---
title: "Online banking Poland for API only"
description: "Add Online banking Poland to your API-only integration."
url: "https://docs.adyen.com/payment-methods/online-banking-poland/api-only"
source_url: "https://docs.adyen.com/payment-methods/online-banking-poland/api-only.md"
canonical: "https://docs.adyen.com/payment-methods/online-banking-poland/api-only"
last_modified: "2026-05-25T12:55:01+02:00"
language: "en"
---

# Online banking Poland for API only

Add Online banking Poland to your API-only integration.

[View source](/payment-methods/online-banking-poland/api-only.md)

You can add Online banking Poland to your existing integration. The following instructions show only what you must add to your integration specifically for Online banking Poland.

If an instruction on this page corresponds with a step in the main integration guide, it includes a link to corresponding step of the main integration guide.

## Requirements

| Requirement           | Description                                                                                                                                                                                                                |   |
| --------------------- | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | - |
| **Integration type**  | Make sure that you have an existing [API-only integration](/online-payments/build-your-integration/advanced-flow/?platform=Web\&integration=API%20only).                                                                   |   |
| **Redirect handling** | Make sure that your existing integration is set up to [handle the redirect](/online-payments/build-your-integration/advanced-flow/?platform=Web\&integration=API%20only#handle-the-redirect). `action.type`: **redirect**. |   |
| **Setup steps**       | Before you begin, [add Online banking Poland in your Customer Area](/payment-methods/add-payment-methods).                                                                                                                 |   |

## How it works

1. The shopper selects Online banking Poland as the payment method.
2. The shopper enters their details in the [payment form that you build](#build-your-payment-form).
3. When you make the payment request, you [include additional information about the items that the shopper intends to purchase](#additional-parameters-payments).

## Build your payment form

Include Online banking Poland in the list of available payment methods.

In your [/paymentMethods](https://docs.adyen.com/api-explorer/Checkout/latest/post/paymentMethods) request, specify:

* [countryCode](https://docs.adyen.com/api-explorer/Checkout/latest/post/paymentMethods): **PL**
* [amount.currency](https://docs.adyen.com/api-explorer/Checkout/latest/post/paymentMethods#request-amount): **PLN**

The list of issuing banks are included in the object with `type`: **onlineBanking\_PL**.

Make sure that you ask the shopper to accept the Online banking Poland [regulations](https://www.przelewy24.pl/regulamin) and [information obligation](https://www.przelewy24.pl/obowiazek-informacyjny-rodo-platnicy) in your checkout flow.

You can [download the logo for Online banking Poland](/online-payments/build-your-integration/advanced-flow/?platform=Web\&integration=API%2Bonly\&version=71#downloading-logos) to use in your form.

## Get Online banking Poland as an available payment method

When you make the [/paymentMethods](https://docs.adyen.com/api-explorer/Checkout/latest/post/paymentMethods) to [get available payment methods](/online-payments/build-your-integration/advanced-flow/?platform=Web\&integration=API%20only#get-available-payment-methods), specify the following so that Online banking Poland is included in the response.

| Parameter                                                                                                          | Values  |
| ------------------------------------------------------------------------------------------------------------------ | ------- |
| [countryCode](https://docs.adyen.com/api-explorer/Checkout/latest/post/paymentMethods#request-countryCode)         | **PL**  |
| [amount.currency](https://docs.adyen.com/api-explorer/Checkout/latest/post/paymentMethods#request-amount-currency) | **PLN** |

**Example request for available payment methods**

#### curl

```bash
curl https://checkout-test.adyen.com/v72/paymentMethods \
-H 'x-api-key: ADYEN_API_KEY' \
-H 'idempotency-key: YOUR_IDEMPOTENCY_KEY' \
-H 'content-type: application/json' \
-X POST
-d '{
   "merchantAccount": "ADYEN_MERCHANT_ACCOUNT",
   "countryCode": "PL",
   "amount": {
      "currency": "PLN",
	  "value": 1000
   },
   "shopperLocale": "pl-PL"
}'
```

#### Java

```java
// Adyen Java API Library v40.0.0
import com.adyen.Client;
import com.adyen.enums.Environment;
import com.adyen.model.checkout.*;
import java.time.OffsetDateTime;
import java.util.*;
import com.adyen.model.RequestOptions;
import com.adyen.service.checkout.*;

// For the LIVE environment, also include your liveEndpointUrlPrefix.
Client client = new Client("ADYEN_API_KEY", Environment.TEST);

// Create the request object(s)
// Send the request
PaymentsApi service = new PaymentsApi(client);
PaymentMethodsResponse response = service.paymentMethods(paymentMethodsRequest, new RequestOptions().idempotencyKey("UUID"));
```

#### PHP

```php
<?php
// Adyen PHP API Library v28.3.0
use Adyen\Client;
use Adyen\Environment;
use Adyen\Service\Checkout\PaymentsApi;

$client = new Client();
$client->setXApiKey("ADYEN_API_KEY");
// For the LIVE environment, also include your liveEndpointUrlPrefix.
$client->setEnvironment(Environment::TEST);


// Create the request object(s)
$requestOptions['idempotencyKey'] = 'UUID';

// Send the request
$service = new PaymentsApi($client);
$response = $service->paymentMethods($paymentMethodsRequest, $requestOptions);
```

#### C\#

```cs
// Adyen .NET API Library v32.2.1
using Adyen;
using Environment = Adyen.Model.Environment;
using Adyen.Model;
using Adyen.Model.Checkout;
using Adyen.Service.Checkout;

// For the LIVE environment, also include your liveEndpointUrlPrefix.
var config = new Config()
{
    XApiKey = "ADYEN_API_KEY",
    Environment = Environment.Test
};
var client = new Client(config);

// Create the request object(s)
// Send the request
var service = new PaymentsService(client);
var response = service.PaymentMethods(paymentMethodsRequest, requestOptions: new RequestOptions { IdempotencyKey = "UUID"});
```

#### NodeJS (JavaScript)

```js
// Adyen Node API Library v30.0.0
const { Client, CheckoutAPI } = require('@adyen/api-library');

// For the LIVE environment, also include your liveEndpointUrlPrefix.
const config = new Config({
  apiKey: "ADYEN_API_KEY",
  environment: EnvironmentEnum.TEST
});

const client = new Client(config);

// Create the request object(s)
const paymentMethodsRequest = {
  merchantAccount: "ADYEN_MERCHANT_ACCOUNT",
  countryCode: "PL",
  amount: {
    currency: "PLN",
    value: 1000
  },
  shopperLocale: "pl-PL"
}

// Send the request
const checkoutAPI = new CheckoutAPI(client);
const response = checkoutAPI.PaymentsApi.paymentMethods(paymentMethodsRequest, { idempotencyKey: "UUID" });
```

#### Go

```go
// Adyen Go API Library v21.1.0
import (
  "context"
  "github.com/adyen/adyen-go-api-library/v21/src/common"
  "github.com/adyen/adyen-go-api-library/v21/src/adyen"
  "github.com/adyen/adyen-go-api-library/v21/src/checkout"
)
// For the LIVE environment, also include your liveEndpointUrlPrefix.
client := adyen.NewClient(&common.Config{
  ApiKey:      "ADYEN_API_KEY",
  Environment: common.TestEnv,
})

// Create the request object(s)
// Send the request
service := client.Checkout()
req := service.PaymentsApi.PaymentMethodsInput().IdempotencyKey("UUID").PaymentMethodsRequest(paymentMethodsRequest)
res, httpRes, err := service.PaymentsApi.PaymentMethods(context.Background(), req)
```

#### Python

```py
# Adyen Python API Library v14.0.0
import Adyen

adyen = Adyen.Adyen()
adyen.client.xapikey = "ADYEN_API_KEY"
# For the LIVE environment, also include your liveEndpointUrlPrefix.
adyen.client.platform = "test" # The environment to use library in.

# Create the request object(s)
json_request = {
  "merchantAccount": "ADYEN_MERCHANT_ACCOUNT",
  "countryCode": "PL",
  "amount": {
    "currency": "PLN",
    "value": 1000
  },
  "shopperLocale": "pl-PL"
}

# Send the request
result = adyen.checkout.payments_api.payment_methods(request=json_request, idempotency_key="UUID")
```

#### Ruby

```rb
# Adyen Ruby API Library v11.0.0
require "adyen-ruby-api-library"

adyen = Adyen::Client.new
adyen.api_key = 'ADYEN_API_KEY'
# For the LIVE environment, also include your liveEndpointUrlPrefix.
adyen.env = :test # Set to "live" for live environment

# Create the request object(s)
request_body = {
  :merchantAccount => 'ADYEN_MERCHANT_ACCOUNT',
  :countryCode => 'PL',
  :amount => {
    :currency => 'PLN',
    :value => 1000
  },
  :shopperLocale => 'pl-PL'
}

# Send the request
result = adyen.checkout.payments_api.payment_methods(request_body, headers: { 'Idempotency-Key' => 'UUID' })
```

#### NodeJS (TypeScript)

```ts
// Adyen Node API Library v30.0.0
import { Client, CheckoutAPI, Types } from "@adyen/api-library";

// For the LIVE environment, also include your liveEndpointUrlPrefix.
const config = new Config({
  apiKey: "ADYEN_API_KEY",
  environment: EnvironmentEnum.TEST
});

const client = new Client(config);

// Create the request object(s)
// Send the request
const checkoutAPI = new CheckoutAPI(client);
const response = checkoutAPI.PaymentsApi.paymentMethods(paymentMethodsRequest, { idempotencyKey: "UUID" });
```

**Example response with Online banking Poland available**

```json
{
    "paymentMethods": [
        {
            "name": "Online banking Poland",
            "type": "onlineBanking_PL",
            "issuers": [
                {
                    "id": "141",
                    "name": "ISSUER_NAME"
                }
                // multiple issuers will be displayed
            ]
        }
    ]
}
```

## Add additional parameters to your /payments request

When you [make a payment](/online-payments/build-your-integration/advanced-flow/?platform=Web\&integration=API%20only#make-a-payment), add the following parameters:

| Parameter                                                                                              | Required                                                                                    | Description                                                 |
| ------------------------------------------------------------------------------------------------------ | ------------------------------------------------------------------------------------------- | ----------------------------------------------------------- |
| [shopperEmail](https://docs.adyen.com/api-explorer/Checkout/latest/post/payments#request-shopperEmail) | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | The shopper's email address. Must be 50 or less characters. |
| `paymentMethod.issuer`                                                                                 |                                                                                             | The issuer ID of the shopper's selected bank.               |

**Example payment request for Online banking Poland**

#### curl

```bash
curl https://checkout-test.adyen.com/v72/payments \
-H 'x-API-key: ADYEN_API_KEY' \
-H 'idempotency-key: YOUR_IDEMPOTENCY_KEY' \
-H 'content-type: application/json' \
-X POST
-d '{
  "amount":{
    "currency":"PLN",
    "value":1000
  },
  "reference":"YOUR_ORDER_NUMBER",
  "paymentMethod":{
    "type":"onlineBanking_PL",
    "issuer":"141"
    },
  "returnUrl":"https://your-company.com/checkout?shopperOrder=12xy..",
  "merchantAccount":"ADYEN_MERCHANT_ACCOUNT",
  "shopperEmail":"s.hopper@example.com"
}'
```

#### Java

```java
// Adyen Java API Library v40.0.0
import com.adyen.Client;
import com.adyen.enums.Environment;
import com.adyen.model.checkout.*;
import java.time.OffsetDateTime;
import java.util.*;
import com.adyen.model.RequestOptions;
import com.adyen.service.checkout.*;

// For the LIVE environment, also include your liveEndpointUrlPrefix.
Client client = new Client("ADYEN_API_KEY", Environment.TEST);

// Create the request object(s)
Amount amount = new Amount()
  .currency("PLN")
  .value(1000L);

GenericIssuerPaymentMethodDetails genericIssuerPaymentMethodDetails = new GenericIssuerPaymentMethodDetails()
  .type(GenericIssuerPaymentMethodDetails.TypeEnum.ONLINEBANKING_PL)
  .issuer("141");

PaymentRequest paymentRequest = new PaymentRequest()
  .reference("YOUR_ORDER_NUMBER")
  .amount(amount)
  .merchantAccount("ADYEN_MERCHANT_ACCOUNT")
  .paymentMethod(new CheckoutPaymentMethod(genericIssuerPaymentMethodDetails))
  .shopperEmail("s.hopper@example.com")
  .returnUrl("https://your-company.com/checkout?shopperOrder=12xy..");

// Send the request
PaymentsApi service = new PaymentsApi(client);
PaymentResponse response = service.payments(paymentRequest, new RequestOptions().idempotencyKey("UUID"));
```

#### PHP

```php
<?php
// Adyen PHP API Library v28.3.0
use Adyen\Client;
use Adyen\Environment;
use Adyen\Model\Checkout\Amount;
use Adyen\Model\Checkout\CheckoutPaymentMethod;
use Adyen\Model\Checkout\PaymentRequest;
use Adyen\Service\Checkout\PaymentsApi;

$client = new Client();
$client->setXApiKey("ADYEN_API_KEY");
// For the LIVE environment, also include your liveEndpointUrlPrefix.
$client->setEnvironment(Environment::TEST);


// Create the request object(s)
$amount = new Amount();
$amount
  ->setCurrency("PLN")
  ->setValue(1000);

$checkoutPaymentMethod = new CheckoutPaymentMethod();
$checkoutPaymentMethod
  ->setType("onlineBanking_PL")
  ->setIssuer("141");

$paymentRequest = new PaymentRequest();
$paymentRequest
  ->setReference("YOUR_ORDER_NUMBER")
  ->setAmount($amount)
  ->setMerchantAccount("ADYEN_MERCHANT_ACCOUNT")
  ->setPaymentMethod($checkoutPaymentMethod)
  ->setShopperEmail("s.hopper@example.com")
  ->setReturnUrl("https://your-company.com/checkout?shopperOrder=12xy..");

$requestOptions['idempotencyKey'] = 'UUID';

// Send the request
$service = new PaymentsApi($client);
$response = $service->payments($paymentRequest, $requestOptions);
```

#### C\#

```cs
// Adyen .NET API Library v32.2.1
using Adyen;
using Environment = Adyen.Model.Environment;
using Adyen.Model;
using Adyen.Model.Checkout;
using Adyen.Service.Checkout;

// For the LIVE environment, also include your liveEndpointUrlPrefix.
var config = new Config()
{
    XApiKey = "ADYEN_API_KEY",
    Environment = Environment.Test
};
var client = new Client(config);

// Create the request object(s)
Amount amount = new Amount
{
  Currency = "PLN",
  Value = 1000
};

GenericIssuerPaymentMethodDetails genericIssuerPaymentMethodDetails = new GenericIssuerPaymentMethodDetails
{
  Type = GenericIssuerPaymentMethodDetails.TypeEnum.OnlineBankingPL,
  Issuer = "141"
};

PaymentRequest paymentRequest = new PaymentRequest
{
  Reference = "YOUR_ORDER_NUMBER",
  Amount = amount,
  MerchantAccount = "ADYEN_MERCHANT_ACCOUNT",
  PaymentMethod = new CheckoutPaymentMethod(genericIssuerPaymentMethodDetails),
  ShopperEmail = "s.hopper@example.com",
  ReturnUrl = "https://your-company.com/checkout?shopperOrder=12xy.."
};

// Send the request
var service = new PaymentsService(client);
var response = service.Payments(paymentRequest, requestOptions: new RequestOptions { IdempotencyKey = "UUID"});
```

#### NodeJS (JavaScript)

```js
// Adyen Node API Library v30.0.0
const { Client, CheckoutAPI } = require('@adyen/api-library');

// For the LIVE environment, also include your liveEndpointUrlPrefix.
const config = new Config({
  apiKey: "ADYEN_API_KEY",
  environment: EnvironmentEnum.TEST
});

const client = new Client(config);

// Create the request object(s)
const paymentRequest = {
  amount: {
    currency: "PLN",
    value: 1000
  },
  reference: "YOUR_ORDER_NUMBER",
  paymentMethod: {
    type: "onlineBanking_PL",
    issuer: "141"
  },
  returnUrl: "https://your-company.com/checkout?shopperOrder=12xy..",
  merchantAccount: "ADYEN_MERCHANT_ACCOUNT",
  shopperEmail: "s.hopper@example.com"
}

// Send the request
const checkoutAPI = new CheckoutAPI(client);
const response = checkoutAPI.PaymentsApi.payments(paymentRequest, { idempotencyKey: "UUID" });
```

#### Go

```go
// Adyen Go API Library v21.1.0
import (
  "context"
  "github.com/adyen/adyen-go-api-library/v21/src/common"
  "github.com/adyen/adyen-go-api-library/v21/src/adyen"
  "github.com/adyen/adyen-go-api-library/v21/src/checkout"
)
// For the LIVE environment, also include your liveEndpointUrlPrefix.
client := adyen.NewClient(&common.Config{
  ApiKey:      "ADYEN_API_KEY",
  Environment: common.TestEnv,
})

// Create the request object(s)
amount := checkout.Amount{
  Currency: "PLN",
  Value: 1000,
}

genericIssuerPaymentMethodDetails := checkout.GenericIssuerPaymentMethodDetails{
  Type: "onlineBanking_PL",
  Issuer: "141",
}

paymentRequest := checkout.PaymentRequest{
  Reference: "YOUR_ORDER_NUMBER",
  Amount: amount,
  MerchantAccount: "ADYEN_MERCHANT_ACCOUNT",
  PaymentMethod: checkout.GenericIssuerPaymentMethodDetailsAsCheckoutPaymentMethod(&genericIssuerPaymentMethodDetails),
  ShopperEmail: common.PtrString("s.hopper@example.com"),
  ReturnUrl: "https://your-company.com/checkout?shopperOrder=12xy..",
}

// Send the request
service := client.Checkout()
req := service.PaymentsApi.PaymentsInput().IdempotencyKey("UUID").PaymentRequest(paymentRequest)
res, httpRes, err := service.PaymentsApi.Payments(context.Background(), req)
```

#### Python

```py
# Adyen Python API Library v14.0.0
import Adyen

adyen = Adyen.Adyen()
adyen.client.xapikey = "ADYEN_API_KEY"
# For the LIVE environment, also include your liveEndpointUrlPrefix.
adyen.client.platform = "test" # The environment to use library in.

# Create the request object(s)
json_request = {
  "amount": {
    "currency": "PLN",
    "value": 1000
  },
  "reference": "YOUR_ORDER_NUMBER",
  "paymentMethod": {
    "type": "onlineBanking_PL",
    "issuer": "141"
  },
  "returnUrl": "https://your-company.com/checkout?shopperOrder=12xy..",
  "merchantAccount": "ADYEN_MERCHANT_ACCOUNT",
  "shopperEmail": "s.hopper@example.com"
}

# Send the request
result = adyen.checkout.payments_api.payments(request=json_request, idempotency_key="UUID")
```

#### Ruby

```rb
# Adyen Ruby API Library v11.0.0
require "adyen-ruby-api-library"

adyen = Adyen::Client.new
adyen.api_key = 'ADYEN_API_KEY'
# For the LIVE environment, also include your liveEndpointUrlPrefix.
adyen.env = :test # Set to "live" for live environment

# Create the request object(s)
request_body = {
  :amount => {
    :currency => 'PLN',
    :value => 1000
  },
  :reference => 'YOUR_ORDER_NUMBER',
  :paymentMethod => {
    :type => 'onlineBanking_PL',
    :issuer => '141'
  },
  :returnUrl => 'https://your-company.com/checkout?shopperOrder=12xy..',
  :merchantAccount => 'ADYEN_MERCHANT_ACCOUNT',
  :shopperEmail => 's.hopper@example.com'
}

# Send the request
result = adyen.checkout.payments_api.payments(request_body, headers: { 'Idempotency-Key' => 'UUID' })
```

#### NodeJS (TypeScript)

```ts
// Adyen Node API Library v30.0.0
import { Client, CheckoutAPI, Types } from "@adyen/api-library";

// For the LIVE environment, also include your liveEndpointUrlPrefix.
const config = new Config({
  apiKey: "ADYEN_API_KEY",
  environment: EnvironmentEnum.TEST
});

const client = new Client(config);

// Create the request object(s)
const amount: Types.checkout.Amount = {
  currency: "PLN",
  value: 1000
};

const genericIssuerPaymentMethodDetails: Types.checkout.GenericIssuerPaymentMethodDetails = {
  type: Types.checkout.GenericIssuerPaymentMethodDetails.TypeEnum.OnlineBankingPl,
  issuer: "141"
};

const paymentRequest: Types.checkout.PaymentRequest = {
  reference: "YOUR_ORDER_NUMBER",
  amount: amount,
  merchantAccount: "ADYEN_MERCHANT_ACCOUNT",
  paymentMethod: genericIssuerPaymentMethodDetails,
  shopperEmail: "s.hopper@example.com",
  returnUrl: "https://your-company.com/checkout?shopperOrder=12xy.."
};

// Send the request
const checkoutAPI = new CheckoutAPI(client);
const response = checkoutAPI.PaymentsApi.payments(paymentRequest, { idempotencyKey: "UUID" });
```

The response includes the `action.type`: **redirect**.

**Example response with an additional action**

```json
{
    "resultCode":"RedirectShopper",
    "action":{
        "paymentMethodType":"onlineBanking_PL",
        "method":"GET",
        "url":"https://checkoutshopper-test.adyen.com/checkoutshopper/checkoutPaymentRedirect?redirectData=...",
        "type":"redirect"
    }
}
```

In the [/payments](https://docs.adyen.com/api-explorer/Checkout/latest/post/payments) response, check the `action` object for the information that you must use to redirect the shopper.

**/payments response**

```json
{
  "resultCode":"RedirectShopper",
  "action":{
    "paymentMethodType":"onlineBanking_PL",
    "method":"GET",
    "url":"https://checkoutshopper-test.adyen.com/checkoutshopper/checkoutPaymentRedirect?redirectData=...",
    "type":"redirect"
  }
}
```

## Handle the redirect

1. To complete the payment, redirect the shopper to the `action.url` returned in the [/payments](https://docs.adyen.com/api-explorer/Checkout/latest/post/payments) response, taking into account the following recommendations:

   * **When using the HTTP GET method:**\
     For security reasons, when showing the redirect in the app, we recommend that you use [SFSafariViewController](https://developer.apple.com/documentation/safariservices/sfsafariviewcontroller) for iOS or [Chrome Custom Tabs](https://developer.chrome.com/multidevice/android/customtabs) for Android, instead of WebView objects. Also refer to the [security best practices](https://developer.android.com/topic/security/best-practices#webview) for WebView.

   * **Redirection for mobile integrations:**\
     For mobile integrations, we strongly recommended that you redirect the shopper to the default browser of their device. Redirecting to the default browser ensures the best compatibility, handling of multi-factor authentication, app-to-app redirection, and error handling.

2. After the shopper is redirected back to your website, check the payment result by making a POST [/payments/details](https://docs.adyen.com/api-explorer/Checkout/latest/post/payments/details) request, specifying:

   * `details`: object that contains the URL-decoded `redirectResult` returned when the shopper was redirected back to your site.

   **/payments/details request**

   ```bash
   curl https://checkout-test.adyen.com/v72/payments/details \
   -H 'x-api-key: ADYEN_API_KEY' \
   -H 'content-type: application/json' \
   -d '{
      "details": {
         "redirectResult": "eyJ0cmFuc1N0YXR1cyI6IlkifQ=="
      }
   }'
   ```

3. In the response note the following:

   * `resultCode`: use this to present the result to your shopper.
   * `pspReference`: our unique identifier for the transaction.

   **/payments/details response**

   ```json
   {
      "resultCode": "Authorised",
      "pspReference": "V4HZ4RBFJGXXGN82"
   }
   ```

## Present the payment result

Use the  [resultCode](https://docs.adyen.com/api-explorer/Checkout/latest/post/payments/details#responses-200-resultCode) that you received in the [/payments/details](https://docs.adyen.com/api-explorer/Checkout/latest/post/payments/details) response to present the payment result to your shopper.

The `resultCode` values you can receive for Online banking Poland are:

| resultCode                  | Description                                                                                                                                                               | Action to take                                                                                                                                                                                                                         |
| --------------------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| **Authorised**              | The payment was successful.                                                                                                                                               | Inform the shopper that the payment has been successful. You will receive the funds in 2-3 days.                                                                                                                                       |
| **Pending** or **Received** | The shopper has completed the payment but the final result is not yet known. It may take minutes or hours for the Online banking Poland payments network to confirm this. | Inform the shopper that you have received their order, and are waiting for the payment to be completed. You will receive the final result of the payment in an [AUTHORISATION webhook](/development-resources/webhooks/webhook-types). |
| **Refused**                 | The payment was refused by the shopper's bank.                                                                                                                            | Ask the shopper to try the payment again using a different payment method.                                                                                                                                                             |

If a shopper completed the payment but failed to return to your website or app, you will receive the outcome of the payment in an [AUTHORISATION webhook](/development-resources/webhooks/webhook-types).

## Test and go live

Check the status of Online banking Poland test payments in your [Customer Area](https://ca-test.adyen.com/) > **Transactions** > **Payments**.

Before you can accept live Online banking Poland payments, you need to [submit a request for Online banking Poland](/payment-methods/add-payment-methods) in your [live Customer Area](https://ca-live.adyen.com/).

## See also

* [API-only integration guide](/online-payments/build-your-integration/advanced-flow/?platform=Web\&integration=API%20only)