--- title: "Before payment" description: "Overview of components used before payment." url: "https://docs.adyen.com/issuing/components-overview/before-payment" source_url: "https://docs.adyen.com/issuing/components-overview/before-payment.md" canonical: "https://docs.adyen.com/issuing/components-overview/before-payment" last_modified: "2026-09-15T14:06:03+02:00" language: "en" --- # Before payment Overview of components used before payment. Before you can start issuing cards, your account holders need to go through verification checks. Adyen performs the checks against the legal entity of the account holder. To facilitate this process, you can use the Onboarding components. These components enable users to enter and submit their information to Adyen in your platform's UI. [![transfer instrument](/user/pages/docs/07.issuing/03.components-overview/00.before-payment/transfer-instrument-image.png)](/issuing/components-overview/before-payment/transfer-instrument-component/) #### [Transfer Instrument](/issuing/components-overview/before-payment/transfer-instrument-component/) [Add, update, or delete bank accounts. Verify via instant verification or document upload, and view verification status.](/issuing/components-overview/before-payment/transfer-instrument-component/) ## See also * [Onboarding components](/issuing/onboard-users/components?component=Transfer+Instrument\&integration=components\&version=4.0.x) * [Component libraries](/issuing/components-overview)