{"title":"User capabilities","category":"default","creationDate":1671721620,"content":"

Every account holder has a list of capabilities that determine what they can do on your balance platform. You can edit a capability's settings<\/a> to change which actions the account holder has permission to do, for example, receive payments, send funds to a bank account, or use certain financial products<\/a>.<\/p>\n

In most cases, Adyen configures default capabilities for your business during the design phase<\/a>. These capabilities are automatically requested for your users when you create account holders for them. If a user needs a specific capability that is not part of their default configuration, you must request the additional capability<\/a>. <\/p>\n

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It is possible that requesting additional capabilities prompts additional KYC checks<\/a> on your users. <\/p>\n<\/div>\n

Business account capabilities<\/h2>\n

Adyen business accounts requires your user's account holders to have the following capabilities:<\/p>\n\n\n\n\n\n\n\n
Capability name<\/th>\nDisplay name in the Customer Area<\/th>\nDescription<\/th>\n<\/tr>\n<\/thead>\n
issueBankAccount<\/strong><\/span><\/td>\nIssue bank accounts<\/td>\nAllow users to have an Adyen business bank account.<\/td>\n<\/tr>\n
receiveFromThirdParty<\/strong><\/span><\/td>\nReceive funds from third-party bank accounts<\/td>\nAllows users to receive funds from third-party bank accounts. This capability is enabled by default when they have an issueBankAccount<\/strong><\/span> capability.<\/td>\n<\/tr>\n
sendToThirdParty<\/strong><\/span><\/td>\nSend funds to third-party bank accounts<\/td>\nAllows users to send funds to third-party bank accounts. This capability is enabled by default when they have an issueBankAccount<\/strong><\/span> capability.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

General capabilities<\/h2>\n

In addition to the business account capabilities, your users also need other capabilities<\/a> that allow them to perform actions in your balance platform. Some of these capabilities are requested automatically for new account holders, or you have to request them separately when needed.<\/p>\n

Verification status of a capability<\/h2>\n

Verification status of a capability indicates whether a user has passed KYC checks<\/a> and meets requirements to use a specific capability. To get updates about the verification status of a capability, you can:<\/p>\n