---
title: "Bancontact"
description: "Learn how to accept Bancontact payments."
url: "https://docs.adyen.com/payment-methods/bancontact"
source_url: "https://docs.adyen.com/payment-methods/bancontact.md"
canonical: "https://docs.adyen.com/payment-methods/bancontact"
last_modified: "2019-12-17T10:41:00+01:00"
language: "en"
---

# Bancontact

Learn how to accept Bancontact payments.

[View source](/payment-methods/bancontact.md)

![Bancontact logo](/user/pages/docs/08.payment-methods/19.bancontact/bancontact.svg?decoding=auto\&fetchpriority=auto)  **Read more**

Learn about pricing and settlement services for Bancontact on [adyen.com](https://www.adyen.com/payment-methods/bancontact).

Bancontact is the most popular payment method in Belgium, and the market leader for both online and in-person transactions.

When paying with Bancontact, the shopper can pay with either:

* [Bancontact card](/payment-methods/bancontact/bancontact-card/): this is like a regular [card payment](/payment-methods/cards), except that there is no security code, 3D Secure is mandatory, and payments are captured automatically.
* [Bancontact mobile](/payment-methods/bancontact/bancontact-mobile/): the shopper is redirected to the [Payconiq by Bancontact app](https://www.bancontact.com/en/private/online#smartphone), or to their banking app that is integrated with Bancontact, either directly on their mobile device, or by scanning a QR code on Desktop.

|                       | Payment type | Payment flow                  | Countries/regions | Currencies | Recurring1                                                                                  | [Refunds](/online-payments/refund)                                                          | [Partial refunds](/online-payments/refund#refund-a-payment)                                 | [Separate captures](/online-payments/capture) | [Partial captures](/online-payments/capture#partial-capture) | [Chargebacks](/risk-management/chargeback-guidelines) |
| --------------------- | ------------ | ----------------------------- | ----------------- | ---------- | ------------------------------------------------------------------------------------------- | ------------------------------------------------------------------------------------------- | ------------------------------------------------------------------------------------------- | --------------------------------------------- | ------------------------------------------------------------ | ----------------------------------------------------- |
| **Bancontact card**   | Debit Card   | Redirect                      | **BE**            | **EUR**    | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-x-](/user/data/smileys/emoji/x.png "-x-")  | ![-x-](/user/data/smileys/emoji/x.png "-x-")                 | ![-x-](/user/data/smileys/emoji/x.png "-x-")          |
| **Bancontact mobile** | Wallet       | Redirect or Additional action | **BE**            | **EUR**    | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-x-](/user/data/smileys/emoji/x.png "-x-")  | ![-x-](/user/data/smileys/emoji/x.png "-x-")                 | ![-x-](/user/data/smileys/emoji/x.png "-x-")          |

1 You can use recurring transactions through the Bancontact Wallet Initiated Program (WIP).

### Which Bancontact payment method do you want to accept?

###### [Bancontact card](/payment-methods/bancontact/bancontact-card)

[Accept payments made using the Bancontact card.](/payment-methods/bancontact/bancontact-card)

###### [Bancontact mobile](/payment-methods/bancontact/bancontact-mobile)

[Accept payments through the Payconiq by Bancontact app.](/payment-methods/bancontact/bancontact-mobile)

###### [In-person payments](/point-of-sale/what-we-support/payment-methods#credit-and-debit-cards)

[Accept in-person Bancontact payments.](/point-of-sale/what-we-support/payment-methods#credit-and-debit-cards)