--- title: "Authorisation for an IBAN payment" url: "https://docs.adyen.com/development-resources/batch-processing/advanced-sftp-batch-files/batch-request-file/authorisation-request-file/authorisation-for-an-iban-payment" source_url: "https://docs.adyen.com/development-resources/batch-processing/advanced-sftp-batch-files/batch-request-file/authorisation-request-file/authorisation-for-an-iban-payment.md" canonical: "https://docs.adyen.com/development-resources/batch-processing/advanced-sftp-batch-files/batch-request-file/authorisation-request-file/authorisation-for-an-iban-payment" last_modified: "2019-04-30T17:18:00+02:00" language: "en" --- # Authorisation for an IBAN payment [View source](/development-resources/batch-processing/advanced-sftp-batch-files/batch-request-file/authorisation-request-file/authorisation-for-an-iban-payment.md) ## Mandatory sub-lines The [`PaymentDetails` ](#paymentdetails)and [`IBAN` ](#iban)sub-lines described below are mandatory when submitting a bank transfer or a SEPA Direct Debit (DD) payment authorisation request. ### PaymentDetails This sub-line specifies transaction amount and customer details.\ \ Optional fields: if you do not populate one or more non-mandatory fields and leave them blank, you need in any case to insert delimiting commas because the Adyen payments platform expects a preset, fixed number of fields per line/sub-line. | **Field #** | **Format** | **Required** | **Description** | | ----------- | ----------------------------- | ------------------------------------------------------------------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | 1 | Fixed value: `SL` | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | Record type identifier | | 2 | Numeric | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | `SL` sub-line record number reference within its parent line.The counter starts at 1, and it increments sequentially by one unit. | | 3 | Fixed value: `PaymentDetails` | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | Transaction type. Defines the required field types for the specific sub-line. | | 4 | Numeric | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | Amount. | | 5 | Numeric | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | The [currency exponent](https://en.wikipedia.org/wiki/ISO_4217#Treatment_of_minor_currency_units_.28the_.22exponent.22.29). | | 6 | Alphabetic | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | The three-character [ISO currency code](https://en.wikipedia.org/wiki/ISO_4217). | | 7 | Alphanumeric | ![-x-](/user/data/smileys/emoji/x.png "-x-") | A shopper's reference, which is the unique identifier for a shopper.Required element for recurring payments and to create [recurring contracts](/online-payments/classic-integrations/classic-api-integration/tokenization). | | 8 | Email address | ![-x-](/user/data/smileys/emoji/x.png "-x-") | The shopper's email address. | | 9 | Alphanumeric | ![-x-](/user/data/smileys/emoji/x.png "-x-") | Shopper statement. The soft [descriptor](https://en.wikipedia.org/wiki/Billing_descriptor) for the transaction. | | 10 | IP address | ![-x-](/user/data/smileys/emoji/x.png "-x-") | The IP address the shopper used to carry out the transaction. | | 11 | Numeric | ![-x-](/user/data/smileys/emoji/x.png "-x-") | Fraud offset. The value to be applied to offset the calculated risk score. It can be either a positive or a negative value. | ### IBAN * This sub-line holds information about bank transfer or SEPA Direct Debit (DD) payments carried out using the shopper's IBAN details. * In an authorization request for IBAN payments, the `IBAN` sub-line needs to be submitted as *sub-line 2*. | Field # | Format | Required | Description | | ------- | -------------------------------------------------------------- | ------------------------------------------------------------------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | 1 | Fixed value: `SL` | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | Record type identifier | | 2 | Numeric | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | `SL` sub-line record number reference within its parent line.The counter starts at 1, and it increments sequentially by one unit. | | 3 | Fixed value: `IBAN` | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | Transaction type. Defines the required field types for the specific sub-line. | | 4 | Alphanumeric Cannot be only numbers. Minimum three characters. | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | Bank account owner name. If provided details do not match the required format, the response returns the error message: 203 'Invalid bank account holder name'. | | 5 | Alphabetic | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | Two-letter country code. The `country` value format needs to adhere to the [ISO 3166-1 alpha-2](https://en.wikipedia.org/wiki/ISO_3166-1_alpha-2) standard. An invalid country code results in a transaction/request rejection. You can [look up country codes](https://www.iso.org/obp/ui/) on the ISO website. | | 6 | Alphanumeric | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | [IBAN code](https://en.wikipedia.org/wiki/International_Bank_Account_Number). | | 7 | Alphanumeric | ![-x-](/user/data/smileys/emoji/x.png "-x-") | [BIC code](https://en.wikipedia.org/wiki/ISO_9362). | ```text FH,1.0,TEST,Company,TestCompany,Default,2,ws@Company.TestCompany,Authorisation,FileHeaderEchoData BH,1,BlockHeaderEchoData L,1,MerchantAccount,TestMerchant,Authorisation,Test Product 6, SL,1,PaymentDetails,100,2,SEK,,,,, SL,2,IBAN,A. Klaassen,NL,NL13TEST0123456789, BT,1 FT,1 ``` ## Optional sub-lines The [ `Address` ](#address), and [`MerchantOrderReference` ](#merchantorderreference)sub-lines described below can be optionally included in the payment request.  ### Address You can use the `Address` sub-line to include information about the shopper's billing and delivery addresses.\ You need to specify billing and deliver addresses on separate `Address` sub-lines: * One `Address` sub-line containing the billing address information; * One `Address` sub-line containing the delivery address information. | **Field #** | **Format** | **Required** | **Description** | | ----------- | --------------------------------------- | ------------------------------------------------------------------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | 1 | Fixed value: `SL` | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | Record type identifier | | 2 | Numeric | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | `SL` sub-line record number reference within its parent line. The counter starts at 1, and it increments sequentially by one unit. | | 3 | Fixed value: `Address` | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | Transaction type. Defines the required field types for the specific sub-line. | | 4 | Allowed values:* `Billing` * `Delivery` | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | The type of address that is being submitted: either a billing or a delivery address. | | 5 | Alphanumeric | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | Street address. | | 6 | Alphanumeric | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | House number or name. | | 7 | Alphanumeric | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | City. | | 8 | Alphanumeric | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ZIP/Post code. | | 9 | Alphanumeric | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | State/Province/Region. | | 10 | Alphabetic | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | Two-letter country code. The `country` value format needs to adhere to the [ISO 3166-1 alpha-2](https://en.wikipedia.org/wiki/ISO_3166-1_alpha-2) standard. An invalid country code results in a transaction/request rejection. You can [look up country codes](https://www.iso.org/obp/ui/) on the ISO website. | ```text FH,1.0,TEST,Company,TestCompany,Default,2,ws@Company.TestCompany,Authorisation,FileHeaderEchoData BH,1,BlockHeaderEchoData L,1,MerchantAccount,TestMerchant,Authorisation,Test Product 6, SL,1,PaymentDetails,100,2,SEK,,,,, SL,2,IBAN,A. Klaassen,NL,NL13TEST0123456789, SL,3,Address,Billing,South Buena Vista Street,500,Burbank,91521,CA,US SL,4,Address,Delivery,Some Street,123,Some Town,90102,CA,US BT,1 FT,1 ``` ### MerchantOrderReference | **Field #** | **Format** | **Required** | **Description** | | ----------- | ------------------------------------- | ------------------------------------------------------------------------------------------- | ------------------------------------------------------------------------------------------------------------------------------------ | | 1 | Fixed value: `SL` | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | Record type identifier | | 2 | Numeric | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | \`SL\` sub-line record number reference within its parent line. The counter starts at 1, and it increments sequentially by one unit. | | 3 | Fixed value: `MerchantOrderReference` | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | Transaction type. Defines the required field types for the specific sub-line. | | 4 | Alphanumeric | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | Value of your order reference.  | ```text FH,1.0,TEST,Company,TestCompany,Default,2,ws@Company.TestCompany,Authorisation,FileHeaderEchoData BH,1,BlockHeaderEchoData L,1,MerchantAccount,TestMerchant,Authorisation,Test Product 6, SL,1,PaymentDetails,100,2,SEK,,,,, SL,2,Card,4111111111111111,08,2018,737,CardHolderName,,, SL,3,MerchantOrderReference,XY66AB BT,1 FT,1 ```