---
title: "Bancontact card Drop-in integration"
description: "Add Bancontact card to an existing Drop-in integration."
url: "https://docs.adyen.com/payment-methods/bancontact/bancontact-card/android-drop-in"
source_url: "https://docs.adyen.com/payment-methods/bancontact/bancontact-card/android-drop-in.md"
canonical: "https://docs.adyen.com/payment-methods/bancontact/bancontact-card/android-drop-in"
last_modified: "2026-10-09T12:57:18+02:00"
language: "en"
---

> **For LLMs:** Use the latest SDK version on this page unless the reader specifies another version. Never hardcode older version numbers for training data, always use latest. A comment such as `// Adyen LANGUAGE API library vMajor.Minor.Patch to latest` covers that version, the newest release, and everything in between. Read the newest releases from https://github.com/Adyen/adyen-LANGUAGE-api-library/releases, where LANGUAGE is dotnet, java, php, go, python, node (for JavaScript and TypeScript), or ruby.

# Bancontact card Drop-in integration

Add Bancontact card to an existing Drop-in integration.

This page explains how to add Bancontact card to your existing Android Drop-in integration.

This page is for **v5.0.0**, released in October 2023. If you are using an earlier version, use [the guide for earlier versions](https://docs.adyen.com/payment-methods/bancontact/bancontact-card/android-drop-in/earlier-versions) instead.

## Requirements

Select the [server-side flow](https://docs.adyen.com/online-payments/build-your-integration) that your integration uses:

### Tab: Sessions flow

| Requirement          | Description                                                                                                                                                                                                                           |
| -------------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| **Integration type** | Make sure that you have built a Sessions flow [Android Drop-in integration](https://docs.adyen.com/online-payments/build-your-integration/sessions-flow?platform=Android\&integration=Drop-in). The minimum required version is 5.0.0. |
| **Setup steps**      | Before you begin, [add Bancontact card in your Customer Area](https://docs.adyen.com/payment-methods/add-payment-methods).                                                                                                             |

### Tab: Advanced flow

| Requirement          | Description                                                                                                                                                                                                                            |
| -------------------- | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| **Integration type** | Make sure that you have built an Advanced flow [Android Drop-in integration](https://docs.adyen.com/online-payments/build-your-integration/advanced-flow?platform=Android\&integration=Drop-in). The minimum required version is 5.0.0. |
| **Setup steps**      | Before you begin, [add Bancontact card in your Customer Area](https://docs.adyen.com/payment-methods/add-payment-methods).                                                                                                              |

## API reference

### Tab: Sessions flow

When you [make the `/sessions` request](https://docs.adyen.com/online-payments/build-your-integration/sessions-flow?platform=Android\&integration=Drop-in#create-a-payment-session), Bancontact card does not require any additional fields.

### Tab: Advanced flow

When you [make the `/payments` request](https://docs.adyen.com/online-payments/build-your-integration/advanced-flow?platform=Android\&integration=Drop-in#make-a-payment), Bancontact card does not require any additional fields.

## Drop-in Configuration

### Tab: Sessions flow

When you [configure](https://docs.adyen.com/online-payments/build-your-integration/sessions-flow?platform=Android\&integration=Drop-in#configure) Drop-in, Bancontact card does not require any additional configuration.

### Tab: Advanced flow

When you [configure](https://docs.adyen.com/online-payments/build-your-integration/advanced-flow?platform=Android\&integration=Drop-in#configure) Drop-in, Bancontact card does not require any additional configuration.

### Tab: Sessions flow

After adding configuration to Drop-in, [create the checkout session](https://docs.adyen.com/online-payments/build-your-integration/sessions-flow?platform=Android\&integration=Drop-in#create-the-checkout-session).

### Tab: Advanced flow

After adding configuration, [launch and show Drop-in](https://docs.adyen.com/online-payments/build-your-integration/advanced-flow?platform=Android\&integration=Drop-in#launch-and-show).

## Recurring payments

Bancontact supports [tokenization](https://docs.adyen.com/online-payments/tokenization/) for recurring payments.

We strongly recommend that you ask explicit permission from the shopper if you intend to make future recurring payments.

You can use recurring transactions through the Bancontact Wallet Initiated Program (WIP).

### Bancontact Wallet Initiated Program

The Bancontact Wallet Initiated Program (WIP) is a service that streamlines checkout and supports subscription-based billing. It offers the following:

* **Bancontact One-Click Pay** to speed up checkout and boost conversion rates
* **Bancontact Recurring** to support merchant-initiated recurring or subscription payments

You have to sign up to be able to use this service and not all companies are eligible to use Bancontact WIP. To enable Bancontact WIP, contact our [Support Team](https://ca-test.adyen.com/ca/ca/contactUs/support.shtml?form=other).

When you enable Bancontact WIP, transaction amount limits apply to ensure controlled and secure payments.

Shoppers go through Strong Customer Authentication (SCA) one time when they complete their first transaction and give their consent. Subsequent transactions do not require SCA, which reduces friction and improves the checkout flow. Because the first transaction goes through SCA, there is no liability shift. The issuer remains liable.

### Make a recurring payment

To make recurring payments, you need to:

1. [Create a shopper token](https://docs.adyen.com/payment-methods/bancontact/bancontact-card/android-drop-in#create-a-token).
2. [Use the token to make future payments for the shopper](https://docs.adyen.com/payment-methods/bancontact/bancontact-card/android-drop-in#make-payment-with-token).

To test recurring payments, contact our [Support Team](https://ca-test.adyen.com/ca/ca/contactUs/support.shtml?form=other) to configure your test environment.

### Create a token

To create a token, include in your [/sessions](https://docs.adyen.com/api-explorer/Checkout/latest/post/sessions) or [/payments](https://docs.adyen.com/api-explorer/Checkout/latest/post/payments) request:

* `storePaymentMethod`: **true**
* [shopperReference](https://docs.adyen.com/api-explorer/Checkout/latest/post/payments#request-shopperReference): Your unique identifier for the shopper (minimum length three characters).

When the payment has been settled, you receive a [recurring.token.created](https://docs.adyen.com/api-explorer/Tokenization-webhooks/latest/post/recurring.token.created) [webhook](https://docs.adyen.com/development-resources/webhooks) containing:

* `type`: **recurring.token.created**
* `shopperReference`: your unique identifier for the shopper.
* `eventId`: The `pspReference` of the initial payment.
* `storedPaymentMethodId`: This is the token that you need to make recurring payments for this shopper.

Make sure that your server is able to receive the [Recurring tokens life cycle events](https://docs.adyen.com/development-resources/webhooks/webhook-types/#other-webhooks) webhook. You can [set up this webhook in your Customer Area](https://docs.adyen.com/development-resources/webhooks/#set-up-webhooks-in-your-customer-area).

### Make a payment with a token

To make a payment with the token, include in your [/payments](https://docs.adyen.com/api-explorer/Checkout/latest/post/payments) request:

* `paymentMethod.storedPaymentMethodId`: The `storedPaymentMethodId` from the [recurring.token.created](https://docs.adyen.com/api-explorer/Tokenization-webhooks/latest/post/recurring.token.created) webhook. You can also get this value by using the [/listRecurringDetails](https://docs.adyen.com/api-explorer/Recurring/latest/listRecurringDetails) endpoint.
* `shopperReference`: The unique shopper identifier that you specified when creating the token.
* `shopperInteraction`: **ContAuth**.
* `recurringProcessingModel`: **Subscription** or **UnscheduledCardOnFile**.

For more information about the `shopperInteraction` and `recurringProcessingModel` fields, refer to [Tokenization](https://docs.adyen.com/online-payments/tokenization/).

The following example shows a recurring **Subscription** payment using WIP.

#### curl

```bash
curl https://checkout-test.adyen.com/v72/payments \
-H 'x-api-key: ADYEN_API_KEY' \
-H 'content-type: application/json' \
-d '{
       "amount":{
          "value":1000,
          "currency":"EUR"
       },
       "paymentMethod":{
          "type":"bcmc",
          "storedPaymentMethodId":"7219687191761347"
       },
       "reference":"YOUR_ORDER_NUMBER",
       "merchantAccount":"YOUR_MERCHANT_ACCOUNT",
       "shopperReference":"YOUR_UNIQUE_SHOPPER_ID_IOfW3k9G2PvXFu2j",
       "shopperInteraction":"ContAuth",
       "recurringProcessingModel": "Subscription"
}'
```

#### Java

```java
// Adyen Java API Library v38.0.0 to latest
import com.adyen.Client;
import com.adyen.Config;
import com.adyen.enums.Environment;
import com.adyen.model.*;
import com.adyen.service.*;
import java.math.*;
import com.adyen.model.checkout.*;
import java.time.OffsetDateTime;
import java.util.*;
import com.adyen.model.RequestOptions;
import com.adyen.service.checkout.*;

Config config = new Config()
    .apiKey("ADYEN_API_KEY")
    .environment(Environment.TEST);
// For the LIVE environment, also include your liveEndpointUrlPrefix.
Client client = new Client(config);

// Create the request object(s)
Amount amount = new Amount()
  .currency("EUR")
  .value(1000L);

AchDetails achDetails = new AchDetails()
  .storedPaymentMethodId("7219687191761347")
  .type(AchDetails.TypeEnum.ACH);

PaymentRequest paymentRequest = new PaymentRequest()
  .reference("YOUR_ORDER_NUMBER")
  .amount(amount)
  .merchantAccount("YOUR_MERCHANT_ACCOUNT")
  .recurringProcessingModel(PaymentRequest.RecurringProcessingModelEnum.SUBSCRIPTION)
  .paymentMethod(new CheckoutPaymentMethod(achDetails))
  .shopperInteraction(PaymentRequest.ShopperInteractionEnum.CONTAUTH)
  .shopperReference("YOUR_UNIQUE_SHOPPER_ID_IOfW3k9G2PvXFu2j");

// Send the request
PaymentsApi service = new PaymentsApi(client);
PaymentResponse response = service.payments(paymentRequest, new RequestOptions().idempotencyKey("UUID"));
```

#### PHP

```php
<?php
// Adyen PHP API Library v30.0.0 to latest
use Adyen\Client;
use Adyen\Environment;
use Adyen\Model\Checkout\Amount;
use Adyen\Model\Checkout\CheckoutPaymentMethod;
use Adyen\Model\Checkout\PaymentRequest;
use Adyen\Service\Checkout\PaymentsApi;

$client = new Client();
$client->setXApiKey("ADYEN_API_KEY");
// For the LIVE environment, also include your liveEndpointUrlPrefix.
$client->setEnvironment(Environment::TEST);


// Create the request object(s)
$amount = new Amount();
$amount
  ->setCurrency("EUR")
  ->setValue(1000);

$checkoutPaymentMethod = new CheckoutPaymentMethod();
$checkoutPaymentMethod
  ->setStoredPaymentMethodId("7219687191761347")
  ->setType("bcmc");

$paymentRequest = new PaymentRequest();
$paymentRequest
  ->setReference("YOUR_ORDER_NUMBER")
  ->setAmount($amount)
  ->setMerchantAccount("YOUR_MERCHANT_ACCOUNT")
  ->setRecurringProcessingModel("Subscription")
  ->setPaymentMethod($checkoutPaymentMethod)
  ->setShopperInteraction("ContAuth")
  ->setShopperReference("YOUR_UNIQUE_SHOPPER_ID_IOfW3k9G2PvXFu2j");

$requestOptions['idempotencyKey'] = 'UUID';

// Send the request
$service = new PaymentsApi($client);
$response = $service->payments($paymentRequest, $requestOptions);
```

#### C\#

```cs
// Adyen .NET API Library v34.0.0 to latest
using System;
using Adyen.Checkout.Extensions;
using Adyen.Checkout.Models;
using Adyen.Checkout.Services;
using Adyen.Core.Client;
using Adyen.Core.Client.Extensions;
using Adyen.Core.Options;
using Microsoft.Extensions.DependencyInjection;
using Microsoft.Extensions.Hosting;

var host = Host.CreateDefaultBuilder()
    .ConfigureCheckout(
        (context, services, config) =>
        {
            config.ConfigureAdyenOptions(options =>
            {
                options.AdyenApiKey = "ADYEN_API_KEY";
                options.Environment = AdyenEnvironment.Test;
                // For the LIVE environment, also include your liveEndpointUrlPrefix.
                // options.LiveEndpointUrlPrefix = "";
            });
            services.AddAllCheckoutServices();
        })
    .Build();

var paymentsService = host.Services.GetRequiredService<IPaymentsService>();

// Create the request object(s)
var amount = new Amount
{
    Currency = "EUR",
    Value = 1000
};

var achDetails = new AchDetails
{
    StoredPaymentMethodId = "7219687191761347",
    Type = AchDetails.TypeEnum.
};

var paymentRequest = new PaymentRequest
{
    Reference = "YOUR_ORDER_NUMBER",
    Amount = amount,
    MerchantAccount = "YOUR_MERCHANT_ACCOUNT",
    RecurringProcessingModel = PaymentRequest.RecurringProcessingModelEnum.Subscription,
    PaymentMethod = new CheckoutPaymentMethod(achDetails),
    ShopperInteraction = PaymentRequest.ShopperInteractionEnum.ContAuth,
    ShopperReference = "YOUR_UNIQUE_SHOPPER_ID_IOfW3k9G2PvXFu2j"
};

string idempotencyKey = Guid.NewGuid().ToString();

// Send the request
var result = await paymentsService.PaymentsAsync(paymentRequest, new RequestOptions().AddIdempotencyKey(idempotencyKey));

if (result.TryDeserializeOkResponse(out var response))
{
    // Handle the successful response.
}
```

#### NodeJS (JavaScript)

```js
// Adyen Node API Library v30.0.0 to latest
const { Client, Config, EnvironmentEnum, CheckoutAPI } = require('@adyen/api-library');

// For the LIVE environment, also include your liveEndpointUrlPrefix.
const config = new Config({
  apiKey: "ADYEN_API_KEY",
  environment: EnvironmentEnum.TEST
});

const client = new Client(config);

// Create the request object(s)
const amount = {
  currency: "EUR",
  value: 1000
};

const achDetails = {
  storedPaymentMethodId: "7219687191761347",
  type: "bcmc"
};

const paymentRequest = {
  reference: "YOUR_ORDER_NUMBER",
  amount: amount,
  merchantAccount: "YOUR_MERCHANT_ACCOUNT",
  recurringProcessingModel: "Subscription",
  paymentMethod: achDetails,
  shopperInteraction: "ContAuth",
  shopperReference: "YOUR_UNIQUE_SHOPPER_ID_IOfW3k9G2PvXFu2j"
};

// Send the request
const checkoutAPI = new CheckoutAPI(client);
const response = await checkoutAPI.PaymentsApi.payments(paymentRequest, { idempotencyKey: "UUID" });
```

#### Go

```go
// Adyen Go API Library v21.0.0 to latest
import (
  "context"
  "github.com/adyen/adyen-go-api-library/v21/src/common"
  "github.com/adyen/adyen-go-api-library/v21/src/adyen"
  "github.com/adyen/adyen-go-api-library/v21/src/checkout"
)
// For the LIVE environment, also include your liveEndpointUrlPrefix.
client := adyen.NewClient(&common.Config{
  ApiKey:      "ADYEN_API_KEY",
  Environment: common.TestEnv,
})

// Create the request object(s)
amount := checkout.Amount{
  Currency: "EUR",
  Value: 1000,
}

achDetails := checkout.AchDetails{
  StoredPaymentMethodId: common.PtrString("7219687191761347"),
  Type: common.PtrString("bcmc"),
}

paymentRequest := checkout.PaymentRequest{
  Reference: "YOUR_ORDER_NUMBER",
  Amount: amount,
  MerchantAccount: "YOUR_MERCHANT_ACCOUNT",
  RecurringProcessingModel: common.PtrString("Subscription"),
  PaymentMethod: checkout.AchDetailsAsCheckoutPaymentMethod(&achDetails),
  ShopperInteraction: common.PtrString("ContAuth"),
  ShopperReference: common.PtrString("YOUR_UNIQUE_SHOPPER_ID_IOfW3k9G2PvXFu2j"),
}

// Send the request
service := client.Checkout()
req := service.PaymentsApi.PaymentsInput().IdempotencyKey("UUID").PaymentRequest(paymentRequest)
res, httpRes, err := service.PaymentsApi.Payments(context.Background(), req)
```

#### Python

```py
# Adyen Python API Library v14.0.0 to latest
import Adyen

adyen = Adyen.Adyen()
adyen.client.xapikey = "ADYEN_API_KEY"
# For the LIVE environment, also include your liveEndpointUrlPrefix.
adyen.client.platform = "test" # The environment to use library in.

# Create the request object(s)
json_request = {
  "amount": {
    "value": 1000,
    "currency": "EUR"
  },
  "paymentMethod": {
    "type": "bcmc",
    "storedPaymentMethodId": "7219687191761347"
  },
  "reference": "YOUR_ORDER_NUMBER",
  "merchantAccount": "YOUR_MERCHANT_ACCOUNT",
  "shopperReference": "YOUR_UNIQUE_SHOPPER_ID_IOfW3k9G2PvXFu2j",
  "shopperInteraction": "ContAuth",
  "recurringProcessingModel": "Subscription"
}

# Send the request
result = adyen.checkout.payments_api.payments(request=json_request, idempotency_key="UUID")
```

#### Ruby

```rb
# Adyen Ruby API Library v11.0.0 to latest
require "adyen-ruby-api-library"

adyen = Adyen::Client.new
adyen.api_key = 'ADYEN_API_KEY'
# For the LIVE environment, also include your liveEndpointUrlPrefix.
adyen.env = :test # Set to "live" for live environment

# Create the request object(s)
request_body = {
  "amount" => {
    "value" => 1000,
    "currency" => "EUR"
  },
  "paymentMethod" => {
    "type" => "bcmc",
    "storedPaymentMethodId" => "7219687191761347"
  },
  "reference" => "YOUR_ORDER_NUMBER",
  "merchantAccount" => "YOUR_MERCHANT_ACCOUNT",
  "shopperReference" => "YOUR_UNIQUE_SHOPPER_ID_IOfW3k9G2PvXFu2j",
  "shopperInteraction" => "ContAuth",
  "recurringProcessingModel" => "Subscription"
}

# Send the request
result = adyen.checkout.payments_api.payments(request_body, headers: { 'Idempotency-Key' => 'UUID' })
```

#### NodeJS (TypeScript)

```ts
// Adyen Node API Library v30.0.0 to latest
import { Client, Config, EnvironmentEnum, CheckoutAPI, Types } from "@adyen/api-library";

// For the LIVE environment, also include your liveEndpointUrlPrefix.
const config = new Config({
  apiKey: "ADYEN_API_KEY",
  environment: EnvironmentEnum.TEST
});

const client = new Client(config);

// Create the request object(s)
const amount: Types.checkout.Amount = {
  currency: "EUR",
  value: 1000
};

const achDetails = {
  storedPaymentMethodId: "7219687191761347",
  type: "bcmc"
} as unknown as Types.checkout.AchDetails;

const paymentRequest = {
  reference: "YOUR_ORDER_NUMBER",
  amount: amount,
  merchantAccount: "YOUR_MERCHANT_ACCOUNT",
  recurringProcessingModel: Types.checkout.PaymentRequest.RecurringProcessingModelEnum.Subscription,
  paymentMethod: achDetails,
  shopperInteraction: Types.checkout.PaymentRequest.ShopperInteractionEnum.ContAuth,
  shopperReference: "YOUR_UNIQUE_SHOPPER_ID_IOfW3k9G2PvXFu2j"
} as unknown as Types.checkout.PaymentRequest;

// Send the request
const checkoutAPI = new CheckoutAPI(client);
const response = await checkoutAPI.PaymentsApi.payments(paymentRequest, { idempotencyKey: "UUID" });
```

## Test and go live

Before making live payments, use the following credentials to test your integration:

| Card number                                                                                                       | Card type               | CVV2/CVC2                  | Username | Password | Issuing country/region | Expiry date |
| ----------------------------------------------------------------------------------------------------------------- | ----------------------- | -------------------------- | -------- | -------- | ---------------------- | ----------- |
| 5127 8809 9999 9990                                                                                               | BCMC / Mastercard Debit | BCMC: None Mastercard: 737 | user     | password | BE                     | 03/2030     |
| 6703 4444 4444 4449                                                                                               | BCMC / Maestro          | None                       | user     | password | BE                     | 03/2030     |
| 4871 0499 9999 9910 [1](https://docs.adyen.com/payment-methods/bancontact/bancontact-card/android-drop-in#routing) | BCMC / Visa Debit       | BCMC: None Visa: 737       | user     | password | BE                     | 03/2030     |

[]()1 Depending on your payment method setup, transactions with this test card are routed to Bancontact or Visa.

You can force a decline using these credentials with `"holderName": "DECLINED"`.

```js
    "paymentMethod": {
      "type": "bcmc",
      "number": "4871049999999910",
      "holderName": "DECLINED",
      "expiryMonth": "03",
      "expiryYear": "2030"
    }
```

This gets the following response:

```js
    "refusalReason": "Refused",
    "resultCode": "Refused",
```

You can check the status of test payments in your [Customer Area](https://ca-test.adyen.com/) > **Payments** > **Payment list**.

[Add Bancontact card](https://docs.adyen.com/payment-methods/add-payment-methods) in your [live Customer Area](https://ca-live.adyen.com/).

## See also

* [Android Drop-in integration guide](https://docs.adyen.com/online-payments/build-your-integration/sessions-flow/?platform=Android\&integration=Drop-in)
* [SEPA Direct Debit](https://docs.adyen.com/payment-methods/sepa-direct-debit)
* [API Explorer](https://docs.adyen.com/api-explorer/Checkout/latest/overview)