--- title: "Atome" description: "Learn how to accept Atome payments in Malaysia and Singapore." url: "https://docs.adyen.com/payment-methods/atome" source_url: "https://docs.adyen.com/payment-methods/atome.md" canonical: "https://docs.adyen.com/payment-methods/atome" last_modified: "2023-03-21T09:56:00+01:00" language: "en" --- # Atome Learn how to accept Atome payments in Malaysia and Singapore. [View source](/payment-methods/atome.md) ![](/user/pages/docs/08.payment-methods/17.atome/atome.svg?decoding=auto\&fetchpriority=auto)  **Read more** Learn more about Atome in Malaysia on [atome.my](https://www.atome.my/en-my), in Singapore on [atome.sg](https://www.atome.sg/). Atome is a popular buy now, pay later service in some APAC locations. With Atome, the shopper can pay for the goods in three installments. Before approving the payment, Atome performs risk checks on the shopper. Atome payments are [captured automatically](/online-payments/capture) after authorisation. With Atome, the payment flow is as follows: 1. The shopper chooses to pay with Atome on your website or app. 2. Your website or app redirects the shopper to the Atome payment page. 3. The shopper selects how to proceed: * **Pay using app**. On desktop, the shopper opens their Atome app and scans the QR code. On mobile, the shopper is redirected to the Atome app automatically. * **Continue in browser**. The shopper authenticates with their phone number and a one-time password (OTP). 4. Atome presents a breakdown of installment payments. 5. The shopper selects the payment method, confirms the payment, and is then redirected back to your website or app.\ During authorisation, the shopper is charged for the first installment. Due to high risk, Atome is not available for portable electronics, like phones, laptops, speakers, and similar. On your checkout page, you'll need to implement business logic that disables Atome for this category of items. | Payment type | Payment flow | Countries | Currencies | [Recurring](/online-payments/tokenization) | [Refunds](/online-payments/refund) | [Partial refunds](/online-payments/refund/#refund-a-payment) | [Multiple partial refunds](/online-payments/refund) | [Separate captures](/online-payments/capture) | [Partial captures](/online-payments/capture/#partial-capture) | [Multiple partial captures](/online-payments/capture/#multiple-partial-captures) | [Chargebacks](/risk-management/chargeback-guidelines) | | ----------------- | ------------ | --------- | ---------- | ------------------------------------------ | ------------------------------------------------------------ | ------------------------------------------------------------ | ------------------------------------------------------------ | --------------------------------------------- | ------------------------------------------------------------- | -------------------------------------------------------------------------------- | ----------------------------------------------------- | | Buy Now Pay Later | Redirect | MY, SG | MYR, SGD | ![x](/user/data/smileys/emoji/x.png) | ![checkmark](/user/data/smileys/emoji/white_check_mark.png) | ![checkmark](/user/data/smileys/emoji/white_check_mark.png) | ![checkmark](/user/data/smileys/emoji/white_check_mark.png) | ![x](/user/data/smileys/emoji/x.png) | ![x](/user/data/smileys/emoji/x.png) | ![x](/user/data/smileys/emoji/x.png) | ![x](/user/data/smileys/emoji/x.png) | ## Transaction limits Depending on the country/region, Atome has some limitations for the minimum and maximum amount per transaction. | Country/region | Min. amount | Max. amount - debit card | Max. amount - credit card | | -------------- | ------------ | ------------------------ | ------------------------- | | Malaysia | **MYR** 10 | **MYR** 1,500 | **MYR** 5,000 | | Singapore | **SGD** 1.50 | **SGD** 1,000 | **SGD** 3,000 | ## How do you want to integrate? [![This is the web icon.](/user/pages/reuse/image-library/01.icons/web/web.svg?decoding=auto\&fetchpriority=auto)](/payment-methods/atome/web) ###### [Web](/payment-methods/atome/web) [Use our pre-built UI solutions to add Atome to your website.](/payment-methods/atome/web) [![This is the iOS icon.](/user/pages/reuse/image-library/01.icons/ios/ios.svg?decoding=auto\&fetchpriority=auto)](/payment-methods/atome/ios) ###### [iOS](/payment-methods/atome/ios) [Use our pre-built UI solutions to add Atome to your iOS app.](/payment-methods/atome/ios) [![This is the Android icon.](/user/pages/reuse/image-library/01.icons/android/android.svg?decoding=auto\&fetchpriority=auto)](/payment-methods/atome/android) ###### [Android](/payment-methods/atome/android) [Use our pre-built UI solutions to add Atome to your Android app.](/payment-methods/atome/android) [![This is the React Native icon.](/user/pages/reuse/image-library/01.icons/react-native/react-native.svg?decoding=auto\&fetchpriority=auto)](/payment-methods/atome/react-native) ###### [React Native](/payment-methods/atome/react-native) [Use our pre-built UI solutions to add Atome your cross-platform app.](/payment-methods/atome/react-native) [![This is the Flutter icon.](/user/pages/reuse/image-library/01.icons/flutter/flutter-logo.svg?decoding=auto\&fetchpriority=auto)](/payment-methods/atome/flutter) ###### [Flutter](/payment-methods/atome/flutter) [Use our pre-built UI solutions to add Atome your cross-platform app.](/payment-methods/atome/flutter) [![This is the API only icon.](/user/pages/reuse/image-library/01.icons/api-only/checkout-api-only.svg?decoding=auto\&fetchpriority=auto)](/payment-methods/atome/api-only) ###### [API-only](/payment-methods/atome/api-only) [Build your own UI for Atome in your website, iOS or Android app.](/payment-methods/atome/api-only) [![This is the Pay by Link icon.](/user/pages/reuse/image-library/01.icons/pay-by-link/pay-by-link.svg?decoding=auto\&fetchpriority=auto)](/unified-commerce/pay-by-link/create-payment-links/api) ###### [Pay by Link](/unified-commerce/pay-by-link/create-payment-links/api) [Add Atome to your payment methods, and use the Pay by Link API to create payment links.](/unified-commerce/pay-by-link/create-payment-links/api)