- An online payments integration that uses the advanced flow<\/a>, on Checkout API v72<\/strong> or later.<\/li>
- To detect card eligibility in the shopper's browser with Components or Drop-in, use adyen-web 6.41.0<\/strong> or later.<\/li>
- Support for partial authorizations<\/a>. FSA\/HSA payments require partial authorizations, because an FSA\/HSA card might not cover the full payment amount.<\/li><\/ul><\/td>\n<\/tr>\n
\n Limitations<\/strong><\/td>\n - Supported only for US-issued Visa and Mastercard cards.<\/li>
- You determine the healthcare-eligible amounts from your inventory and the SIG-IS Eligible Product List<\/a>. Adyen does not compute eligibility or the amounts.<\/li>
- A healthcare-eligible card does not mean that your business is certified to accept FSA\/HSA payments.<\/li><\/ul><\/td>\n<\/tr>\n
\n Setup steps<\/strong><\/td>\n Before you begin: - Contact your Adyen account team to enable FSA\/HSA payments and partial authorizations. FSA\/HSA payments are in limited release.<\/li>
- Register or certify your business with SIG-IS. The program that applies depends on your business type. See SIG-IS registration and certification<\/a>.<\/li><\/ul><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n
About FSA\/HSA payments<\/h2>\n
FSA and HSA cards are US-only prepaid cards linked to tax-advantaged healthcare accounts. Shoppers can use them only for healthcare purchases that the US Internal Revenue Service (IRS) recognizes as eligible. To accept these cards for eligible everyday health products, you must prove that the purchase qualifies.<\/p>\n
Auto-substantiation<\/strong> is the process that proves product eligibility automatically, so the shopper does not need to submit paper receipts for most healthcare-eligible purchases. However, a shopper's benefit provider might still ask them for proof of the purchase later. It relies on the Inventory Information Approval System (IIAS)<\/strong>: you identify the healthcare-eligible items in the basket and send the eligible amount with the payment. The card issuer uses this data to approve the eligible amount.<\/p>\n
This page covers the Everyday Health Products<\/strong> category. You send the healthcare amount data through IIAS auto-substantiation. This maps to the SIG-IS IIAS<\/strong> program, which needs both SIG-IS certification and this integration.<\/p>\n
Not every business needs this integration. Adyen also supports two categories that do not send healthcare data: businesses on healthcare-only merchant category codes<\/a> (Direct Medical Services<\/strong>), and pharmacies and drug stores that use the 90% Rule<\/strong>. The program that applies to your business, and whether you register with SIG-IS, depends on your business type and MCC. See SIG-IS registration and certification<\/a>.<\/p>\n
The following terms are used on this page:<\/p>\n
- A healthcare-eligible card does not mean that your business is certified to accept FSA\/HSA payments.<\/li><\/ul><\/td>\n<\/tr>\n
- To detect card eligibility in the shopper's browser with Components or Drop-in, use adyen-web 6.41.0<\/strong> or later.<\/li>
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Recommended for all transactions, but not required.<\/p>\n