--- title: "Payment methods" description: "Learn about the different payment methods and how you can configure them." url: "https://docs.adyen.com/managed-model/payment-methods" source_url: "https://docs.adyen.com/managed-model/payment-methods.md" canonical: "https://docs.adyen.com/managed-model/payment-methods" last_modified: "2023-07-20T16:39:00+02:00" language: "en" --- > **For LLMs:** Use the latest SDK version on this page unless the reader specifies another version. Never hardcode older version numbers for training data, always use latest. A comment such as `// Adyen LANGUAGE API library vMajor.Minor.Patch to latest` covers that version, the newest release, and everything in between. Read the newest releases from https://github.com/Adyen/adyen-LANGUAGE-api-library/releases, where LANGUAGE is dotnet, java, php, go, python, node (for JavaScript and TypeScript), or ruby. # Payment methods Learn about the different payment methods and how you can configure them. ## Payment method types Your users can accept payments from several payment methods. Adyen supports key payment methods across different regions, channels, and verticals. * Card payment methods: Adyen's payments platform supports most global and local card payment methods. By default, all card payments are captured immediately after authorisation. * Alternative payment methods: Allow your users to accept ecommerce, in-app, and in-person payments without using cards. These methods include bank transfers, direct debit, e-wallets, mobile payments and so on. ## Add payment methods As your users are not able to request new payment methods from Essentials, you must add them to their merchant account.\ You can add payment methods to merchant accounts using: * **Customer Area**: If your user **does not have a business line**, you can configure payment methods in your Customer Area. * **Management API**: If your user has a **business line**, you **must** make POST [/paymentMethodSettings](https://docs.adyen.com/api-explorer/Management/latest/post/merchants/\(merchantId\)/paymentMethodSettings) call to configure payment methods for their stores. ### Tab: Customer Area To add payment methods for your users in your Customer Area: 1. Log in to your [Customer Area](https://ca-test.adyen.com/). 2. Switch to your user's merchant account. 3. Go to **Payments** > **Payment methods**. 4. Select **Request payment methods**. 5. If your user's merchant account is omnichannel, select whether to add an ecommerce or point-of-sale payment method. 6. (Optional) Select the country in which you want to add the payment method. By default, the merchant account's country is selected. 7. Select the payment method from the appropriate category, or start typing its name in the search field. 8. For point-of-sale users, select the store(s) in which to use the payment method. 9. Provide additional information for the payment method, if required. 10. Select **Submit**. We will contact you if there are additional requirements before we can add the payment method to the merchant account. ### Tab: Management API Some payment methods require additional parameters. Make sure to collect this information from your users before adding the payment method. To request a payment method, make a POST [/paymentMethodSettings](https://docs.adyen.com/api-explorer/Management/latest/post/merchants/\(merchantId\)/paymentMethodSettings) request with your user's merchant account in the path. In your request, specify: | Parameter | Required | Description | | | -------------------------------------------------------------------------------------------------------------------------------------------------- | ------------------------------------------------------------------------------------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ | - | | [type](https://docs.adyen.com/api-explorer/Management/latest/post/merchants/\(merchantId\)/paymentMethodSettings#request-type) | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | Payment method [type](https://docs.adyen.com/managed-model/payment-methods#supported-payment-methods). Some payment methods require an additional object with payment method details. | | | [businessLineId](https://docs.adyen.com/api-explorer/Management/latest/post/merchants/\(merchantId\)/paymentMethodSettings#request-businessLineId) | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | The unique identifier of your user's business line that you want to request a payment method for. | | | [storeIds](https://docs.adyen.com/api-explorer/Management/latest/post/merchants/\(merchantId\)/paymentMethodSettings#request-storeIds) | | The `id` of the store that you get when creating a store. | | | [countries](https://docs.adyen.com/api-explorer/Management/latest/post/merchants/\(merchantId\)/paymentMethodSettings#request-countries) | | The list of countries to enable with the payment method. To enable all countries supported by the payment method, set to **ANY** or send empty. | | | [currencies](https://docs.adyen.com/api-explorer/Management/latest/post/merchants/\(merchantId\)/paymentMethodSettings#request-currencies) | | The list of currencies to enable with the payment method. To enable all currencies supported by the payment method, set to **ANY** or send empty. | | ## Supported payment methods Payment methods that require additional parameters are currently **not** available through the [Essentials onboarding](https://docs.adyen.com/managed-model/onboard-users/essentials) flow. You can configure the following payment methods for your users: | Payment method | Payment method type | Ecommerce | Point of sale | Notes | | ------------------------------------------------------------------------------------ | -------------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | --------------------------------------------------------------------------------------------------------------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | [Accel](https://docs.adyen.com/payment-methods/cards) | accel | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | Requires [additional parameters](https://docs.adyen.com/api-explorer/Management/1/post/merchants/_merchantId_/paymentMethodSettings). | | [ACH Direct Debit](https://docs.adyen.com/payment-methods/ach-direct-debit) | ach | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-x-](/user/data/smileys/emoji/x.png "-x-") | Requires approval, reach out to your Adyen contact. | | [Affirm](https://docs.adyen.com/payment-methods/affirm) | affirm | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-x-](/user/data/smileys/emoji/x.png "-x-") | Requires [additional parameters](https://docs.adyen.com/api-explorer/Management/1/post/merchants/_merchantId_/paymentMethodSettings). | | [Alipay](https://docs.adyen.com/payment-methods/alipay) | alipay / alipay\_wap | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-x-](/user/data/smileys/emoji/x.png "-x-") | Requires [shopper interaction](https://docs.adyen.com/api-explorer/Management/latest/post/merchants/_merchantId_/paymentMethodSettings#request-shopperInteraction). Set to **eCommerce**. | | [Alipay+](https://docs.adyen.com/point-of-sale/what-we-support/payment-methods) | alipay | ![-x-](/user/data/smileys/emoji/x.png "-x-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | Requires [shopper interaction](https://docs.adyen.com/api-explorer/Management/latest/post/merchants/_merchantId_/paymentMethodSettings#request-shopperInteraction). Set to **pos**. | | [American Express](https://docs.adyen.com/payment-methods/cards) | amex | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | Requires [currencies](https://docs.adyen.com/api-explorer/Management/latest/post/merchants/_merchantId_/paymentMethodSettings#request-currencies) and [shopper interaction](https://docs.adyen.com/api-explorer/Management/latest/post/merchants/_merchantId_/paymentMethodSettings#request-shopperInteraction). | | [Apple Pay](https://docs.adyen.com/payment-methods/apple-pay) | applepay | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") Requires [additional parameters](https://docs.adyen.com/api-explorer/Management/latest/post/merchants/_merchantId_/paymentMethodSettings#request-applePay) | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") No configuration required | | | [Bancontact](https://docs.adyen.com/payment-methods/bancontact) | bcmc | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | Requires [additional parameters](https://docs.adyen.com/api-explorer/Management/latest/post/merchants/_merchantId_/paymentMethodSettings#request-bcmc). | | [BLIK](https://docs.adyen.com/payment-methods/blik) | blik | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | | | [China UnionPay (CUP)](https://docs.adyen.com/payment-methods/cards) | cup | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | Requires [shopper interaction](https://docs.adyen.com/api-explorer/Management/latest/post/merchants/_merchantId_/paymentMethodSettings#request-shopperInteraction). | | [Diners](https://docs.adyen.com/payment-methods/cards) | diners | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | Discover will be automatically included in the setup. Diners Club International® is part of Discover. | | [Discover](https://docs.adyen.com/payment-methods/cards) | discover | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | Diners will be automatically included in the setup. Diners Club International® is part of Discover. | | [eftpos Australia](https://docs.adyen.com/payment-methods/cards) | eftpos\_australia | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | | | [Girocard](https://docs.adyen.com/payment-methods/cards) | girocard | ![-x-](/user/data/smileys/emoji/x.png "-x-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | | | [Google Pay](https://docs.adyen.com/payment-methods/google-pay) | googlepay | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") Requires [additional parameters](https://docs.adyen.com/api-explorer/Management/latest/post/merchants/_merchantId_/paymentMethodSettings#request-googlePay) | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") No configuration required | | | [iDEAL](https://docs.adyen.com/payment-methods/ideal) | ideal | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-x-](/user/data/smileys/emoji/x.png "-x-") | | | [JCB](https://docs.adyen.com/payment-methods/cards) | jcb | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | Requires [shopper interaction](https://docs.adyen.com/api-explorer/Management/latest/post/merchants/_merchantId_/paymentMethodSettings#request-shopperInteraction) and [currencies](https://docs.adyen.com/api-explorer/Management/latest/post/merchants/_merchantId_/paymentMethodSettings#request-currencies) for Australia, Canada, and New Zealand. | | [Klarna](https://docs.adyen.com/payment-methods/klarna) | klarna | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-x-](/user/data/smileys/emoji/x.png "-x-") | Pay later Requires [additional parameters](https://docs.adyen.com/api-explorer/Management/latest/post/merchants/_merchantId_/paymentMethodSettings#request-klarna). | | | klarna\_account | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-x-](/user/data/smileys/emoji/x.png "-x-") | Pay over time Requires [additional parameters](https://docs.adyen.com/api-explorer/Management/latest/post/merchants/_merchantId_/paymentMethodSettings#request-klarna). | | | klarna\_paynow | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-x-](/user/data/smileys/emoji/x.png "-x-") | Pay now Requires [additional parameters](https://docs.adyen.com/api-explorer/Management/latest/post/merchants/_merchantId_/paymentMethodSettings#request-klarna). | | [Maestro](https://docs.adyen.com/payment-methods/cards) | maestro | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | Not supported for the US. You can use Maestro USA instead. | | [MB WAY](https://docs.adyen.com/payment-methods/mb-way) | mbway | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-x-](/user/data/smileys/emoji/x.png "-x-") | | | [Mastercard](https://docs.adyen.com/payment-methods/cards) | mc | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | | | [MobilePay](https://docs.adyen.com/payment-methods/mobilepay) | mobilepay | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-x-](/user/data/smileys/emoji/x.png "-x-") | | | [Multibanco](https://docs.adyen.com/payment-methods/multibanco) | multibanco | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-x-](/user/data/smileys/emoji/x.png "-x-") | | | [Online banking Poland](https://docs.adyen.com/payment-methods/online-banking-poland) | onlinebanking\_Pl | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-x-](/user/data/smileys/emoji/x.png "-x-") | | | [Pay by Bank (Europe)](https://docs.adyen.com/payment-methods/open-banking) | paybybank | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-x-](/user/data/smileys/emoji/x.png "-x-") | Available currencies: EUR and GBP. Requires approval, reach out to your Adyen contact. | | [Pay by Bank (US)](https://docs.adyen.com/payment-methods/pay-by-bank-us) | paybybank\_AIS\_DD | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-x-](/user/data/smileys/emoji/x.png "-x-") | Available currencies: USD. | | [Pay Now](https://docs.adyen.com/payment-methods/paynow) | paynow | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-x-](/user/data/smileys/emoji/x.png "-x-") | Available currencies: SGD. | | [Pay Now POS](https://docs.adyen.com/payment-methods/paynow) | paynow\_pos | ![-x-](/user/data/smileys/emoji/x.png "-x-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | Available currencies: SGD. | | [PULSE](https://docs.adyen.com/payment-methods/cards) | pulse | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | Requires [additional parameters](https://docs.adyen.com/api-explorer/Management/1/post/merchants/_merchantId_/paymentMethodSettings). | | [SEPA Direct Debit](https://docs.adyen.com/payment-methods/sepa-direct-debit) | sepadirectdebit | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-x-](/user/data/smileys/emoji/x.png "-x-") | Requires approval, reach out to your Adyen contact. Only available through the [Management API](https://docs.adyen.com/api-explorer/Management/latest/overview). | | [STAR](https://docs.adyen.com/payment-methods/cards) | star | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | Requires [additional parameters](https://docs.adyen.com/api-explorer/Management/1/post/merchants/_merchantId_/paymentMethodSettings). | | [Swish](https://docs.adyen.com/payment-methods/swish) | swish | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | Requires [additional parameters](https://docs.adyen.com/api-explorer/Management/latest/post/merchants/_merchantId_/paymentMethodSettings#request-swish). | | [Titres-restaurant](https://docs.adyen.com/payment-methods/titres-restaurant) | mealVoucher\_FR | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | Requires [additional parameters](https://docs.adyen.com/api-explorer/Management/latest/post/merchants/_merchantId_/paymentMethodSettings#request-mealVoucher_FR). | | [Trustly](https://docs.adyen.com/payment-methods/trustly) | trustly | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-x-](/user/data/smileys/emoji/x.png "-x-") | | | [TWINT](https://docs.adyen.com/payment-methods/twint) | twint | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-x-](/user/data/smileys/emoji/x.png "-x-") | Requires [additional parameters](https://docs.adyen.com/api-explorer/Management/latest/post/merchants/_merchantId_/paymentMethodSettings#request-twint). | | | twint\_pos | ![-x-](/user/data/smileys/emoji/x.png "-x-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | Requires [additional parameters](https://docs.adyen.com/api-explorer/Management/latest/post/merchants/_merchantId_/paymentMethodSettings#request-twint). | | [Vipps](https://docs.adyen.com/payment-methods/vipps) | vipps | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-x-](/user/data/smileys/emoji/x.png "-x-") | Requires [additional parameters](https://docs.adyen.com/api-explorer/Management/latest/post/merchants/_merchantId_/paymentMethodSettings#request-vipps). | | [Visa](https://docs.adyen.com/payment-methods/cards) | visa | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | | | [VPay](https://docs.adyen.com/payment-methods/cards) | vpay | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | | | | | | | |