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Payment methods

Accept global and popular local payment methods with your Terminal API integration.

Using our Standalone solution?

Our Standalone solution supports credit and debit cards, and wallet payment methods.

Our Terminal API integrations support popular local and global payment methods. Here we give an overview of the types of payment method you can accept using our Terminal API:

When your shopper uses a payment method from another country, the terminal UI automatically switches to the shopper's language.

Add payment methods to your account

Before you can accept a new payment method, you need to request it in the Customer Area.

  1. Log in to your Customer Area.
  2. Switch to your merchant account.
  3. Go to Account > Payment methods.
  4. Select Add payment methods.
  5. Start entering the name of the payment method, then select it from the drop-down list.
  6. Select Submit.

Credit and debit cards

Adyen terminals provide out-of-the-box support for the following credit and debit cards:

Payment method Payment type Referenced refund Unreferenced refund Chargeback Countries
Alliance Data (ADS) Credit card -white_check_mark- -white_check_mark- -white_check_mark- US
American Express Credit card -white_check_mark- -white_check_mark- -white_check_mark- International
Bancontact Debit card -x- -white_check_mark- BE
BankAxept Debit card -white_check_mark- -white_check_mark- NO
Cartes Bancaires Credit card, Debit card -white_check_mark- -x- -white_check_mark- FR
Dankort Debit card -x- -white_check_mark- -white_check_mark- Denmark
Diners Credit card -white_check_mark- -white_check_mark- -white_check_mark- International
Discover Credit card -white_check_mark- -white_check_mark- -white_check_mark- International
eftpos Debit card -white_check_mark- -white_check_mark- -white_check_mark- AU
girocard Debit card -white_check_mark- -white_check_mark- GE
Hipercard Credit card -white_check_mark- -white_check_mark- -white_check_mark- BR
Interac Debit card -x- -white_check_mark- -white_check_mark- CA
JCB Credit card, Debit card -white_check_mark- -white_check_mark- -white_check_mark- International
Maestro Debit card -white_check_mark- -white_check_mark- -white_check_mark- International
Mastercard Credit card -white_check_mark- -white_check_mark- -white_check_mark- International
UnionPay (CUP) Credit card, Debit card -white_check_mark- -white_check_mark- -white_check_mark- International
Visa Credit card -white_check_mark- -white_check_mark- -white_check_mark- International
Visa Debit Debit card -white_check_mark- -white_check_mark- -white_check_mark- International
V Pay Debit card -white_check_mark- -white_check_mark- -white_check_mark- Europe

Our terminals support reading the card using either the magnetic stripe, EMV chip, or contactless chip. For more details, refer to Credit and debit cards

All credit and debit cards follow the same payment flow. You can read more about this in our make a payment documentation.


Wallets are an increasingly popular way to make purchases in-store. With wallet payment methods, the shopper verifies the payment with their smartphone or smartwatch, using either a:

  • Near-field communication (NFC) chip embedded in their device.
    If your integration can make a card payment using Terminal API, you can make an NFC wallet payment using the same API call. For more details, see our NFC wallets documentation.

  • QR code.
    The shopper uses an app on their phone to scan the QR code shown on the terminal, then verifies the payment using the app. Or the shopper launches a QR code from the wallet app on their phone, and you scan this with a barcode scanner to pass the QR code data in a payment request. For more information, see our QR code wallets documentation.

We support the following wallet payment methods:

Payment method Payment type Referenced refund Unreferenced refund Chargeback Countries
AfterpayTouch QR code wallet -white_check_mark- -x- AU, NZ
Alipay QR code wallet -white_check_mark- -x- International
Apple Pay NFC wallet -white_check_mark- -white_check_mark- -white_check_mark- International
Google Pay NFC wallet -white_check_mark- -white_check_mark- International
GrabPay QR code wallet -white_check_mark- -x- Malaysia, Singapore
Samsung Pay NFC wallet -white_check_mark- -white_check_mark- -white_check_mark- International
Swish QR code wallet -white_check_mark- -x- Sweden
WeChat Pay QR code wallet -white_check_mark- -x- International

Gift cards

Terminal API integrations support payments from gift cards issued by popular global gift card providers:

Payment method Payment type Referenced refund Unreferenced refund Chargeback Countries
Givex Gift card -white_check_mark- -white_check_mark- International
See the gift card overview for a selection of the gift cards that can go over this connection.
Gift card -white_check_mark- -white_check_mark- International
Stored Value Solutions (SVS) Gift card -white_check_mark- -white_check_mark- International
Valuelink Gift card -white_check_mark- -white_check_mark- International

In addition to being able to accept payments with these gift cards, you can also query the balance of a gift card, load credit to the card, refund returned merchandise, provide cash back, and more.

We also support gift cards from key local gift card providers in Denmark, France, the Netherlands, Norway, Sweden, and the United Kingdom. You can process payments with these gift cards, but no other operations.

For more information, see our gift cards documentation.

Chargeback risk

A chargeback is when the issuing bank collects funds back from you on behalf of a cardholder.

Non-fraud chargebacks for point-of-sale transactions go through a dispute flow similar to that for ecommerce. Refer to Understanding and defending disputes.

Fraud chargebacks shouldn't happen for point of sale transactions that are considered secure. Whether a transaction is considered secure, depends on the card entry method and cardholder verification method (CMV) used. From highest to lowest security, this refers to:

  • EMV chip and PIN
  • EMV chip and signature
  • Magnetic swipe reader and PIN
  • Magnetic swipe reader and signature

With these secure transactions, the liability for fraud chargebacks shifts from you to the issuing bank.

The situation is quite different with point-of-sale transactions that are considered insecure:

With these insecure transactions, there is no liability shift. This means you are fully liable for fraud chargebacks.

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