{"title":"Scheme passkeys","category":"default","creationDate":1789729029,"content":"

Limited availability<\/strong><\/span><\/span>
\nScheme passkeys are currently in pilot phase, and only enabled for a specific group of merchants. If you want to be included in this group, reach out to your Adyen contact.<\/p>\n

\n

Scheme passkey authentication is a form of Strong Customer Authentication (SCA) that allows returning shoppers to authenticate online card payments with a PIN code, or their registered biometrics, such as a fingerprint or facial recognition.<\/p>\n

On their first transaction, the shopper completes a standard SCA challenge with their card issuer and registers a passkey on their device. For all future purchases using their saved card, the shopper authenticates instantly using their device passkey, instead of completing a new SCA challenge. This avoids a redirect to the shopper's card issuer for a 3D Secure challenge.<\/p>\n

By reducing challenge friction, scheme passkey authentication can help improve payment conversion. When the authentication is successful, scheme passkey authentication also provides a liability shift from your company to the issuer.<\/p>\n

Requirements<\/h2>\n\n\n\n\n\n\n\n
Requirement<\/th>\nDescription<\/th>\n<\/tr>\n<\/thead>\n
Integration type<\/strong><\/td>\nAn Adyen online payments integration that uses Adyen to authenticate and authorize payments.<\/td>\n<\/tr>\n
Limitations<\/strong><\/td>\n
Setup steps<\/strong><\/td>\n