---
title: "ACH Direct Debit Flutter Drop-in"
description: "Add ACH Direct Debit to your Drop-in integration."
url: "https://docs.adyen.com/payment-methods/ach-direct-debit/flutter-drop-in"
source_url: "https://docs.adyen.com/payment-methods/ach-direct-debit/flutter-drop-in.md"
canonical: "https://docs.adyen.com/payment-methods/ach-direct-debit/flutter-drop-in"
last_modified: "2026-05-25T12:55:01+02:00"
language: "en"
---

# ACH Direct Debit Flutter Drop-in

Add ACH Direct Debit to your Drop-in integration.

[View source](/payment-methods/ach-direct-debit/flutter-drop-in.md)

You can add ACH Direct Debit to your existing integration. The following instructions show only what you must add to your integration specifically for ACH Direct Debit.

If an instruction on this page corresponds with a step in the main integration guide, it includes a link to corresponding step of the main integration guide.

The additions you must make depends on the [server-side flow](/online-payments/build-your-integration) that your integration uses:

## Sessions flow Drop-in

### Before-You-Begin

## Requirements

| Requirement          | Description                                                                                                                                                                   |   |
| -------------------- | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | - |
| **Integration type** | Make sure that you have an existing Sessions flow [Flutter Drop-in integration](/online-payments/build-your-integration/advanced-flow?platform=Flutter\&integration=Drop-in). |   |
| **Checkout API**     | Make sure that you use Checkout API v68 or later.                                                                                                                             |   |
| **Setup steps**      | Before you begin, contact our [Support Team](https://ca-test.adyen.com/ca/ca/contactUs/support.shtml?form=other) to add ACH Direct Debit in your Customer Area.               |   |

### Add-Parameters-Sessions-Request

## Add additional parameters to your /sessions request

You do not need to add any parameters when you [create a payment session](/online-payments/build-your-integration/sessions-flow?platform=Flutter\&integration=Drop-in#create-a-payment-session).

### Add-Configuration

## Add additional configuration for ACH Direct Debit

You do not need to add any configuration parameters for ACH Direct Debit.

## Test and go live

You can test ACH Direct Debit payments as well as chargebacks.

### Test the payment flow

Before making live ACH Direct Debit payments, use the following account details to test your integration.

| `ownerName` | `bankAccountNumber`                                             | `bankLocationId` (routing number)                                                |
| ----------- | --------------------------------------------------------------- | -------------------------------------------------------------------------------- |
| Any name    | Any correctly formatted account number. Example: **1234567890** | Any correctly formatted routing number. Examples: **011000138** or **121000358** |

### Test the chargeback flow

You can test the chargeback flow by making test payments with an `ownerName` value that consists of **chargeback:** followed by an ACH return [reason code](/risk-management/chargeback-guidelines/ach-chargebacks/#ach-retry). For example, **chargeback:R01**. The other account details to use are the same as when testing payments.

For instructions, see [Test a chargeback scenario](/risk-management/chargeback-guidelines/ach-chargebacks#test-a-chargeback-scenario).

## Advanced flow Drop-in

### Before-You-Begin

## Requirements

| Requirement          | Description                                                                                                                                                                   |   |
| -------------------- | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | - |
| **Integration type** | Make sure that you have an existing Advanced flow [Flutter Drop-in integration](/online-payments/build-your-integration/advanced-flow?platform=Flutter\&integration=Drop-in). |   |
| **Setup steps**      | Before you begin, [add ACH Direct Debit in your Customer Area](/payment-methods/add-payment-methods).                                                                         |   |

### Add-Configuration

## Add additional configuration for ACH Direct Debit

You do not need to add any configuration parameters for ACH Direct Debit.

### Add-Parameters-Payments-Request

## Add additional parameters to your /payments request

You do not need to add any parameters to the [/payments](https://docs.adyen.com/api-explorer/Checkout/latest/post/payments) request when you [make a payment](/online-payments/build-your-integration/advanced-flow/?platform=Flutter\&integration=Drop-in#make-a-payment).

## Test and go live

You can test ACH Direct Debit payments as well as chargebacks.

### Test the payment flow

Before making live ACH Direct Debit payments, use the following account details to test your integration.

| `ownerName` | `bankAccountNumber`                                             | `bankLocationId` (routing number)                                                |
| ----------- | --------------------------------------------------------------- | -------------------------------------------------------------------------------- |
| Any name    | Any correctly formatted account number. Example: **1234567890** | Any correctly formatted routing number. Examples: **011000138** or **121000358** |

### Test the chargeback flow

You can test the chargeback flow by making test payments with an `ownerName` value that consists of **chargeback:** followed by an ACH return [reason code](/risk-management/chargeback-guidelines/ach-chargebacks/#ach-retry). For example, **chargeback:R01**. The other account details to use are the same as when testing payments.

For instructions, see [Test a chargeback scenario](/risk-management/chargeback-guidelines/ach-chargebacks#test-a-chargeback-scenario).