{"title":"Wero","category":"payment_method","creationDate":1790347934,"content":"<div class=\"additional-info-block output-inline\">\n<div class=\"additional-info-block__body\"><p><img style=\"width: 30px;\" alt=\"WERO logo\" src=\"\/media\/908f0ffba87dde26e895c2836d32dadfa12b093e001ff4559438c96b227f55b2.svg?decoding=auto&amp;fetchpriority=auto\" \/>&nbsp; <strong>Read more<\/strong><\/p><p>Learn more about Wero on <a href=\"https:\/\/www.adyen.com\/payment-methods\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\" class=\"external-link no-image\">adyen.com<\/a>.<\/p><\/div><\/div>\n\n<div class=\"notices blue\">\n<p>Wero is currently in development.<\/p>\n<\/div>\n<p><a href=\"https:\/\/wero-wallet.eu\" target=\"_blank\" rel=\"nofollow noopener noreferrer\" class=\"external-link no-image\">Wero<\/a> is a pan-European account-to-account (A2A) payment method developed by the European Payments Initiative (EPI). Designed to unify the fragmented European payment landscape, Wero enables shoppers to make fast, secure, and instant payments directly from their bank accounts using the Wero digital wallet or their integrated mobile banking app.<\/p>\n<p>Wero is strategically absorbing and replacing major domestic payment schemes across Europe, including iDEAL in the Netherlands, Payconiq in Belgium, and Paylib in France, while also launching in Germany. By integrating Wero, you gain cross-border reach across these key European markets through a single integration.<\/p>\n<h3>How shoppers pay with Wero<\/h3>\n<p>Shoppers are always required to authenticate themselves in order to authorize a payment. This authentication is based on bank-grade Strong Customer Authentication (SCA) mechanisms. The checkout experience depends on the shopper's device:<\/p>\n<ul>\n<li><strong>On mobile (m-commerce):<\/strong> When the shopper selects Wero on your checkout page, they are automatically redirected to the Wero payment page. In this page, the shopper selects their preferred Wero digital wallet (either a standalone Wero app or their bank's integrated app). Then, they authenticate the payment using biometric Strong Customer Authentication (SCA) and are redirected back to your confirmation page.<\/li>\n<li><strong>On desktop (e-commerce):<\/strong> When the shopper selects Wero on your checkout page, they are automatically redirected to the Wero payment page. In this page, a dynamic Wero QR code is displayed on their screen. The shopper scans this QR code using their Wero wallet (bank app or Wero app) on their mobile device. Then, they authenticate the payment via SCA. After that, the shopper is redirected from the Wero payment page to your confirmation page.<\/li>\n<\/ul>\n<h3>iDEAL to Wero Transition (Netherlands)<\/h3>\n<p>If you currently process iDEAL transactions, Adyen ensures a seamless, merchant-led transition to Wero. Adyen runs the existing iDEAL infrastructure in parallel with the new Wero rails. You can add Wero to your checkout as a distinct, new payment method at your own pace, with the security of continuing to process iDEAL volumes until the scheme's eventual sunset.<\/p>\n<table class=\"table-payments-methods\">\n    <thead>\n        <tr>\n                            <th>\n                                            Payment type\n                                    <\/th>\n                            <th>\n                                            Payment flow\n                                    <\/th>\n                            <th>\n                                            Countries\n                                    <\/th>\n                            <th>\n                                            Currencies\n                                    <\/th>\n                            <th>\n                                            <a href=\"\/online-payments\/tokenization\" target=\"_blank\">Recurring<\/a>\n                                    <\/th>\n                            <th>\n                                            <a href=\"\/online-payments\/refund\" target=\"_blank\">Refunds<\/a>\n                                    <\/th>\n                            <th>\n                                            <a href=\"\/online-payments\/refund\/#refund-a-payment\" target=\"_blank\">Partial refunds<\/a>\n                                    <\/th>\n                            <th>\n                                            <a href=\"\/online-payments\/refund\" target=\"_blank\">Multiple partial refunds<\/a>\n                                    <\/th>\n                            <th>\n                                            <a href=\"\/online-payments\/capture\" target=\"_blank\">Separate captures<\/a>\n                                    <\/th>\n                            <th>\n                                            <a href=\"\/online-payments\/capture\/#partial-capture\" target=\"_blank\">Partial captures<\/a>\n                                    <\/th>\n                            <th>\n                                            <a href=\"\/online-payments\/capture\/#multiple-partial-captures\" target=\"_blank\">Multiple partial captures<\/a>\n                                    <\/th>\n                            <th>\n                                            <a href=\"\/risk-management\/chargeback-guidelines\" target=\"_blank\">Chargebacks<\/a>\n                                    <\/th>\n                    <\/tr>\n    <\/thead>\n    <tbody>\n        <tr>\n                                               <td>\n                     Online Banking\n                                        <\/td>\n                                                               <td>\n                     Direct\n                                        <\/td>\n                                                               <td>\n                     BE, FR, DE, NL\n                                        <\/td>\n                                                               <td>\n                     EUR\n                                        <\/td>\n                                                                <td class=\"u-text-align-center\">\n                        <img class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/x.png\" alt=\"x\"><\/br>\n                                            <\/td>\n                                                                <td class=\"u-text-align-center\">\n                        <img class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" alt=\"checkmark\"><\/br>\n                                            <\/td>\n                                                                <td class=\"u-text-align-center\">\n                        <img class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" alt=\"checkmark\"><\/br>\n                                            <\/td>\n                                                                <td class=\"u-text-align-center\">\n                        <img class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" alt=\"checkmark\"><\/br>\n                                            <\/td>\n                                                                <td class=\"u-text-align-center\">\n                        <img class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/x.png\" alt=\"x\"><\/br>\n                                            <\/td>\n                                                                <td class=\"u-text-align-center\">\n                        <img class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/x.png\" alt=\"x\"><\/br>\n                                            <\/td>\n                                                                <td class=\"u-text-align-center\">\n                        <img class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/x.png\" alt=\"x\"><\/br>\n                                            <\/td>\n                                                                <td class=\"u-text-align-center\">\n                        <img class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/x.png\" alt=\"x\"><\/br>\n                                            <\/td>\n                                    <\/tr>\n    <\/tbody>\n<\/table>\n\n<h2>How do you want to integrate?<\/h2>\n<div class=\"next-steps\" id=\"next-steps\" >\n<a href=\"\/payment-methods\/wero\/web\" class=\"next-steps__step\" style=\"width:45%;\" target=\"_self\"><p class=\"next-steps__body\"><div style=\"text-align: center;\"><p><img style=\"width: 40px;\" alt=\"This is the web icon.\" src=\"\/media\/8e9d039eba0e37af7881e4cd55d7bede1d4d76d46c6d5856dd221ff6afb03fb6.svg?decoding=auto&amp;fetchpriority=auto\"><\/p><h6 class=\"next-steps__title\">Web<\/h6><p>Use our pre-built UI solutions to add Wero to your website.<\/p><\/div><\/p><\/a><a href=\"\/payment-methods\/wero\/ios\" class=\"next-steps__step\" style=\"width:45%;\" target=\"_self\"><p class=\"next-steps__body\"><div style=\"text-align: center;\"><p><img style=\"width: 38px;\" alt=\"This is the iOS icon.\" src=\"\/media\/08bd05b59429560e56fc714179b00020e50dca291e15cf493c2aea381e9ead18.svg?decoding=auto&amp;fetchpriority=auto\"><\/p><h6 class=\"next-steps__title\">iOS<\/h6><p>Use our pre-built UI solutions to add Wero to your iOS app.<\/p><\/div><\/p><\/a><a href=\"\/payment-methods\/wero\/android\" class=\"next-steps__step\" style=\"width:45%;\" target=\"_self\"><p class=\"next-steps__body\"><div style=\"text-align: center;\"><p><img style=\"width: 35px;\" alt=\"This is the Android icon.\" src=\"\/media\/dafc4cf0fe6fb577885d5cf137bba54828ee48c256d3f0766ef28ccc43b0095d.svg?decoding=auto&amp;fetchpriority=auto\"><\/p><h6 class=\"next-steps__title\">Android<\/h6><p>Use our pre-built UI solutions to add Wero your Android app.<\/p><\/div><\/p><\/a><a href=\"\/payment-methods\/wero\/api-only\" class=\"next-steps__step\" style=\"width:45%;\" target=\"_self\"><p class=\"next-steps__body\"><div style=\"text-align: center;\"><p><img style=\"width: 38px;\" alt=\"This is the API only icon.\" src=\"\/media\/f0d068165453c66c92eab15e93f94222428fe12e72ac395d68ed26c173bc788e.svg?decoding=auto&amp;fetchpriority=auto\"><\/p><h6 class=\"next-steps__title\">API only<\/h6><p>Build your own UI for Wero in your website, iOS or Android app.<\/p><\/div><\/p><\/a><a href=\"\/unified-commerce\/pay-by-link\" class=\"next-steps__step\" style=\"width:45%;\" target=\"_self\"><p class=\"next-steps__body\"><div style=\"text-align: center;\"><p><img style=\"width: 38px;\" alt=\"This is the Pay by Link icon.\" src=\"\/media\/220491108c0b9cf6f91af797193c06cd3aa010d75cc72cdc1865b93c7e30ab25.svg?decoding=auto&amp;fetchpriority=auto\"><\/p><h6 class=\"next-steps__title\">Pay by Link<\/h6><p>Use Pay by Link to accept Wero payments.<\/p><\/div><\/p><\/a><\/div>\n\n<h2>See also<\/h2>\n<div class=\"see-also-links output-inline\" id=\"see-also\">\n<ul><li><a href=\"\/online-payments\/\"\n                        target=\"_self\"\n                        >\n                    Online payments \n                <\/a><\/li><li><a href=\"\/online-payments\/3d-secure\"\n                        target=\"_self\"\n                        >\n                    3D Secure\n                <\/a><\/li><li><a href=\"\/online-payments\/capture\"\n                        target=\"_self\"\n                        >\n                    Capture\n                <\/a><\/li><li><a href=\"\/payment-methods\"\n                        target=\"_self\"\n                        >\n                    Payment methods\n                <\/a><\/li><\/ul><\/div>\n","url":"https:\/\/docs.adyen.com\/payment-methods\/wero","articleFields":{"description":"Accept Wero payments with your online payments integration.","display_in_overview":false,"feedback_component":true,"payment_method":{"info":{"type":"Online Banking","payment_flow":"Direct","tx_variant":["wero"],"supported_integrations":{"api-only":{"supported":true},"web-drop-in":{"supported":true},"web-component":{"supported":true},"ios-drop-in":{"supported":true},"ios-component":{"supported":true},"android-drop-in":{"supported":true},"android-component":{"supported":true},"react-native-drop-in":{"supported":false,"url":"N\/A"},"react-native-component":{"supported":false,"url":"N\/A"},"flutter-drop-in":{"supported":false,"url":"N\/A"},"flutter-component":{"supported":false,"url":"N\/A"}},"name":"Wero"},"features":{"recurring":false,"refunds":true,"partial_refunds":true,"chargebacks":false,"separate_captures":false,"partial_captures":false,"multiple_partial_refunds":true,"multiple_partial_captures":false},"countries":["BE","FR","DE","NL"],"processing_currencies":["EUR"],"processing_settlement":["EUR"]},"parameters":{"payment_method":"Wero"},"page_id":"57ae6598-bc04-4f08-992f-2a79f17941ce"},"algolia":{"url":"https:\/\/docs.adyen.com\/payment-methods\/wero","title":"Wero","content":"\n&nbsp; Read moreLearn more about Wero on adyen.com.\n\n\nWero is currently in development.\n\nWero is a pan-European account-to-account (A2A) payment method developed by the European Payments Initiative (EPI). Designed to unify the fragmented European payment landscape, Wero enables shoppers to make fast, secure, and instant payments directly from their bank accounts using the Wero digital wallet or their integrated mobile banking app.\nWero is strategically absorbing and replacing major domestic payment schemes across Europe, including iDEAL in the Netherlands, Payconiq in Belgium, and Paylib in France, while also launching in Germany. By integrating Wero, you gain cross-border reach across these key European markets through a single integration.\nHow shoppers pay with Wero\nShoppers are always required to authenticate themselves in order to authorize a payment. This authentication is based on bank-grade Strong Customer Authentication (SCA) mechanisms. The checkout experience depends on the shopper's device:\n\nOn mobile (m-commerce): When the shopper selects Wero on your checkout page, they are automatically redirected to the Wero payment page. In this page, the shopper selects their preferred Wero digital wallet (either a standalone Wero app or their bank's integrated app). Then, they authenticate the payment using biometric Strong Customer Authentication (SCA) and are redirected back to your confirmation page.\nOn desktop (e-commerce): When the shopper selects Wero on your checkout page, they are automatically redirected to the Wero payment page. In this page, a dynamic Wero QR code is displayed on their screen. The shopper scans this QR code using their Wero wallet (bank app or Wero app) on their mobile device. Then, they authenticate the payment via SCA. After that, the shopper is redirected from the Wero payment page to your confirmation page.\n\niDEAL to Wero Transition (Netherlands)\nIf you currently process iDEAL transactions, Adyen ensures a seamless, merchant-led transition to Wero. Adyen runs the existing iDEAL infrastructure in parallel with the new Wero rails. You can add Wero to your checkout as a distinct, new payment method at your own pace, with the security of continuing to process iDEAL volumes until the scheme's eventual sunset.\n\n    \n        \n                            \n                                            Payment type\n                                    \n                            \n                                            Payment flow\n                                    \n                            \n                                            Countries\n                                    \n                            \n                                            Currencies\n                                    \n                            \n                                            Recurring\n                                    \n                            \n                                            Refunds\n                                    \n                            \n                                            Partial refunds\n                                    \n                            \n                                            Multiple partial refunds\n                                    \n                            \n                                            Separate captures\n                                    \n                            \n                                            Partial captures\n                                    \n                            \n                                            Multiple partial captures\n                                    \n                            \n                                            Chargebacks\n                                    \n                    \n    \n    \n        \n                                               \n                     Online Banking\n                                        \n                                                               \n                     Direct\n                                        \n                                                               \n                     BE, FR, DE, NL\n                                        \n                                                               \n                     EUR\n                                        \n                                                                \n                        \n                                            \n                                                                \n                        \n                                            \n                                                                \n                        \n                                            \n                                                                \n                        \n                                            \n                                                                \n                        \n                                            \n                                                                \n                        \n                                            \n                                                                \n                        \n                                            \n                                                                \n                        \n                                            \n                                    \n    \n\n\nHow do you want to integrate?\n\nWebUse our pre-built UI solutions to add Wero to your website.iOSUse our pre-built UI solutions to add Wero to your iOS app.AndroidUse our pre-built UI solutions to add Wero your Android app.API onlyBuild your own UI for Wero in your website, iOS or Android app.Pay by LinkUse Pay by Link to accept Wero payments.\n\nSee also\n\n\n                    Online payments \n                \n                    3D Secure\n                \n                    Capture\n                \n                    Payment methods\n                \n","type":"page","locale":"en","boost":18,"hierarchy":{"lvl0":"Home","lvl1":"Payment methods","lvl2":"Wero"},"hierarchy_url":{"lvl0":"https:\/\/docs.adyen.com\/","lvl1":"https:\/\/docs.adyen.com\/payment-methods","lvl2":"\/payment-methods\/wero"},"levels":3,"category":"Payment method","category_color":"green","tags":[]},"articleFiles":{"wero.svg":"<img style=\"width: 30px;\" alt=\"\" src=\"https:\/\/docs.adyen.com\/media\/908f0ffba87dde26e895c2836d32dadfa12b093e001ff4559438c96b227f55b2.svg?decoding=auto&amp;fetchpriority=auto\" \/>"}}