{"title":"Pix Open Finance","category":"default","creationDate":1676638860,"content":"
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\"\"  Read more<\/strong><\/p>

Learn more about Open Finance<\/a>.<\/p><\/div><\/div>\n\n

Open Finance is the Brazilian open banking system. Open Finance enables faster and secure checkout experiences for shoppers when paying with Pix. During the initial payment, the shopper grants consent to Adyen to act as a payment initiator on their behalf. This is called an enrollment, and removes the need for the shopper to complete authentication for each payment on their banking app when they are using the same device.<\/p>\n

Requirements<\/h2>\n

Before you begin, take into account the following requirements, limitations, and preparations.<\/p>\n\n\n\n\n\n\n\n\n
Requirement<\/th>\nDescription<\/th>\n<\/tr>\n<\/thead>\n
Integration type<\/strong><\/td>\nMake sure that you have built an API-only<\/a> integration using Checkout API v69 or later.<\/td>\n<\/tr>\n
Webhooks<\/a><\/strong><\/td>\nSubscribe to the following webhook(s):
Limitations<\/strong><\/td>\nThe following limitations are applied by the Brazilian Central Bank:
  • Transactions must be less than 500 reais.
  • The shopper's browser must meet the version requirements to use WebAuth:
    - Chrome v67 or later
    - Firefox v60 or later
    - Safari v13 or later
    - Opera v54 or later <\/li><\/ul>
    Recurring Pix payments are in development. If you are interested in joining the pilot, reach out to your Adyen contact. Some of the processes and documentation may change as the feature evolves.<\/td>\n<\/tr>\n
Setup steps<\/strong><\/td>\nBefore you begin, add Pix in your Customer Area<\/a>.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

How it works<\/h2>\n

Pix Open Finance works with enrollments. An enrollment is a record of consent that the shopper lets Adyen act as a payment initiator on behalf of the shopper. Instead of storing the payment details of a shopper, Adyen receives a confirmation from Open Finance Brazil.<\/p>\n

When a shopper proceeds to check out with Pix Open Finance, you check if the shopper and their device are already enrolled. You must implement your own logic to check whether the shopper is already enrolled.<\/p>\n