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Power your platform with onboarding, payment processing, and payouts.

Adyen MarketPay is an end-to-end payment solution for platforms and marketplaces. MarketPay's extensive API powers many types of platforms, such as crowdfunding platforms, peer-to-peer marketplaces, and on-demand services.

MarketPay enables you to onboard sellers, service providers or contractors as sub-merchants and accept payments on their behalf. You can also split payments, transfer funds, and pay out to sub-merchants. You maintain complete control over the buyer and seller experience while staying ahead of new regulation, like PSD2, and the latest trends in payments, like real time payouts to cards.

With one integration, the following features can be customized to your business's needs:

  • Onboarding and verification: Onboard sub-merchants and perform KYC checks with our lightweight and flexible approach, or combine it with your own solution.

  • Split payments: Split payments between one or multiple sub-merchants, deduct costs as needed, and hold funds until payout.

  • Balance control: Securely transfer funds between your account and those of your sub-merchants.

  • Payouts: Decide when and how sub-merchants are paid, on demand or automated.

Configure the payment flow to suit your business's needs, and customize it as products and services change or new ones are added.

Supported countries

MarketPay is currently available for the following countries:

  • Austria
  • Australia
  • Belgium
  • Canada
  • Czech
  • Finland
  • France
  • Germany
  • Ireland
  • Italy
  • the Netherlands
  • Poland
  • Portugal
  • Spain
  • Switzerland
  • the United Kingdom (including Isle of Man & Jersey)
  • the United States.

Onboarding and verification

MarketPay includes a lightweight and flexible process for onboarding sub-merchants to your platform or marketplace.

  • Onboard businesses, non-profits and individual sub-merchants in real time.

  • Retain full control over your platform's user experience.

  • Enable sub-merchants to start accepting payments immediately after signing up.

  • Let us perform the KYC checks or use your own solution.

  • Use either a staggered or front-loaded approach to KYC checks.

For more information, see Onboarding and verification.

Split payments

For every payment, you can split funds between one or multiple sub-merchants and deduct various costs, such as commission, platform usage or payment fees.

The split of funds can be customized for every payment, which reduces your manual workload and streamlines internal processes. You can also let us safely hold funds until they need to be paid out to a sub-merchant.

You can offer customers a full range of payment methods, including all major card schemes and mobile wallets such as Apple Pay and Google Pay. We also support local payment methods like iDEAL in the Netherlands, and SEPA throughout the EU.

For more information, see Processing payments.

Balance control

Moving funds around your platform and your sub-merchants can get complicated, especially if you're dealing with many sellers or using complex payment flows.

MarketPay gives you the flexibility to debit or credit accounts on demand, as well as move funds between your platform and sub-merchant accounts.

You can even charge sub-merchants fees, such as subscription or chargeback fees, or credit their account with a bonus as and when needed.

For more information, see Fund transfer.


With MarketPay you can decide to control the timing, method, and amount of every payout or automate the process entirely.

Automated payout schedules can be set up for each sub-merchant individually and modified via our API. Our Payout API enables you to send out payouts by specifying the amount and the account that needs to be debited for the payout.

We also support real time payouts to cards as well as regular bank payouts.

For more information, see Payouts.

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