---
title: "Oney"
description: "Learn how to accept Oney payments."
url: "https://docs.adyen.com/payment-methods/oney"
source_url: "https://docs.adyen.com/payment-methods/oney.md"
canonical: "https://docs.adyen.com/payment-methods/oney"
last_modified: "2024-01-03T18:54:00+01:00"
language: "en"
---

# Oney

Learn how to accept Oney payments.

[View source](/payment-methods/oney.md)

![Icon for Oney 3x4x.](/user/pages/docs/08.payment-methods/55.oney/facilypay_3x.svg?decoding=auto\&fetchpriority=auto)  **Read more**

Learn more about Oney on their [French](https://www.oney.fr/site/b/paiements/3x4xOney.html?xtref=acc_dir) or [Spanish](https://www.oney.es) website.

Oney payments are gaining popularity in France and Spain. With Oney, your shoppers can pay for their purchases in installments.

To fulfill Oney compliance checks, you need to have an entity in a European country/region. Oney performs risk checks on the shopper right at the moment of the purchase.

#### How to pay with Oney

1. The shopper chooses Oney as their payment method during checkout.
2. The shopper is redirected to Oney's webpage, fills in their details, and validates their information.
3. The shopper will see a message confirming that the payment installment request has been accepted. They can then return to your website or app.

| Payment type      | Payment flow | Countries  | Currencies | [Recurring](/online-payments/tokenization) | [Refunds](/online-payments/refund)                           | [Partial refunds](/online-payments/refund/#refund-a-payment) | [Multiple partial refunds](/online-payments/refund)          | [Separate captures](/online-payments/capture)                | [Partial captures](/online-payments/capture/#partial-capture) | [Multiple partial captures](/online-payments/capture/#multiple-partial-captures) | [Chargebacks](/risk-management/chargeback-guidelines) |
| ----------------- | ------------ | ---------- | ---------- | ------------------------------------------ | ------------------------------------------------------------ | ------------------------------------------------------------ | ------------------------------------------------------------ | ------------------------------------------------------------ | ------------------------------------------------------------- | -------------------------------------------------------------------------------- | ----------------------------------------------------- |
| Buy Now Pay Later | Redirect     | FR, ES, IT | EUR        | ![x](/user/data/smileys/emoji/x.png)       | ![checkmark](/user/data/smileys/emoji/white_check_mark.png)  | ![checkmark](/user/data/smileys/emoji/white_check_mark.png)  | ![checkmark](/user/data/smileys/emoji/white_check_mark.png)  | ![checkmark](/user/data/smileys/emoji/white_check_mark.png)  | ![checkmark](/user/data/smileys/emoji/white_check_mark.png)   | ![x](/user/data/smileys/emoji/x.png)                                             | ![x](/user/data/smileys/emoji/x.png)                  |

| Country/region | Cards                              | Installments         | Authorisation expiry                                                                                                           |
| -------------- | ---------------------------------- | -------------------- | ------------------------------------------------------------------------------------------------------------------------------ |
| France         | Visa, Mastercard, Cartes Bancaires | 3x, 4x, 10x, 12x     | If a payment is captured after more than six days, the payment authorisation expires and the payment must be authorised again. |
| Spain          | Visa, Mastercard                   | 3x, 4x, 6x, 10x, 12x | Same as France.                                                                                                                |
| Italy          | Visa, Mastercard                   | 3x, 4x               | Same as France.                                                                                                                |

## How do you want to integrate?

[![This is the web icon.](/user/pages/reuse/image-library/01.icons/web/web.svg?decoding=auto\&fetchpriority=auto)](/payment-methods/oney/web)

###### [Web](/payment-methods/oney/web)

[Use our pre-built UI solutions to add Oney to your website.](/payment-methods/oney/web)

[![This is the API only icon.](/user/pages/reuse/image-library/01.icons/api-only/checkout-api-only.svg?decoding=auto\&fetchpriority=auto)](/payment-methods/oney/api-only)

###### [API only](/payment-methods/oney/api-only)

[Build your own UI for Oney in your website, iOS, or Android app.](/payment-methods/oney/api-only)

[![](/user/pages/docs/08.payment-methods/55.oney/pay-by-link.svg?decoding=auto\&fetchpriority=auto)](/unified-commerce/pay-by-link/create-payment-links/api#provide-additional-information)

###### [Pay by Link](/unified-commerce/pay-by-link/create-payment-links/api#provide-additional-information)

[Add Oney to your payment methods, and use Pay by Link to accept payments.](/unified-commerce/pay-by-link/create-payment-links/api#provide-additional-information)