ShopperDNA is tracked across Adyen's entire network, allowing aggregation of both good and bad signals across verticals. With this check, it is possible that a fraudster may have committed fraud with another merchant and the check triggers on their first interaction with a new property. While the check cannot be transparent about the source of the fraud, it is nonetheless extremely powerful in being able to predict fraud on even a first-time interaction.
Shopper Automated Referral
This risk check initiates when a shopper has committed fraud anywhere on Adyen's network, including with other merchants. The threshold by which a shopper is put into this category includes the diversity of payment methods they have entered, as well as their Issuer responses.