Restricted for all transaction types

Merchant may only use the Adyen Services in relation to any of the following with the express written approval of Adyen, which approval Adyen may withhold or revoke in its discretion where it finds this to pose a risk to Adyen’s business and/or reputation:

  • Betting and gambling, including:
    • Legal gambling where the cardholder is not present when the bet is made as well as for direct purchase of wagers/chips via payment card
    • Lotteries, including online lotteries
    • Sports forecasting or odds making
    • Internet gambling
  • Games of skill where participants receive cash or cash equivalents or prizes with/of material value. (e.g. electronics, travel, gift cards etc.)
  • Fantasy sports leagues where participants receive cash or cash-equivalents or prizes with/of material value. (e.g. electronics, travel, gift cards etc.)
  • Financial Services / Money Service Businesses, including:
    • Provider or seller of prepaid access/stored value*
    • Quasi-cash
    • Cash advances (by non-financial institutions)
    • Issuer/seller/redeemer of money orders or traveller’s checks
    • Check cashers
    • Virtual currency or e-wallet or e-money that can be monetized, re-sold or converted to physical/digital goods/services or otherwise exit the virtual world
    • Money Transfer 
      * Open-loop & Closed-loop prepaid access includes gift cards, phone cards, subway cards, college campus cards, game cards and other limited-use prepaid access devices when the value can exceed $2,000
  • Third Party Payment Processors/Aggregators/Payment Service Companies (e.g., bill pay service, crowd funding, peer-to-peer payments, commissary accounts), Payment Facilitators, ISO's and other Internet Payment Service Providers (IPSP) / Member Service Providers (MSP) / Fulfillment houses, Shipping/forwarding brokers 
  • Auctions, Bidding fee auctions (a/k/a penny auctions)
  • Paying fines or penalties of any kind
  • Charities
  • Security brokers & Investments of any kind, like purchase of securities, currencies, derivatives, commodities, shares, foreign currencies, options, other financial instruments or precious metals
  • Private medical practices and e-doctors.
  • Products or services related to political or social campaigning
  • Car sales / importers and car advertising publications
  • Multi Level Marketing
  • Airlines (including airlines “nested” under another entity)
  • Bail bonds 
  • Bankruptcy lawyers
  • Business/Investment opportunities operating as “get rich quick schemes”(e.g., real estate purchase with No Money Down, government grants)
  • Business service companies, such as payroll services, invoicing services and consumer services.
  • Chain letters
  • Collection agencies or firms involved in recovering/collecting past due receivables
  • Credit repair/restoration or card protection (including identity theft protection)
  • Cruise lines (including cruise lines ”nested” under another entity)
  • Data pass (merchants up-selling or cross-selling products to other merchants and then sharing the cardholder data with the third party or receiving cardholder data from third parties)
  • Debt consolidation and mortgage reduction/consulting services
  • Door-to-Door sales
  • Embassy, Foreign Consulate, or Other Foreign Government
  • Essay mills/paper mills (i.e., ghost writing services that sell essays, term papers, etc. with intent that the purchaser will submit documentation as their own)
  • Extended warranties
  • Merchants that have ransom-like or extortion-like basis for their business model (e.g., mugshot removal)
  • Merchants utilizing tactics to evade Card Brand excessive chargeback monitoring programs
  • Marketplaces