Shoppers are increasingly making in-store purchases using wallet payment methods such as Apple Pay, that are based on a device with an embedded near-field communication (NFC) chip and a digital wallet app. Because the app is linked to the shoppers credit or debit card, making NFC wallet payments is essentially the same as making a card payment.
Terminal API integrations support the following NFC wallet payment methods:
- Apple Pay
- Google Pay
- Samsung Pay
If your integration can make a card payment using Terminal API, you can make an NFC wallet payment using the same API call.
Before you begin
Before you begin integrating an NFC wallet payment method, make sure you have:
How it works
To make a payment with an NFC wallet payment method:
- Initiate a payment from your cash register.
- The shopper presents their smartphone or smartwatch to the terminal.
The terminal reads the NFC chip embedded in their device.
- The shopper verifies the payment by following the prompts on their device. This will usually involve entering their PIN or password, or providing biometric authentication such as a fingerprint.
- You receive the payment result, as you would receive the result of a card payment.
You can view the details of NFC wallet payments in your Customer Area, under Transactions > Payments.