---
title: "EPS for API only"
description: "Add EPS to your API-only integration."
url: "https://docs.adyen.com/payment-methods/eps/api-only"
source_url: "https://docs.adyen.com/payment-methods/eps/api-only.md"
canonical: "https://docs.adyen.com/payment-methods/eps/api-only"
last_modified: "2026-05-24T12:54:31+02:00"
language: "en"
---

# EPS for API only

Add EPS to your API-only integration.

[View source](/payment-methods/eps/api-only.md)

You can add EPS to your existing integration. The following instructions show only what you must add to your integration specifically for EPS.

If an instruction on this page corresponds with a step in the main integration guide, it includes a link to corresponding step of the main integration guide.

## Requirements

| Requirement           | Description                                                                                                                                                                                                                |   |
| --------------------- | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | - |
| **Integration type**  | Make sure that you have an existing [API-only integration](/online-payments/build-your-integration/advanced-flow/?platform=Web\&integration=API%20only).                                                                   |   |
| **Redirect handling** | Make sure that your existing integration is set up to [handle the redirect](/online-payments/build-your-integration/advanced-flow/?platform=Web\&integration=API%20only#handle-the-redirect). `action.type`: **redirect**. |   |
| **Setup steps**       | Before you begin, [add EPS in your Customer Area](/payment-methods/add-payment-methods).                                                                                                                                   |   |

## How it works

1. The shopper selects EPS from the list of payment methods, then selects their bank.
2. The shopper is redirected to the bank website to enter their bank details.
3. The shopper confirms the payment and is redirected back to your website.

## Build your payment form

To show EPS in your payment form, you need to:

1. Show a list of available banks to your shopper.
2. After the shopper selects a bank, pass the corresponding **Issuer ID** value to your server. You'll need this to make a payment.

### List of issuer IDs

The available banks for EPS are different in the test and live environment:

### Tab: Test payments

| Bank name      | Issuer ID                            |
| -------------- | ------------------------------------ |
| PSA Bank Group | b631e29a-097e-4400-be52-762b6d772b38 |

### Tab: Live payments

| Bank name                                | Issuer ID                            |
| ---------------------------------------- | ------------------------------------ |
| Austrian Anadi Bank AG                   | 68db503b-ea48-4681-814b-10fc74064f68 |
| Bank Austria                             | bbd44f4d-609b-454e-8d5a-e0d1ac21f15a |
| bank99 AG                                | f848c582-1b94-4e13-b58e-b3a2c68a3fba |
| Bankhaus Carl Spängler & Co.AG           | d5639c17-0207-4d49-8708-922181135ad1 |
| BKS Bank AG                              | 7217d822-470c-4768-b346-a440e8cb7096 |
| BAWAG P.S.K. AG                          | 64669764-e6fc-401c-8f3d-26e9169ba6ff |
| BTV VIER LÄNDER BANK                     | a990a73b-3d6b-4d91-9b8a-856428089b34 |
| Dolomitenbank                            | b42dd796-8bda-4893-acc2-ddfae9c9cdb7 |
| Erste Bank und Sparkassen                | 1d48e2f7-604c-4d1d-894e-170635d1a645 |
| Easybank AG                              | 54016d9d-31b0-4db3-9eaf-cf9fbc58ee81 |
| HYPO-BANK BURGENLAND Aktiengesellschaft  | b3b1554f-c9ae-4396-a62f-baffb8a2de1c |
| HYPO NOE LB für Niederösterreich u. Wien | 9c92d29b-a898-488e-836f-e93b911f9a94 |
| HYPO Oberösterreich,Salzburg             | 89c79da1-1b75-41e2-9254-118f36231bbd |
| HYPO Tirol Bank AG                       | 31659756-fb43-4094-afd5-82980ff48750 |
| Hypo Vorarlberg Bank AG                  | 880cc8c4-d723-49ab-8299-dc35eafc9385 |
| Marchfelder Bank                         | 242209e6-a81f-48bc-9041-a31306cb153f |
| Oberbank AG                              | 744d26da-90c9-49eb-9a0b-9a7f1fa3a8d2 |
| Österreichische Ärzte- und Apothekerbank | 69a67a81-7518-463f-8527-3f1128af1f93 |
| Posojilnica Bank eGen                    | 65ef4682-4944-499f-828f-5d74ad288376 |
| Raiffeisen Bankengruppe Österreich       | 09350598-7ba4-4afb-b706-843e49a64759 |
| Schelhammer Capital Bank AG              | c522e299-479c-4134-849f-a6ef0399a6e0 |
| Schoellerbank AG                         | 3ed7da63-0924-424c-a822-2a0dfaaadce1 |
| Sparda Bank Wien                         | cc4a034e-f8a1-4ce4-a96b-1cd251af03b5 |
| Volksbanken                              | 479ff5d2-6f44-4921-9330-6bf6763806e9 |
| Volkskreditbank AG                       | 43b3af24-7969-4701-a7ce-1f9fc6eef834 |

You can also get the issuer list from the [/paymentMethods](https://docs.adyen.com/api-explorer/Checkout/latest/post/paymentMethods) response.

## Get EPS as an available payment method

When you make the [/paymentMethods](https://docs.adyen.com/api-explorer/Checkout/latest/post/paymentMethods) to [get available payment methods](/online-payments/build-your-integration/advanced-flow/?platform=Web\&integration=API%20only#get-available-payment-methods), specify the following so that EPS is included in the response.

| Parameter                                                                                                          | Values                    |
| ------------------------------------------------------------------------------------------------------------------ | ------------------------- |
| [countryCode](https://docs.adyen.com/api-explorer/Checkout/latest/post/paymentMethods#request-countryCode)         | **AT**                    |
| [amount.currency](https://docs.adyen.com/api-explorer/Checkout/latest/post/paymentMethods#request-amount-currency) | **EUR**                   |
| [amount.value](https://docs.adyen.com/api-explorer/Checkout/latest/post/paymentMethods#request-amount)             | The value of the payment. |

**Example request for available payment methods**

#### curl

```bash
curl https://checkout-test.adyen.com/v72/paymentMethods \
-H 'x-api-key: ADYEN_API_KEY' \
-H 'idempotency-key: YOUR_IDEMPOTENCY_KEY' \
-H 'content-type: application/json' \
-X POST
-d '{
   "merchantAccount": "ADYEN_MERCHANT_ACCOUNT",
   "countryCode": "AT",
   "amount": {
      "currency": "EUR",
	  "value": 1000
   }
}'
```

#### Java

```java
// Adyen Java API Library v40.0.0
import com.adyen.Client;
import com.adyen.enums.Environment;
import com.adyen.model.checkout.*;
import java.time.OffsetDateTime;
import java.util.*;
import com.adyen.model.RequestOptions;
import com.adyen.service.checkout.*;

// For the LIVE environment, also include your liveEndpointUrlPrefix.
Client client = new Client("ADYEN_API_KEY", Environment.TEST);

// Create the request object(s)
Amount amount = new Amount()
  .currency("EUR")
  .value(1000L);

PaymentMethodsRequest paymentMethodsRequest = new PaymentMethodsRequest()
  .amount(amount)
  .merchantAccount("ADYEN_MERCHANT_ACCOUNT")
  .countryCode("AT");

// Send the request
PaymentsApi service = new PaymentsApi(client);
PaymentMethodsResponse response = service.paymentMethods(paymentMethodsRequest, new RequestOptions().idempotencyKey("UUID"));
```

#### PHP

```php
<?php
// Adyen PHP API Library v28.3.0
use Adyen\Client;
use Adyen\Environment;
use Adyen\Model\Checkout\Amount;
use Adyen\Model\Checkout\PaymentMethodsRequest;
use Adyen\Service\Checkout\PaymentsApi;

$client = new Client();
$client->setXApiKey("ADYEN_API_KEY");
// For the LIVE environment, also include your liveEndpointUrlPrefix.
$client->setEnvironment(Environment::TEST);


// Create the request object(s)
$amount = new Amount();
$amount
  ->setCurrency("EUR")
  ->setValue(1000);

$paymentMethodsRequest = new PaymentMethodsRequest();
$paymentMethodsRequest
  ->setAmount($amount)
  ->setMerchantAccount("ADYEN_MERCHANT_ACCOUNT")
  ->setCountryCode("AT");

$requestOptions['idempotencyKey'] = 'UUID';

// Send the request
$service = new PaymentsApi($client);
$response = $service->paymentMethods($paymentMethodsRequest, $requestOptions);
```

#### C\#

```cs
// Adyen .NET API Library v32.2.1
using Adyen;
using Environment = Adyen.Model.Environment;
using Adyen.Model;
using Adyen.Model.Checkout;
using Adyen.Service.Checkout;

// For the LIVE environment, also include your liveEndpointUrlPrefix.
var config = new Config()
{
    XApiKey = "ADYEN_API_KEY",
    Environment = Environment.Test
};
var client = new Client(config);

// Create the request object(s)
Amount amount = new Amount
{
  Currency = "EUR",
  Value = 1000
};

PaymentMethodsRequest paymentMethodsRequest = new PaymentMethodsRequest
{
  Amount = amount,
  MerchantAccount = "ADYEN_MERCHANT_ACCOUNT",
  CountryCode = "AT"
};

// Send the request
var service = new PaymentsService(client);
var response = service.PaymentMethods(paymentMethodsRequest, requestOptions: new RequestOptions { IdempotencyKey = "UUID"});
```

#### NodeJS (JavaScript)

```js
// Adyen Node API Library v30.0.0
const { Client, CheckoutAPI } = require('@adyen/api-library');

// For the LIVE environment, also include your liveEndpointUrlPrefix.
const config = new Config({
  apiKey: "ADYEN_API_KEY",
  environment: EnvironmentEnum.TEST
});

const client = new Client(config);

// Create the request object(s)
const paymentMethodsRequest = {
  merchantAccount: "ADYEN_MERCHANT_ACCOUNT",
  countryCode: "AT",
  amount: {
    currency: "EUR",
    value: 1000
  }
}

// Send the request
const checkoutAPI = new CheckoutAPI(client);
const response = checkoutAPI.PaymentsApi.paymentMethods(paymentMethodsRequest, { idempotencyKey: "UUID" });
```

#### Go

```go
// Adyen Go API Library v21.1.0
import (
  "context"
  "github.com/adyen/adyen-go-api-library/v21/src/common"
  "github.com/adyen/adyen-go-api-library/v21/src/adyen"
  "github.com/adyen/adyen-go-api-library/v21/src/checkout"
)
// For the LIVE environment, also include your liveEndpointUrlPrefix.
client := adyen.NewClient(&common.Config{
  ApiKey:      "ADYEN_API_KEY",
  Environment: common.TestEnv,
})

// Create the request object(s)
amount := checkout.Amount{
  Currency: "EUR",
  Value: 1000,
}

paymentMethodsRequest := checkout.PaymentMethodsRequest{
  Amount: &amount,
  MerchantAccount: "ADYEN_MERCHANT_ACCOUNT",
  CountryCode: common.PtrString("AT"),
}

// Send the request
service := client.Checkout()
req := service.PaymentsApi.PaymentMethodsInput().IdempotencyKey("UUID").PaymentMethodsRequest(paymentMethodsRequest)
res, httpRes, err := service.PaymentsApi.PaymentMethods(context.Background(), req)
```

#### Python

```py
# Adyen Python API Library v14.0.0
import Adyen

adyen = Adyen.Adyen()
adyen.client.xapikey = "ADYEN_API_KEY"
# For the LIVE environment, also include your liveEndpointUrlPrefix.
adyen.client.platform = "test" # The environment to use library in.

# Create the request object(s)
json_request = {
  "merchantAccount": "ADYEN_MERCHANT_ACCOUNT",
  "countryCode": "AT",
  "amount": {
    "currency": "EUR",
    "value": 1000
  }
}

# Send the request
result = adyen.checkout.payments_api.payment_methods(request=json_request, idempotency_key="UUID")
```

#### Ruby

```rb
# Adyen Ruby API Library v11.0.0
require "adyen-ruby-api-library"

adyen = Adyen::Client.new
adyen.api_key = 'ADYEN_API_KEY'
# For the LIVE environment, also include your liveEndpointUrlPrefix.
adyen.env = :test # Set to "live" for live environment

# Create the request object(s)
request_body = {
  :merchantAccount => 'ADYEN_MERCHANT_ACCOUNT',
  :countryCode => 'AT',
  :amount => {
    :currency => 'EUR',
    :value => 1000
  }
}

# Send the request
result = adyen.checkout.payments_api.payment_methods(request_body, headers: { 'Idempotency-Key' => 'UUID' })
```

#### NodeJS (TypeScript)

```ts
// Adyen Node API Library v30.0.0
import { Client, CheckoutAPI, Types } from "@adyen/api-library";

// For the LIVE environment, also include your liveEndpointUrlPrefix.
const config = new Config({
  apiKey: "ADYEN_API_KEY",
  environment: EnvironmentEnum.TEST
});

const client = new Client(config);

// Create the request object(s)
const amount: Types.checkout.Amount = {
  currency: "EUR",
  value: 1000
};

const paymentMethodsRequest: Types.checkout.PaymentMethodsRequest = {
  amount: amount,
  merchantAccount: "ADYEN_MERCHANT_ACCOUNT",
  countryCode: "AT"
};

// Send the request
const checkoutAPI = new CheckoutAPI(client);
const response = checkoutAPI.PaymentsApi.paymentMethods(paymentMethodsRequest, { idempotencyKey: "UUID" });
```

The list of issuing banks are included in the `paymentMethods` object, as well as `type`: **eps**.

**Example response with EPS available**

```json
{
    "paymentMethods": [
        {
            "name": "EPS",
            "type": "eps",
            "issuers": [
                {
                    "id": "d5d5b133-1c0d-4c08-b2be-3c9b116dc326",
                    "name": "Dolomitenbank"
                }
                // multiple issuers will be displayed
            ]
        }
    ]
}
```

## Add additional parameters to your /payments request

When you [make a payment](/online-payments/build-your-integration/advanced-flow/?platform=Web\&integration=API%20only#make-a-payment), add the following parameters in your [/payments](https://docs.adyen.com/api-explorer/Checkout/latest/post/payments) request:

* `paymentMethod.type`: **eps**
* `paymentMethod.issuer`: The EPS issuer value of the shopper's selected bank. For example, Dolomitenbank.
* [returnUrl](https://docs.adyen.com/api-explorer/Checkout/latest/post/payments#request-returnUrl): The URL where the shopper will be redirected back to after they complete the payment. This URL can have a maximum of 1024 characters.

## Recurring payments

We support recurring transactions for EPS through [SEPA Direct Debit](/payment-methods/sepa-direct-debit). To make recurring payments, you need to:

1. [Create a shopper token](#create-a-token).
2. [Use the token to make future payments for the shopper](#make-payment-with-token).

### Create a token

We strongly recommend that you request explicit permission from the shopper if you intend to make recurring SEPA payments. Being transparent about the payment schedule and the charged amount reduces the risk of [chargebacks](/payment-methods/sepa-direct-debit/api-only#chargebacks).

To create a token, include in your [/payments](https://docs.adyen.com/api-explorer/Checkout/latest/post/payments) request:

* `storePaymentMethod`: **true**
* [shopperReference](https://docs.adyen.com/api-explorer/Checkout/latest/post/payments#request-shopperReference): Your unique identifier for the shopper (minimum length three characters).

When the payment has been settled, you receive a [recurring.token.created](https://docs.adyen.com/api-explorer/Tokenization-webhooks/latest/post/recurring.token.created) [webhook](/development-resources/webhooks) containing:

* `type`: **recurring.token.created**
* `shopperReference`: your unique identifier for the shopper.
* `eventId`: the `pspReference` of the initial payment.
* `storedPaymentMethodId`: the token that you need to make recurring payments for this shopper.

Make sure that your server is able to receive the [Recurring tokens life cycle events](/development-resources/webhooks/webhook-types/#other-webhooks) webhook. You can [set up this webhook in your Customer Area](/development-resources/webhooks/#set-up-webhooks-in-your-customer-area).

### Make a payment with a token

To make a payment with the token, include in your [/payments](https://docs.adyen.com/api-explorer/Checkout/latest/post/payments) request:

* `paymentMethod.storedPaymentMethodId`: The `storedPaymentMethodId` from the [recurring.token.created](https://docs.adyen.com/api-explorer/Tokenization-webhooks/latest/post/recurring.token.created) webhook.

You can also get this value using the [/listRecurringDetails](https://docs.adyen.com/api-explorer/Recurring/latest/post/listRecurringDetails) endpoint.

* `shopperReference`: The unique shopper identifier that you specified when creating the token (minimum length three characters).
* `shopperInteraction`: **ContAuth**.
* `recurringProcessingModel`: **Subscription** or **UnscheduledCardOnFile**.

For more information about the `shopperInteraction` and `recurringProcessingModel` fields, refer to [Tokenization](/online-payments/tokenization/).

#### curl

```bash
curl https://checkout-test.adyen.com/v72/payments \
-H 'x-api-key: ADYEN_API_KEY' \
-H 'content-type: application/json' \
-d '{
       "amount":{
          "value":1000,
          "currency":"EUR"
       },
       "paymentMethod":{
          "type":"sepadirectdebit",
          "storedPaymentMethodId":"7219687191761347"
       },
       "reference":"YOUR_ORDER_NUMBER",
       "merchantAccount":"YOUR_MERCHANT_ACCOUNT",
       "shopperReference":"YOUR_UNIQUE_SHOPPER_ID_IOfW3k9G2PvXFu2j",
       "shopperInteraction":"ContAuth",
       "recurringProcessingModel": "Subscription"
}'
```

#### Java

```java
// Set ADYEN_API_KEY with the API key from the Customer Area.
// Change to Environment.LIVE and add the Live URL prefix when you are ready to accept live payments.
Client client = new Client("ADYEN_API_KEY", Environment.TEST);
Checkout checkout = new Checkout(client);

PaymentsRequest paymentsRequest = new PaymentsRequest();

String merchantAccount = "YOUR_MERCHANT_ACCOUNT";
paymentsRequest.setMerchantAccount(merchantAccount);

Amount amount = new Amount();
amount.setCurrency("EUR");
amount.setValue(15000L);
paymentsRequest.setAmount(amount);

SepaDirectDebitDetails paymentMethodDetails = new SepaDirectDebitDetails();
paymentMethodDetails.setStoredPaymentMethodId("7219687191761347");
paymentMethodDetails.setType("sepadirectdebit");
paymentsRequest.setPaymentMethod(paymentMethodDetails);

paymentsRequest.setReference("YOUR_ORDER_NUMBER");
paymentsRequest.setReturnUrl("https://your-company.example.com/checkout?shopperOrder=12xy..");
paymentsRequest.setShopperInteraction(PaymentsRequest.ShopperInteractionEnum.CONTAUTH);
paymentsRequest.setRecurringProcessingModel(PaymentsRequest.RecurringProcessingModelEnum.SUBSCRIPTION);

PaymentsResponse paymentsResponse = checkout.payments(paymentsRequest);
```

#### PHP

```php
// Set your X-API-KEY with the API key from the Customer Area.
$client = new \Adyen\Client();
$client->setXApiKey("ADYEN_API_KEY");
$service = new \Adyen\Service\Checkout($client);

$params = array(
  "amount" => array(
    "currency" => "EUR",
    "value" => 1000
  ),
  "reference" => "YOUR_ORDER_NUMBER",
  "paymentMethod" => array(
    "type" => "sepadirectdebit",
    "recurringDetailReference" => "7219687191761347"
  ),
  "returnUrl" => "https://your-company.example.com/checkout?shopperOrder=12xy..",
  "shopperReference" => "YOUR_UNIQUE_SHOPPER_ID_IOfW3k9G2PvXFu2j",
  "recurringProcessingModel" => "Subscription",
  "shopperInteraction" => "ContAuth",
  "merchantAccount" => "YOUR_MERCHANT_ACCOUNT"
);
$result = $service->payments($params);
```

#### C\#

```cs
// Set your X-API-KEY with the API key from the Customer Area.
var client = new Client ("ADYEN_API_KEY", Environment.Test);
var checkout = new Checkout(client);

var amount = new Adyen.Model.Checkout.Amount("EUR", 1000);
var details = new Adyen.Model.Checkout.DefaultPaymentMethodDetails{
  Type = "sepadirectdebit",
  StoredPaymentMethodId = "7219687191761347"
};
var paymentsRequest = new Adyen.Model.Checkout.PaymentRequest
{
  Reference = "YOUR_ORDER_NUMBER",
  Amount = amount,
  ReturnUrl = @"https://your-company.example.com/checkout?shopperOrder=12xy..",
  MerchantAccount = "YOUR_MERCHANT_ACCOUNT",
  ShopperReference = "YOUR_UNIQUE_SHOPPER_ID_IOfW3k9G2PvXFu2j",
  RecurringProcessingModel = Adyen.Model.Checkout.PaymentRequest.RecurringProcessingModelEnum.Subscription,
  ShopperInteraction = Adyen.Model.Checkout.PaymentRequest.ShopperInteractionEnum.ContAuth,
  PaymentMethod = details
};

var paymentResponse = checkout.Payments(paymentsRequest);
```

#### NodeJS (JavaScript)

```js
// Adyen Node API Library v16.1.0
// Require the parts of the module you want to use
const { Client, CheckoutAPI } = require('@adyen/api-library');

// Initialize the client object
const client = new Client({apiKey: "YOUR_X_API_KEY", environment: "TEST"});

// Create the request object
const paymentRequest = {
  amount: {
    value: 1000,
    currency: "EUR"
  },
  paymentMethod: {
    type: "sepadirectdebit",
    storedPaymentMethodId: "7219687191761347"
  },
  reference: "YOUR_ORDER_NUMBER",
  merchantAccount: "YOUR_MERCHANT_ACCOUNT",
  shopperReference: "YOUR_UNIQUE_SHOPPER_ID_IOfW3k9G2PvXFu2j",
  shopperInteraction: "ContAuth",
  recurringProcessingModel: "Subscription"
}

// Make the request
const checkoutAPI = new CheckoutAPI(client);
const response = checkoutAPI.PaymentsApi.payments(paymentRequest, { idempotencyKey: "UUID" });
```

#### Go

```go
// Adyen Go API Library v21.0.0
import (
  "context"
  "github.com/adyen/adyen-go-api-library/v21/src/common"
  "github.com/adyen/adyen-go-api-library/v21/src/adyen"
  "github.com/adyen/adyen-go-api-library/v21/src/checkout"
)
// For the LIVE environment, also include your liveEndpointUrlPrefix.
client := adyen.NewClient(&common.Config{
  ApiKey:      "ADYEN_API_KEY",
  Environment: common.TestEnv,
})

// Create the request object(s)
amount := checkout.Amount{
  Currency: "EUR",
  Value: 1000,
}

sepaDirectDebitDetails := checkout.SepaDirectDebitDetails{
  RecurringDetailReference: common.PtrString("7219687191761347"),
  Type: common.PtrString("sepadirectdebit"),
}

paymentRequest := checkout.PaymentRequest{
  Reference: "YOUR_ORDER_NUMBER",
  Amount: amount,
  MerchantAccount: "YOUR_MERCHANT_ACCOUNT",
  RecurringProcessingModel: common.PtrString("Subscription"),
  PaymentMethod: checkout.SepaDirectDebitDetailsAsCheckoutPaymentMethod(&sepaDirectDebitDetails),
  ShopperInteraction: common.PtrString("ContAuth"),
  ShopperReference: common.PtrString("YOUR_UNIQUE_SHOPPER_ID_IOfW3k9G2PvXFu2j"),
}

// Send the request
service := client.Checkout()
req := service.PaymentsApi.PaymentsInput().IdempotencyKey("UUID").PaymentRequest(paymentRequest)
res, httpRes, err := service.PaymentsApi.Payments(context.Background(), req)
```

#### Python

```py
# Adyen Python API Library v12.0.0
import Adyen

adyen = Adyen.Adyen()
adyen.client.xapikey = "YOUR_X_API_KEY"
adyen.client.platform = "test" # The environment to use library in.

json_request = {
  "amount": {
    "value": 1000,
    "currency": "EUR"
  },
  "paymentMethod": {
    "type": "sepadirectdebit",
    "storedPaymentMethodId": "7219687191761347"
  },
  "reference": "YOUR_ORDER_NUMBER",
  "merchantAccount": "YOUR_MERCHANT_ACCOUNT",
  "shopperReference": "YOUR_UNIQUE_SHOPPER_ID_IOfW3k9G2PvXFu2j",
  "shopperInteraction": "ContAuth",
  "recurringProcessingModel": "Subscription"
}

result = adyen.checkout.payments_api.payments(request=json_request, idempotency_key="UUID")
```

#### Ruby

```rb
# Adyen Ruby API Library v9.1.0
require "adyen-ruby-api-library"

adyen = Adyen::Client.new
adyen.api_key = 'YOUR_X_API_KEY'
adyen.env = :test # Set to "live" for live environment

request_body = {
  :amount => {
    :value => 1000,
    :currency => 'EUR'
  },
  :paymentMethod => {
    :type => 'sepadirectdebit',
    :storedPaymentMethodId => '7219687191761347'
  },
  :reference => 'YOUR_ORDER_NUMBER',
  :merchantAccount => 'YOUR_MERCHANT_ACCOUNT',
  :shopperReference => 'YOUR_UNIQUE_SHOPPER_ID_IOfW3k9G2PvXFu2j',
  :shopperInteraction => 'ContAuth',
  :recurringProcessingModel => 'Subscription'
}

result = adyen.checkout.payments_api.payments(request_body, headers: { 'Idempotency-Key' => 'UUID' })
```

#### NodeJS (TypeScript)

```ts
// Adyen Node API Library v29.0.0
import { Client, CheckoutAPI, Types } from "@adyen/api-library";

// For the LIVE environment, also include your liveEndpointUrlPrefix.
const config = new Config({
  apiKey: "ADYEN_API_KEY",
  environment: EnvironmentEnum.TEST
});

const client = new Client(config);

// Create the request object(s)
const amount: Types.checkout.Amount = {
  currency: "EUR",
  value: 1000
};

const sepaDirectDebitDetails: Types.checkout.SepaDirectDebitDetails = {
  recurringDetailReference: "7219687191761347",
  type: Types.checkout.SepaDirectDebitDetails.TypeEnum.Sepadirectdebit
};

const paymentRequest: Types.checkout.PaymentRequest = {
  reference: "YOUR_ORDER_NUMBER",
  amount: amount,
  merchantAccount: "YOUR_MERCHANT_ACCOUNT",
  recurringProcessingModel: Types.checkout.PaymentRequest.RecurringProcessingModelEnum.Subscription,
  paymentMethod: sepaDirectDebitDetails,
  shopperInteraction: Types.checkout.PaymentRequest.ShopperInteractionEnum.ContAuth,
  shopperReference: "YOUR_UNIQUE_SHOPPER_ID_IOfW3k9G2PvXFu2j"
};

// Send the request
const checkoutAPI = new CheckoutAPI(client);
const response = checkoutAPI.PaymentsApi.payments(paymentRequest, { idempotencyKey: "UUID" });
```

## Test and go live

Check the status of EPS test payments in your [Customer Area](https://ca-test.adyen.com/) > **Transactions** > **Payments**.

Before you can accept live EPS payments, you need to [submit a request for EPS](/payment-methods/add-payment-methods) in your [live Customer Area](https://ca-live.adyen.com/).

## See also

* [API-only integration guide](/online-payments/build-your-integration/advanced-flow/?platform=Web\&integration=API%20only)