Accept Online banking Vietnam payments using our APIs, and build your own payment form to have full control over the look and feel of your checkout page.
Before you begin
These instructions explain how to add Online banking Vietnam to your existing API-only integration. The API-only integration works the same way for all payment methods. If you haven't done this integration yet, refer to our API-only integration guide.
Before starting your Online banking Vietnam integration:
- Make sure that you have set up your back end implementation.
- Add MoMo ATM in your test Customer Area.
Build your payment form for Online banking Vietnam
Include Online banking Vietnam in the list of available payment methods. You don't need to collect any information from the shopper in your payment form.
We provide logos for Online banking Vietnam which you can use on your payment form. For more information, refer to Downloading logos.
If you are using the /paymentMethods to show available payment methods to the shopper, specify the following:
- countryCode: VN
- amount.currency: VND
- amount.value: The value of the payment.
- channel: Specify Web, iOS, or Android.
The response contains paymentMethod.type
: momo_atm.
Make a payment
In your /payments request, specify:
paymentMethod.type
: momo_atm
curl https://checkout-test.adyen.com/v68/payments \
-H "x-API-key: YOUR_X-API-KEY" \
-H "content-type: application/json" \
-d '{
"merchantAccount":"YOUR_MERCHANT_ACCOUNT",
"reference":"YOUR_ORDER_NUMBER",
"amount":{
"currency":"VND",
"value":1000
},
"paymentMethod":{
"type":"momo_atm"
},
"returnUrl":"https://your-company.com/checkout?shopperOrder=12xy.."
}'
# Set your X-API-KEY with the API key from the Customer Area.
adyen = Adyen::Client.new
adyen.api_key = "YOUR_X-API-KEY"
response = adyen.checkout.payments({
:amount => {
:currency => "VND",
:value => 1000
},
:reference => "YOUR_ORDER_NUMBER",
:paymentMethod => {
:type => "momo_atm"
},
:returnUrl => "https://your-company.com/checkout?shopperOrder=12xy..",
:merchantAccount => "YOUR_MERCHANT_ACCOUNT"
})
// Set YOUR_X-API-KEY with the API key from the Customer Area.
// Change to Environment.LIVE and add the Live URL prefix when you're ready to accept live payments.
Client client = new Client("YOUR_X-API-KEY", Environment.TEST);
Checkout checkout = new Checkout(client);
PaymentsRequest paymentsRequest = new PaymentsRequest();
String merchantAccount = "YOUR_MERCHANT_ACCOUNT";
paymentsRequest.setMerchantAccount(merchantAccount);
Amount amount = new Amount();
amount.setCurrency("VND");
amount.setValue(15000L);
paymentsRequest.setAmount(amount);
DefaultPaymentMethodDetails paymentMethodDetails = new DefaultPaymentMethodDetails();
paymentMethodDetails.setType("momo_atm");
paymentsRequest.setPaymentMethod(paymentMethodDetails);
paymentsRequest.setReference("YOUR_ORDER_NUMBER");
paymentsRequest.setReturnUrl("https://your-company.com/checkout?shopperOrder=12xy..");
PaymentsResponse paymentsResponse = checkout.payments(paymentsRequest);
// Set your X-API-KEY with the API key from the Customer Area.
$client = new \Adyen\Client();
$client->setXApiKey("YOUR_X-API-KEY");
$service = new \Adyen\Service\Checkout($client);
$params = array(
"amount" => array(
"currency" => "VND",
"value" => 1000
),
"reference" => "YOUR_ORDER_NUMBER",
"paymentMethod" => array(
"type" => "momo_atm"
),
"returnUrl" => "https://your-company.com/checkout?shopperOrder=12xy..",
"merchantAccount" => "YOUR_MERCHANT_ACCOUNT"
);
$result = $service->payments($params);
#Set your X-API-KEY with the API key from the Customer Area.
adyen = Adyen.Adyen()
adyen.client.xapikey = 'YOUR_X-API-KEY'
result = adyen.checkout.payments({
'amount': {
'value': 1000,
'currency': 'VND'
},
'reference': 'YOUR_ORDER_NUMBER',
'paymentMethod': {
'type': 'momo_atm'
},
'returnUrl': 'https://your-company.com/checkout?shopperOrder=12xy..',
'merchantAccount': 'YOUR_MERCHANT_ACCOUNT'
})
// Set your X-API-KEY with the API key from the Customer Area.
var client = new Client ("YOUR_X-API-KEY", Environment.Test);
var checkout = new Checkout(client);
var amount = new Model.Checkout.Amount("VND", 1000);
var details = new Model.Checkout.DefaultPaymentMethodDetails{
Type = "momo_atm"
};
var paymentsRequest = new Model.Checkout.PaymentRequest
{
Reference = "YOUR_ORDER_NUMBER",
Amount = amount,
ReturnUrl = @"https://your-company.com/checkout?shopperOrder=12xy..",
MerchantAccount = "YOUR_MERCHANT_ACCOUNT",
PaymentMethod = details
};
var paymentResponse = checkout.Payments(paymentsRequest);
// Set your X-API-KEY with the API key from the Customer Area.
const {Client, Config, CheckoutAPI} = require('@adyen/api-library');
const config = new Config();
// Set your X-API-KEY with the API key from the Customer Area.
config.apiKey = '[API_KEY]';
config.merchantAccount = '[YOUR_MERCHANT_ACCOUNT]';
const client = new Client({ config });
client.setEnvironment("TEST");
const checkout = new CheckoutAPI(client);
checkout.payments({
amount: { currency: "VND", value: 1000 },
paymentMethod: {
type: 'momo_atm'
},
reference: "YOUR_ORDER_NUMBER",
merchantAccount: config.merchantAccount,
returnUrl: "https://your-company.com/checkout?shopperOrder=12xy.."
}).then(res => res);
The /payments response contains an action
object with the information needed to redirect the shopper.
Handle the redirect
To complete a Online banking Vietnam payment, you need to redirect the shopper to Online banking Vietnam's website or app.
-
To complete the payment, redirect the shopper to the
action.url
returned in the /payments response.When using the HTTP GET method:
For security reasons, when displaying the redirect in the app, we recommend that you use SFSafariViewController for iOS or Chrome Custom Tabs for Android, instead of WebView objects. Also refer to the security best practices for WebView. -
After the shopper is redirected back to your website, check the payment result by making a POST /payments/details request, specifying:
details
: Object that contains the URL-decodedredirectResult
returned when the shopper was redirected back to your site.
You receive a response containing:
resultCode
: Use this to present the result to your shopper.-
pspReference
: Our unique identifier for the transaction.
Present the payment result
Use the resultCode that you received in the /payments/details response to present the payment result to your shopper.
The resultCode
values you can receive for MoMo ATM are:
resultCode | Description | Action to take |
---|---|---|
Authorised | The payment was successful. | Inform the shopper that the payment has been successful. |
Cancelled | The shopper cancelled the payment while on MoMo ATM or NAPAS's website. | Ask the shopper whether they want to continue with the order, or ask them to select a different payment method. |
Pending or Received |
The shopper has completed the payment but the final result is not yet known. | Inform the shopper that you've received their order, and are waiting for the payment to be completed. To know the final result of the payment, wait for the AUTHORISATION notification webhook. |
Refused | The payment was refused by the shopper's bank. | Ask the shopper to try the payment again using a different payment method. |
If the shopper closed the browser and failed to return to your website, wait for notification webhooks to know the outcome of the payment. The notification webhooks you can receive for MoMo ATM are:
eventCode | success field | Description | Action to take |
---|---|---|---|
AUTHORISATION | false | The transaction failed. | Cancel the order and inform the shopper that the payment failed. |
AUTHORISATION | true | The shopper successfully completed the payment. | Inform the shopper that the payment has been successful and proceed with the order. |
OFFER_CLOSED | true | The shopper did not complete the payment. | Cancel the order and inform the shopper that the payment timed out. |
Test and go live
To test Online banking Vietnam payments, select any bank from the list and use the following test cards and credentials:
Scenario | Card name | Card number | Expiry | One-time password |
---|---|---|---|---|
Successful | Nguyen Van A | 9704000000000018 | 03/07 | otp |
Card blocked | Nguyen Van A | 9704000000000026 | 03/07 | otp |
Insufficient funds | Nguyen Van A | 9704000000000034 | 03/07 | otp |
Amount exceeded limit | Nguyen Van A | 9704000000000042 | 03/07 | otp |
Check the status of Online banking Vietnam test payments in your Customer Area > Transactions > Payments.
Before you can accept live Online banking Vietnam payments, you need to submit a request for Online banking Vietnam in your live Customer Area.