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Split payments between balance accounts

Learn how to split payments in your marketplace.

After you have built your payment integration and configured the payment methods for the merchant accounts or stores in your
marketplace, your users can start accepting payments from their customers.

To make sure that the pay-in, settlement, and payout processes run smoothly, you must book the incoming funds and fees to the correct balance accounts. This means that payments processed through Adyen must be split between the balance accounts in your marketplace: your liable balance account and your users' balance accounts.

You can split the funds and book them to any number of balance accounts in your marketplace. For example, when a customer pays, you can split the funds into multiple parts:

  • The payment for the goods or services, booked to your user's balance account.
  • Your marketplace's commission, booked to your marketplace's liable account.
  • The transaction fees associated with the payment, booked to your user's balance account.
  • The leftover amount after currency conversion, booked to your user's balance account.

You must send the split instructions with every payment or capture request. If you do not provide any split information, the whole payment is booked to your marketplace's liable balance account, including all associated fees.

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