn about the payment methods you can add to your integration.


Adyen supports over 250 payment methods from around the world. Here we list popular payment methods that you can add to the following Adyen integrations:

You can also accept these payment methods with Hosted Payment Pages (HPP) or our /authorise endpoint. For more information, refer to our Classic integration documentation.

Some payment methods require additional setup before you can accept live payments from shoppers. Contact our Support Team team before you enable any new payment methods.

Overview

We classify payment methods using the following attributes: 

Payment flow

The payment flow is the experience of using the payment method from the perspective of the shopper. Payments processed on the Adyen payments platform can follow one of three flows:

  • Direct: You collect the shopper's payment details and submit them to Adyen. The payment is completed without the shopper leaving your website or app.
  • Redirect: After you collect the shopper's payment details, you redirect them to the payment method's website or app to verify and complete the payment. You will also need to handle the shopper being redirected back to you.
  • Additional action: To complete the payment, the shopper needs to perform an action outside of the online payment flow, such as paying at a store, bank, or ATM. For this payment flow, you will need to handle asynchronous payment results.

Recurring

Recurring payments let you provide shopper interactions like subscriptions, or a one-click checkout.

To make recurring payments you'll need to store your shopper's payment details by tokenizing them. You can use the tokenized payment details to make future payments, without the shopper needing to provide these details again.

For some payment methods, recurring payments are made using SEPA Direct Debit. This is common for European payment methods.

Refunds

Most payment methods allow you to make refunds to a shopper. A general exception to this is additional action payment methods, where the payment is not made online, but in a store, bank, or ATM.

Chargebacks

A chargeback occurs when a shopper disputes a transaction. Payment methods that don't support chargebacks are usually redirect payment methods, which require the shopper to perform additional verification to complete the payment.

While some European payment methods don't support chargebacks, any recurring payments made using SEPA Direct Debit can be disputed and charged back.

Credit and debit cards

Payment method Countries 3D Secure supported Recurring Refunds Chargebacks paymentMethod.type
American Express International Yes Yes Yes Yes scheme
Bancontact BE Yes, required Yes, via SEPA Yes No* bcmc, bcmc_mobile
CARNET MX No Yes No Yes scheme
Cartes Bancaires FR Yes Yes Yes Yes scheme
China UnionPay International Yes   Yes Yes Yes scheme
Diners International Yes   Yes Yes Yes scheme
Discover International Yes   Yes Yes Yes scheme
Elo     BR No Yes Yes Yes scheme
Hipercard BR No Yes Yes No scheme
JCB International Yes   Yes Yes Yes scheme
Korean cards KR No No Yes No kcp_creditcard
Maestro International Yes   No Yes Yes scheme
Mastercard International Yes   Yes Yes Yes scheme
Troy Turkey No Yes Yes Yes scheme
Visa International Yes   Yes Yes Yes scheme

* There is a chargeback risk for the recurring payments, since they are processed with SEPA Direct Debit

Cash and ATM payment methods

Payment method Countries Payment flow Recurring Refunds Chargebacks paymentMethod.type
7-Eleven (Malaysia) MY Additional action No No No molpay_cash
Alfamart (Indonesian convenience stores) ID Additional action No No No doku_alfamart
Boleto BR Additional action No No No boletobancario_<issuer_bank_name>, for example boletobancario_santander
ePay MY Additional action No No No molpay_epay
Indomaret (Indonesian convenience stores) ID Additional action No No No doku_indomaret
Indonesian bank transfer ID Additional action No No No doku_permata_lite_atm
Japanese Convenience stores / 7-Eleven Japan JP Additional action No No No econtext_stores, econtext_seven_eleven
Multibanco PT Additional action No No No multibanco
OXXO MX Additional action No No No oxxo
Pay-easy / Japanese ATM payments JP Additional action No No No econtext_atm
Paysbuy (Tesco Lotus) TH Additional action No No No molpay_paysbuy
Philippines convenience stores PH Additional action No No No dragonpay_otc_philippines
Philippines Over the counter bank & ATM PH Additional action No No No dragonpay_otc_banking
Russian cash terminals RU Additional action No No No yandex_cash

Direct Debit

Payment method Countries Payment flow Recurring Refunds Chargebacks paymentMethod.type
ACH Direct Debit US Direct Yes Yes Yes ach
BACS Direct Debit GB Redirect Yes Yes Yes directdebit_GB
SEPA Direct Debit Euro zone Direct Yes Yes Yes sepadirectdebit

Online banking

Payment method Countries Payment flow Recurring Refunds Chargebacks paymentMethod.type
Alfa-Click RU Redirect No Yes No yandex_alfaclick
Czech online banking CZ Redirect No Yes No entercash
EPS AT Redirect Yes, via SEPA Yes No* eps
Finnish online banking FI Redirect No Yes, for Entercash*** No entercash or ebanking_FI
giropay DE Redirect Yes, via SEPA Yes No* giropay
iDEAL NL Redirect Yes, via SEPA Yes No* ideal
Mandiri ClickPay ID Redirect

No

No No doku_mandiri_clickpay
Interac Online CA Redirect No Yes, for 90 days No interac
Japanese online banking JP Redirect No No No econtext_online
Korean online banking KR Redirect No Yes No kcp_banktransfer
Malaysian online banking MY Redirect No Yes, some with additional data No molpay_ebanking_MY or molpay_ebanking_fpx_MY
Philippines online banking PH Redirect

No

No No dragonpay_ebanking
POLi payments AU, NZ Redirect No Yes, for AU Yes** poli
Polish online banking PL Redirect No Yes No dotpay
Promsvyazbank online RU Redirect No No No yandex_promsvyazbank
Sberbank Online RU Redirect No Yes   yandex_sberbank
Sofort

AT, BE, CH, DE, ES, GB, IT, NL, PL

Redirect Yes, via SEPA Yes Yes**  directEbanking
Swedish online banking SE Redirect No Yes No entercash
Thai online banking TH Redirect No Yes, with additional data No molpay_ebanking_TH

* There is a chargeback risk for the recurring payments, since they are processed with SEPA Direct Debit

** non-payments do not incur a fee. 

*** Ålandsbanken and S-Pankki do not support refunds. 

Open Invoice

Payment method Countries Payment flow Recurring Refunds Chargebacks paymentMethod.type
AfterPay NL, BE Direct No Yes No afterpay_default, afterpay_directdebit
Klarna  

SE, NO, FI, DK, DE, NL, AT

Direct Yes Yes No klarna, klarna_b2b
Klarna Account

SE, NO, FI, DK, DE, NL, AT

Direct No Yes No klarna_account
RatePay AT, CH, DE, NL Direct No Yes No ratepay, ratepay_directdebit

Prepaid cards

Payment method Countries Payment flow Recurring Refunds Chargebacks paymentMethod.type
PaySafeCard International Redirect No No No paysafecard

Wallets

Payment method Countries Payment flow Recurring Refunds Chargebacks paymentMethod.type
Alipay CN Redirect No Yes No alipay
Apple Pay AU, CA, CH, ES, FR, GB, HK, IE, IT, SG, US Redirect Yes Yes Yes applepay
Doku Wallet ID Redirect No No No doku_wallet
Google Pay International Redirect Yes Yes Yes paywithgoogle
Masterpass International Redirect Yes Yes Yes masterpass
MOLPoints International Redirect No No No molpay_points
PayCo KR Redirect No Yes No kcp_payco
PayPal Europe Redirect Yes Yes Yes paypal
GCash PH Redirect No No No

dragonpay_gcash, globegcash

Qiwi RU, KZ, UA Redirect Yes Yes No qiwiwallet
Samsung Pay AU, CA, CH, ES, GB, HK, IE, SE, SG, US Redirect No Yes Yes samsungpay
Vipps NO Redirect No Yes Yes vipps
Visa Checkout AU, BR, FR, GB, HK, IE, PL, SG, SP Redirect Yes Yes Yes visacheckout
WebMoney RU Redirect No Yes No yandex_webmoney
WeChat Pay CN Redirect No Yes No wechatpayWeb, wechatpaySdk, wechatpayQr
Yandex Money RU Redirect No Yes No yandex_money

See also