---
title: "Reconciliation of payouts to cards"
description: "How to perform reconciliation of payouts to cards."
url: "https://docs.adyen.com/payouts/payout-service/pay-out-to-cards/reconciliation"
source_url: "https://docs.adyen.com/payouts/payout-service/pay-out-to-cards/reconciliation.md"
canonical: "https://docs.adyen.com/payouts/payout-service/pay-out-to-cards/reconciliation"
last_modified: "2026-05-26T13:48:55+02:00"
language: "en"
---

# Reconciliation of payouts to cards

How to perform reconciliation of payouts to cards.

[View source](/payouts/payout-service/pay-out-to-cards/reconciliation.md)

On this page we outline the reconciliation process for card payouts initiated from the Balance Platform.

## Card payouts from Balance Platform

To reconcile card payouts initiated from the Balance Platform, you need to use both the [Settlement Details Report](/reporting/settlement-reconciliation/transaction-level/settlement-details-report) from your merchant account(s) used for card payouts, and the [Balance Platform Accounting Report](/payouts/payout-service/reports-and-fees/balance-platform-accounting-report) from the balance account(s) you instruct the card payouts from.

Each Balance Platform-initiated card payout is represented as a line item on the [Settlement Details Report](/reporting/settlement-reconciliation/transaction-level/settlement-details-report) with **type**: **BPPaidOut**. On the **BPPaidOut** line, you can find the following fee information:

* The **Net Debit (NC)** column represents the total fees deducted for the card payout (not the payout amount + fees).
* The **Markup (NC)** column represents the Adyen markup.
* The **Scheme fees (NC)** column represents the scheme fees charged.
* The **Interchange (NC)** column represents the interchange fees charged.

The amount of the capture or card payout is visible in the Balance Platform Accounting Report.

To reconcile the capture/card payout amount from the Balance Platform reports to the fees charged in the Settlement Details Report, you can use the ID provided in the **Merchant Reference** column in the Settlement Details Report and the **Transfer Id** column from the Balance Platform Accounting Report where the **Status** column shows the value **booked**.