This risk check initiates when a shopper uses a known shared payment instrument. These can indicate users utilizing compromised card numbers, which have been widely circulated amongst fraudsters.
The legitimate environments can also meet the threshold for shared card/bank account, most importantly office environments where the same card can be used across many users. For a payment instrument to be considered shared 6 or more unique users should have utilized it.
Configuration options
No additional configuration options are required for this check.