---
title: "Calculating the payout amount"
description: "Learn how Adyen calculates the amount that you can pay out."
url: "https://docs.adyen.com/payouts/payout-service/getting-paid/payout-amount"
source_url: "https://docs.adyen.com/payouts/payout-service/getting-paid/payout-amount.md"
canonical: "https://docs.adyen.com/payouts/payout-service/getting-paid/payout-amount"
last_modified: "2026-05-19T18:02:49+02:00"
language: "en"
---

# Calculating the payout amount

Learn how Adyen calculates the amount that you can pay out.

[View source](/payouts/payout-service/getting-paid/payout-amount.md)

Before paying out your funds, Adyen verifies your available balance. The available balance refers to the amount of money on the balance account that you can spend. Verifying the available balance protects your organization from any potential obligations that may arise due to holding a [negative balance](/payouts/payout-service/reconciliation-use-cases/verify-balances#negative-balances).

To determine the available balance, Adyen considers an existing balance and all debits and credits that are expected to occur in the future, also called future balance changes.

* **Existing balance**: The initial balance as of the day of calculation, including all amounts with a [value date](/payouts/payout-service/transfer-transactions#booking-and-value-date) until the day of calculation.
* **Future balance changes**: The total of all future debits and credits amounts that have a [value date](/payouts/payout-service/transfer-transactions#booking-and-value-date) in the future and a booking date until the day of calculation.

The expected future debits and credits are only taken into account if their total results in a negative amount. In such a case, Adyen calculates the available balance as the existing balance minus future balance changes.

If the future balance changes result in a zero or positive amount, Adyen ignores this amount when calculating the available balance.

The following examples explain how Adyen calculates the available balance of the balance account.

**

### Example 1: Balance account has negative future balance changes

![Available balance example with negative future balance changes](/user/pages/docs/07.payouts/02.payout-service/06.getting-paid/03.payout-amount/negative-balance-changes.png)

* At the current time T, the existing balance of the balance account is USD 100.
* The total of the debits and credits scheduled for T+1 (USD -50) and T+2 (USD +30) is USD -20.
* Because the future balance changes result in a negative amount, Adyen considers this amount for calculating the available balance.
* The available balance for the balance sweep at T is the existing balance minus future balance changes, or USD 80.

**

### Example 2: Balance account has zero future balance changes

![Available balance example with zero future balance changes](/user/pages/docs/07.payouts/02.payout-service/06.getting-paid/03.payout-amount/zero-balance-changes.png)

* At the current time T, the existing balance of the balance account is USD 100.
* The total of the debits and credits scheduled for T+1 (USD -15) and T+2 (USD +15) is USD 0.
* Because the future balance changes result in a zero amount, Adyen ignores this amount when calculating the available balance.
* The available balance for the balance sweep at T is the existing balance of USD 100.

**

### Example 3: Balance account has positive future balance changes

![Available balance example with positive future balance changes](/user/pages/docs/07.payouts/02.payout-service/06.getting-paid/03.payout-amount/positive-balance-changes.png)

* At the current time T, the existing balance of the balance account is 100 USD.
* The total of the debits and credits scheduled for T+1 (USD -50) and T+2 (USD +80) is USD 30.
* Because the future balance changes result in a positive amount, Adyen ignores this amount when calculating the available balance.
* The available balance for the balance sweep at T is the existing balance of USD 100.

## See also

* [Schedule payouts](/payouts/payout-service/getting-paid/scheduled-payouts)
* [Pay out on demand](/payouts/payout-service/getting-paid/on-demand-payouts)