Payment-method icon

Napas card for API only

Add Napas card to an existing API-only integration.

Accept Napas card payments using our APIs, and build your own payment form to have full control over the look and feel of your checkout page.

Before you begin

Before starting your Napas card integration:

  1. Make sure that you have set up your back end implementation.
  2. Add Napas card in your test Customer Area.

Build your payment form for Napas card

Include Napas card in the list of available payment methods. You do not need to collect any information from the shopper in your payment form.

We provide logos for Napas card which you can use on your payment form. For more information, refer to Downloading logos.

If you are using the /paymentMethods to show available payment methods to the shopper, specify the following:

The response contains paymentMethod.type: momo_atm.

Make a payment

In your /payments request, specify:

  • paymentMethod.type: momo_atm

In the /payments response, note the action object. This contains the information needed to redirect the shopper.

Handle the redirect

To complete a Napas card payment, you need to redirect the shopper to Napas card's website or app.

  1. To complete the payment, redirect the shopper to the action.url returned in the /payments response, taking into account the following recommendations:

    • When using the HTTP GET method:
      For security reasons, when showing the redirect in the app, we recommend that you use SFSafariViewController for iOS or Chrome Custom Tabs for Android, instead of WebView objects. Also refer to the security best practices for WebView.

    • Redirection for mobile integrations:
      For mobile integrations, we strongly recommended that you redirect the shopper to the default browser of their device. Redirecting to the default browser ensures the best compatibility, handling of multi-factor authentication, app-to-app redirection, and error handling.

  2. After the shopper is redirected back to your website, check the payment result by making a POST /payments/details request, specifying:

    • details: object that contains the URL-decoded redirectResult returned when the shopper was redirected back to your site.
  3. In the response note the following:

    • resultCode: use this to present the result to your shopper.
    • pspReference: our unique identifier for the transaction.

Present the payment result

Use the  resultCode that you received in the /payments/details response to present the payment result to your shopper.

The resultCode values you can receive for Napas card are:

resultCode Description Action to take
Authorised The payment was successful. Inform the shopper that the payment has been successful.
Cancelled The shopper cancelled the payment while on Napas card or NAPAS's website. Ask the shopper whether they want to continue with the order, or ask them to select a different payment method.
Pending or
Received
The shopper has completed the payment but the final result is not yet known. Inform the shopper that you have received their order, and are waiting for the payment to be completed.

To know the final result of the payment, wait for the AUTHORISATION webhook.
Refused The payment was refused by the shopper's bank. Ask the shopper to try the payment again using a different payment method.

If the shopper closed the browser and failed to return to your website, wait for webhooks to know the outcome of the payment. The webhooks you can receive for Napas card are:

eventCode success field Description Action to take
AUTHORISATION false The transaction failed. Cancel the order and inform the shopper that the payment failed.
AUTHORISATION true The shopper successfully completed the payment. Inform the shopper that the payment has been successful and proceed with the order.
OFFER_CLOSED true The shopper did not complete the payment. Cancel the order and inform the shopper that the payment timed out.

Test and go live

To test Napas card payments, select any bank from the list and use the following test cards and credentials:

Scenario Card name Card number Expiry One-time password
Successful Nguyen Van A 9704000000000018 03/07 otp
Card blocked Nguyen Van A 9704000000000026 03/07 otp
Insufficient funds Nguyen Van A 9704000000000034 03/07 otp
Amount exceeded limit Nguyen Van A 9704000000000042 03/07 otp

Check the status of Napas card test payments in your Customer Area > Transactions > Payments.

Before you can accept live Napas card payments, you need to submit a request for Napas card in your live Customer Area.

See also