---
title: "One-off account status check"
description: "Choose which transaction type you require to validate a shopper's account status."
url: "https://docs.adyen.com/online-payments/psd2-sca-compliance-and-implementation-guide/business-models/one-off-account-status"
source_url: "https://docs.adyen.com/online-payments/psd2-sca-compliance-and-implementation-guide/business-models/one-off-account-status.md"
canonical: "https://docs.adyen.com/online-payments/psd2-sca-compliance-and-implementation-guide/business-models/one-off-account-status"
last_modified: "2026-05-26T13:48:54+02:00"
language: "en"
---

# One-off account status check

Choose which transaction type you require to validate a shopper's account status.

[View source](/online-payments/psd2-sca-compliance-and-implementation-guide/business-models/one-off-account-status.md)

This page points you to PSD2 SCA guidelines based on the transaction type.

## Choose your transaction type

If you'd rather see an overview of all requirements at once, refer to [SCA requirements based on business models](/online-payments/psd2-sca-compliance-and-implementation-guide/business-models-overview).

###### [Zero-value authorization](/online-payments/psd2-sca-compliance-and-implementation-guide/business-models/out-of-scope-transactions)

[Transaction with a zero-value authorization to validate whether the shopper's account status requires SCA.](/online-payments/psd2-sca-compliance-and-implementation-guide/business-models/out-of-scope-transactions)

###### [Non-zero value authorization](/online-payments/psd2-sca-compliance-and-implementation-guide/sca-options)

[Transaction with an **EUR 1** authorization, for issuers that do not accept zero-value transactions.](/online-payments/psd2-sca-compliance-and-implementation-guide/sca-options)

[Previous question](/online-payments/psd2-sca-compliance-and-implementation-guide/business-models)