{"title":"Classic integration","category":"Classic Platforms","creationDate":1673872920,"content":"<div class=\"sc-notice info\"><div>\n<p>This page is for classic Adyen for Platforms integrations. If you are just starting your implementation, refer to our <a href=\"\/pt\/adyen-for-platforms-model\">new integration guide<\/a> instead.<\/p>\n<\/div><\/div>\n<p>Adyen for Platforms is an end-to-end payment solution for peer-to-peer marketplaces, on-demand services, crowdfunding platforms, and any other platform business models.<\/p>\n<p>Our solution enables you to onboard sellers, service providers or contractors as sub-merchants and accept payments on their behalf. You can also split payments, transfer funds, and pay out to sub-merchants. You maintain complete control over the buyer and seller experience while staying ahead of new regulations, like\u00a0<a href=\"https:\/\/www.adyen.com\/knowledge-hub\/how-psd2-impacts-the-payment-landscape-marketplaces\" target=\"_blank\" rel=\"nofollow noopener noreferrer\" class=\"external-link no-image\">PSD2<\/a>, and the latest trends in payments, like real time payouts to cards.<\/p>\n<p>With Adyen for Platforms, you can:<\/p>\n<ul>\n<li>\n<p><strong>Onboard and verify account holders<\/strong>:\u00a0Onboard sub-merchants as account holders and perform verification checks with our lightweight and flexible approach, or combine it with your own solution.<\/p>\n<\/li>\n<li>\n<p><strong>Process payments<\/strong>:\u00a0Split payments between one or multiple sub-merchants, deduct costs as needed, and hold funds until payout.<\/p>\n<\/li>\n<li>\n<p><strong>Transfer funds<\/strong>: Securely transfer funds between your account and those of your sub-merchants.<\/p>\n<\/li>\n<li>\n<p><strong>Pay out<\/strong>:\u00a0Decide when and how sub-merchants are paid, on demand or automated.<\/p>\n<\/li>\n<li>\n<p><strong>Reconcile transactions<\/strong>: Use Adyen-generated reports to build your platform's reconciliation processes.<\/p>\n<\/li>\n<\/ul>\n<p><img alt=\"\" src=\"\/user\/pages\/docs\/06.classic-platforms\/MarketPay-overview.png\" \/><\/p>\n<p>Configure the payment flow to suit your business's needs, and customize it as products and services change or new ones are added.<\/p>\n<h3 id=\"supported-countries\">Supported countries<\/h3>\n<p>Adyen for Platforms is available in several locations. You can onboard sub-merchants operating in any of the following countries.<\/p>\n<div class=\"row\" style=\"align-items: flex-start;justify-content: center;\">\n<div class=\"col col-12 col-md-6\" style=\"background-color:transparent;;\"><table><thead><tr><th>Asia Pacific<\/th><\/tr><\/thead><tbody><\/tbody><\/table><p>Australia<br>\nHong Kong<br>\nNew Zealand<br>\nSingapore<\/p><\/div><div class=\"col col-12 col-md-6\" style=\"background-color:transparent;;\"><table><thead><tr><th>North America<\/th><\/tr><\/thead><tbody><\/tbody><\/table><p>Canada<br>\nUnited States (including Puerto Rico)<\/p><\/div><\/div>\n<div class=\"row\" style=\"align-items: flex-start;justify-content: center;\">\n<div class=\"col col-12 col-md-12\" style=\"background-color:transparent;;\"><table><thead><tr><th>Europe<\/th><\/tr><\/thead><tbody><\/tbody><\/table><div class=\"sc-columns\" style=\"columns:3 auto;-moz-columns:3 auto;column-gap:normal;-moz-column-gap:normal;\"><p>Austria<br>\nBelgium<br>\nBulgaria<br>\nCroatia<br>\nCyprus<br>\nCzech Republic<br>\nDenmark<br>\nEstonia<br>\nFinland<br>\nFrance<br>\nGermany<br>\nGreece<br>\nHungary<br>\nIreland<br>\nItaly<br>\nLatvia<br>\nLiechtenstein<br>\nLithuania<br>\nLuxembourg<br>\nMalta<br>\nNetherlands<br>\nNorway<br>\nPoland<br>\nPortugal<br>\nRomania<br>\nSlovakia<br>\nSlovenia<br>\nSpain<br>\nSweden<br>\nSwitzerland<br>\nUnited Kingdom (including Isle of Man and Jersey)<\/p><\/div><\/div><\/div>\n<div class=\"notices blue\">\n<p>If you plan to accept <a href=\"\/pt\/classic-platforms\/platforms-for-pos\">point-of-sale<\/a> payments through Adyen for Platforms, the country in which you want to process point-of-sale payments must also be in the list of supported countries for our <a href=\"\/pt\/point-of-sale\/what-we-support\/supported-languages\">point-of-sale solution<\/a>.<\/p>\n<\/div>\n<h2 id=\"onboarding-and-verification\">Onboard and verify account holders<\/h2>\n<p>Let sub-merchants sign up easily and at scale with a flexible and layered onboarding process:<\/p>\n<ul>\n<li>\n<p>Onboard businesses, non-profits, and individual sub-merchants in real time.<\/p>\n<\/li>\n<li>\n<p>Retain full control over your platform's\u00a0user experience.<\/p>\n<\/li>\n<li>\n<p>Enable sub-merchants to start accepting payments immediately after signing up.<\/p>\n<\/li>\n<li>\n<p>Let us perform the verification checks or use your own solution.<\/p>\n<\/li>\n<li>\n<p>Use either a staggered or upfront verification approach.<\/p>\n<\/li>\n<\/ul>\n<p>For more information, see <a href=\"\/pt\/classic-platforms\/onboard-users\">Onboard and verify users<\/a>.<\/p>\n<h2 id=\"split-payments\">Process payments<\/h2>\n<p>For every payment, you can split funds between one or multiple sub-merchants and deduct various costs, such as commission, platform usage or payment fees.<\/p>\n<p>The split of funds can be customized for every payment, which reduces your manual workload and streamlines internal processes. You can also let us safely hold funds until they need to be paid out to a sub-merchant.<\/p>\n<p>You can offer customers a full range of payment methods, including all major card schemes and mobile wallets such as Apple Pay and Google Pay. We also support local payment methods like iDEAL in the Netherlands, and SEPA throughout the EU.<\/p>\n<p>For more information, see\u00a0<a href=\"\/pt\/classic-platforms\/processing-payments\">Process payments<\/a>.<\/p>\n<h2 id=\"fund-transfer\">Transfer funds<\/h2>\n<p>Moving funds around your platform\u00a0and your sub-merchants can get complicated, especially if you are dealing with many sellers or using complex payment flows.<\/p>\n<p>Our solution gives you the flexibility to debit or credit accounts on demand, as well as move funds between your platform and sub-merchant accounts.<\/p>\n<p>You can even charge sub-merchants fees, such as subscription or chargeback fees, or credit their account with a bonus as and when needed.<\/p>\n<p>For more information, see\u00a0<a href=\"\/pt\/classic-platforms\/fund-transfer\">Transfer funds<\/a>.<\/p>\n<h2 id=\"payouts\">Pay out<\/h2>\n<p>Control the timing, method, and amount of every payout or automate the process entirely.<\/p>\n<p>Automated payout schedules can be set up for each sub-merchant individually and modified via our API. Our Payout API enables you to send out payouts by specifying the amount and the account that needs to be debited for the payout.<\/p>\n<p>We also support real time payouts to cards as well as regular bank payouts.<\/p>\n<p>For more information, see\u00a0<a href=\"\/pt\/classic-platforms\/payouts\/scheduled-payout\">Pay out to bank accounts<\/a> and <a href=\"\/pt\/classic-platforms\/payouts\/manual-payout\/payout-to-cards\">Pay out to cards<\/a>.<\/p>\n<h2>Reconcile using reports<\/h2>\n<p>Adyen provides several reports that you can use for your platform's accounting, bookkeeping, and reconciliation processes.<\/p>\n<p>You can use reports to:<\/p>\n<ul>\n<li>Reconcile your platform's accounts receivable.<\/li>\n<li>Build a transactional ledger.<\/li>\n<li>Understand fees.<\/li>\n<\/ul>\n<p>For more information, refer to <a href=\"\/pt\/classic-platforms\/reconciliation-use-cases\">Reconcile transactions using reports<\/a>.<\/p>","url":"https:\/\/docs.adyen.com\/pt\/classic-platforms","articleFields":{"description":"Power your platform with onboarding, payment processing, and payouts.","search_category":"Classic Platforms","section_label":"Classic Platforms","feedback_component":true,"next_steps":[{"title":"Account structure","description":"Learn about your account structure, and how to manage sub-merchants.","url":"\/classic-platforms\/account-structure","required":false},{"title":"Quick start","description":"Review the steps to integrate Adyen for Platforms.","url":"\/classic-platforms\/quick-start","required":false}],"section_icon":"classic-platforms.svg","id":"25142877","type":"page","_expandable":null,"operations":"","status":"current","last_edit_on":"16-01-2023 13:42","parameters":{"directoryPath":"\/classic-platforms"}},"algolia":{"url":"https:\/\/docs.adyen.com\/pt\/classic-platforms","title":"Classic integration","content":"\nThis page is for classic Adyen for Platforms integrations. If you are just starting your implementation, refer to our new integration guide instead.\n\nAdyen for Platforms is an end-to-end payment solution for peer-to-peer marketplaces, on-demand services, crowdfunding platforms, and any other platform business models.\nOur solution enables you to onboard sellers, service providers or contractors as sub-merchants and accept payments on their behalf. You can also split payments, transfer funds, and pay out to sub-merchants. You maintain complete control over the buyer and seller experience while staying ahead of new regulations, like\u00a0PSD2, and the latest trends in payments, like real time payouts to cards.\nWith Adyen for Platforms, you can:\n\n\nOnboard and verify account holders:\u00a0Onboard sub-merchants as account holders and perform verification checks with our lightweight and flexible approach, or combine it with your own solution.\n\n\nProcess payments:\u00a0Split payments between one or multiple sub-merchants, deduct costs as needed, and hold funds until payout.\n\n\nTransfer funds: Securely transfer funds between your account and those of your sub-merchants.\n\n\nPay out:\u00a0Decide when and how sub-merchants are paid, on demand or automated.\n\n\nReconcile transactions: Use Adyen-generated reports to build your platform's reconciliation processes.\n\n\n\nConfigure the payment flow to suit your business's needs, and customize it as products and services change or new ones are added.\nSupported countries\nAdyen for Platforms is available in several locations. You can onboard sub-merchants operating in any of the following countries.\n\nAsia PacificAustralia\nHong Kong\nNew Zealand\nSingaporeNorth AmericaCanada\nUnited States (including Puerto Rico)\n\nEuropeAustria\nBelgium\nBulgaria\nCroatia\nCyprus\nCzech Republic\nDenmark\nEstonia\nFinland\nFrance\nGermany\nGreece\nHungary\nIreland\nItaly\nLatvia\nLiechtenstein\nLithuania\nLuxembourg\nMalta\nNetherlands\nNorway\nPoland\nPortugal\nRomania\nSlovakia\nSlovenia\nSpain\nSweden\nSwitzerland\nUnited Kingdom (including Isle of Man and Jersey)\n\nIf you plan to accept point-of-sale payments through Adyen for Platforms, the country in which you want to process point-of-sale payments must also be in the list of supported countries for our point-of-sale solution.\n\nOnboard and verify account holders\nLet sub-merchants sign up easily and at scale with a flexible and layered onboarding process:\n\n\nOnboard businesses, non-profits, and individual sub-merchants in real time.\n\n\nRetain full control over your platform's\u00a0user experience.\n\n\nEnable sub-merchants to start accepting payments immediately after signing up.\n\n\nLet us perform the verification checks or use your own solution.\n\n\nUse either a staggered or upfront verification approach.\n\n\nFor more information, see Onboard and verify users.\nProcess payments\nFor every payment, you can split funds between one or multiple sub-merchants and deduct various costs, such as commission, platform usage or payment fees.\nThe split of funds can be customized for every payment, which reduces your manual workload and streamlines internal processes. You can also let us safely hold funds until they need to be paid out to a sub-merchant.\nYou can offer customers a full range of payment methods, including all major card schemes and mobile wallets such as Apple Pay and Google Pay. We also support local payment methods like iDEAL in the Netherlands, and SEPA throughout the EU.\nFor more information, see\u00a0Process payments.\nTransfer funds\nMoving funds around your platform\u00a0and your sub-merchants can get complicated, especially if you are dealing with many sellers or using complex payment flows.\nOur solution gives you the flexibility to debit or credit accounts on demand, as well as move funds between your platform and sub-merchant accounts.\nYou can even charge sub-merchants fees, such as subscription or chargeback fees, or credit their account with a bonus as and when needed.\nFor more information, see\u00a0Transfer funds.\nPay out\nControl the timing, method, and amount of every payout or automate the process entirely.\nAutomated payout schedules can be set up for each sub-merchant individually and modified via our API. Our Payout API enables you to send out payouts by specifying the amount and the account that needs to be debited for the payout.\nWe also support real time payouts to cards as well as regular bank payouts.\nFor more information, see\u00a0Pay out to bank accounts and Pay out to cards.\nReconcile using reports\nAdyen provides several reports that you can use for your platform's accounting, bookkeeping, and reconciliation processes.\nYou can use reports to:\n\nReconcile your platform's accounts receivable.\nBuild a transactional ledger.\nUnderstand fees.\n\nFor more information, refer to Reconcile transactions using reports.","type":"page","locale":"pt","boost":19,"hierarchy":{"lvl0":"Home","lvl1":"Classic integration"},"hierarchy_url":{"lvl0":"https:\/\/docs.adyen.com\/pt","lvl1":"\/pt\/classic-platforms"},"levels":2,"category":"Classic Platforms","category_color":"green","tags":["Classic","integration"]},"articleFiles":{"MarketPay-overview.png":"<img alt=\"\" src=\"https:\/\/docs.adyen.com\/user\/pages\/docs\/06.classic-platforms\/MarketPay-overview.png\" \/>"}}