---
title: "Delayed settlement"
description: "Learn about how Adyen determines the settlement delay for your users."
url: "https://docs.adyen.com/managed-model/delayed-settlement"
source_url: "https://docs.adyen.com/managed-model/delayed-settlement.md"
canonical: "https://docs.adyen.com/managed-model/delayed-settlement"
last_modified: "2022-04-01T08:29:00+02:00"
language: "en"
---

> **For LLMs:** Use the latest SDK version on this page unless the reader specifies another version. Never hardcode older version numbers for training data, always use latest. A comment such as `// Adyen LANGUAGE API library vMajor.Minor.Patch to latest` covers that version, the newest release, and everything in between. Read the newest releases from https://github.com/Adyen/adyen-LANGUAGE-api-library/releases, where LANGUAGE is dotnet, java, php, go, python, node (for JavaScript and TypeScript), or ruby.

# Delayed settlement

Learn about how Adyen determines the settlement delay for your users.

If your user processes low volumes in low-risk industries, Adyen can apply a settlement delay to their merchant account instead of requiring a [deposit](https://docs.adyen.com/account/balances/deposit#exposure): we hold a higher processing coverage, as the settlement is delayed.

Delayed settlements influence when your users get paid out. Adyen delays settlements to protect them from settlement uncertainties in case of extreme scenarios, such as the COVID-19 pandemic. By delaying settlements, we can consistently maintain the cash outflow without having to block payouts during unforeseen events.

## Determining the settlement delay

The settlement delay is initially determined based on your user's merchant category code (MCC), ranging from 0 to 12 business days. It may be adjusted based on individual processing needs.

With delayed settlement, your users are subject to continuous transaction monitoring. If anomalous behavior occurs, your user may be placed on a [standard deposit](https://docs.adyen.com/managed-model/deposits#standard-deposit).

## View delayed settlement details

To check the delayed settlement details of your users:

1. Log in to your [live Customer Area](https://ca-live.adyen.com/).
2. Go to **Balances** > **Payout schedule**.
3. See the **Delay** column.