{"title":"Example structures","category":"Classic Platforms","creationDate":1776961628,"content":"<div class=\"sc-notice info\"><div>\n<p>This page is for classic Adyen for Platforms integrations. If you are just starting your implementation, refer to our <a href=\"\/pt\/adyen-for-platforms-model\">new integration guide<\/a> instead.<\/p>\n<\/div><\/div>\n<p>The image below shows how your Adyen account and your platform account are connected.<\/p>\n<p>Let's say that you have a company called <span translate=\"no\"><strong>Example Travel<\/strong><\/span> with the following setup:<\/p>\n<ul>\n<li>An Adyen company account <span translate=\"no\"><strong>ExampleTravelLLC<\/strong><\/span>.<\/li>\n<li>Two Adyen merchant accounts <span translate=\"no\"><strong>ExampleTravel_NL<\/strong><\/span> and <span translate=\"no\"><strong>ExampleTravel_US<\/strong><\/span>.<\/li>\n<li>A platform called <span translate=\"no\"><strong>ExampleTravel_Platform<\/strong><\/span>.<\/li>\n<li>The <span translate=\"no\"><strong>ExampleTravel_Platform<\/strong><\/span> has:\n<ul>\n<li>A business account holder with one account.<\/li>\n<li>An individual account holder with multiple accounts.<\/li>\n<li>Your account holder and liable account.<\/li>\n<\/ul><\/li>\n<\/ul>\n<div style=\"text-align: center;\">\n<p><img alt=\"This is an example Platforms structure.\" src=\"\/user\/pages\/docs\/06.classic-platforms\/00.account-structure\/example-structures\/platform-structure.svg?decoding=auto&amp;fetchpriority=auto\" \/><\/p>\n<\/div>\n<p>\u00a0<\/p>\n<p>The boxes in blue&mdash;<strong>your Adyen merchant accounts<\/strong> and the <strong>accounts in your platform<\/strong>&mdash;represent the resources where funds flow.<\/p>\n<p>For example, when a customer in the Netherlands pays for a trip offered by the individual account holder:<\/p>\n<ol>\n<li>The payment is processed in <span translate=\"no\"><strong>ExampleTravel_NL<\/strong><\/span>.<\/li>\n<li>The funds are settled in the accounts in your platform. For this example, you specify to split the funds between your <span translate=\"no\"><strong>Liable account<\/strong><\/span> and the individual account holder's <span translate=\"no\"><strong>Account 2<\/strong><\/span>. The funds are kept in the account holder's account until they are paid out.<\/li>\n<li>You pay out to the individual account holder's verified bank account.<\/li>\n<\/ol>\n<h2 id=\"common-structures\">Common structures for the accounts in your platform<\/h2>\n<p>Adyen for Platforms provides a flexible account structure that supports various platform types and models. In designing your platform, consider how you want to manage accounts and payouts.<\/p>\n<p>Most of our Adyen for Platforms customers use a one-to-one relationship between the account and bank account.<\/p>\n<ul>\n<li>1 account holder with 1 bank account.<\/li>\n<li>1 account.<\/li>\n<\/ul>\n<p>You pay out from the account to the account holder's verified bank account.<\/p>\n<h3>Multiple accounts and bank accounts<\/h3>\n<p>While most platforms only need one account per account holder, you can optionally create multiple accounts. Having multiple accounts helps when an account holder has different business lines and would like to keep funds and accounting history separate for each line. Similarly, an account holder can have multiple bank accounts.<\/p>\n<p>You can use a many-to-many relationship between accounts and bank accounts.<\/p>\n<ul>\n<li>1 account holder with multiple bank accounts.<\/li>\n<li>Multiple accounts.<\/li>\n<\/ul>\n<p>To pay out the account holder, the platform instructs which account to take funds from and which verified bank account to send the funds to.<\/p>\n<p>In the image below, the account holder has two accounts and two verified bank accounts. When paying out, the platform directs to pay out the funds from <span translate=\"no\"><strong>Account 2<\/strong><\/span> and send it to <span translate=\"no\"><strong>Bank account 1<\/strong><\/span>.<\/p>\n<p>\u00a0<\/p>\n<div style=\"text-align: center;\">\n<p><img alt=\"\" src=\"\/user\/pages\/docs\/06.classic-platforms\/00.account-structure\/example-structures\/many-to-many-structure.svg?decoding=auto&amp;fetchpriority=auto\" \/><\/p>\n<\/div>\n<p>\u00a0<\/p>\n<p>In case of a one-to-many or many-to-one relationship between accounts and bank accounts, the platform instructs the source account or the destination bank account.<\/p>","url":"https:\/\/docs.adyen.com\/pt\/classic-platforms\/account-structure\/example-structures","articleFields":{"description":"See applications of common platform account structures.","search_category":"Classic Platforms","id":"36193558","type":"page","_expandable":null,"operations":"","status":"current","last_edit_on":"02-09-2019 15:18","feedback_component":true,"parameters":{"directoryPath":"\/classic-platforms"}},"algolia":{"url":"https:\/\/docs.adyen.com\/pt\/classic-platforms\/account-structure\/example-structures","title":"Example structures","content":"\nThis page is for classic Adyen for Platforms integrations. If you are just starting your implementation, refer to our new integration guide instead.\n\nThe image below shows how your Adyen account and your platform account are connected.\nLet's say that you have a company called Example Travel with the following setup:\n\nAn Adyen company account ExampleTravelLLC.\nTwo Adyen merchant accounts ExampleTravel_NL and ExampleTravel_US.\nA platform called ExampleTravel_Platform.\nThe ExampleTravel_Platform has:\n\nA business account holder with one account.\nAn individual account holder with multiple accounts.\nYour account holder and liable account.\n\n\n\n\n\n\u00a0\nThe boxes in blue&mdash;your Adyen merchant accounts and the accounts in your platform&mdash;represent the resources where funds flow.\nFor example, when a customer in the Netherlands pays for a trip offered by the individual account holder:\n\nThe payment is processed in ExampleTravel_NL.\nThe funds are settled in the accounts in your platform. For this example, you specify to split the funds between your Liable account and the individual account holder's Account 2. The funds are kept in the account holder's account until they are paid out.\nYou pay out to the individual account holder's verified bank account.\n\nCommon structures for the accounts in your platform\nAdyen for Platforms provides a flexible account structure that supports various platform types and models. In designing your platform, consider how you want to manage accounts and payouts.\nMost of our Adyen for Platforms customers use a one-to-one relationship between the account and bank account.\n\n1 account holder with 1 bank account.\n1 account.\n\nYou pay out from the account to the account holder's verified bank account.\nMultiple accounts and bank accounts\nWhile most platforms only need one account per account holder, you can optionally create multiple accounts. Having multiple accounts helps when an account holder has different business lines and would like to keep funds and accounting history separate for each line. Similarly, an account holder can have multiple bank accounts.\nYou can use a many-to-many relationship between accounts and bank accounts.\n\n1 account holder with multiple bank accounts.\nMultiple accounts.\n\nTo pay out the account holder, the platform instructs which account to take funds from and which verified bank account to send the funds to.\nIn the image below, the account holder has two accounts and two verified bank accounts. When paying out, the platform directs to pay out the funds from Account 2 and send it to Bank account 1.\n\u00a0\n\n\n\n\u00a0\nIn case of a one-to-many or many-to-one relationship between accounts and bank accounts, the platform instructs the source account or the destination bank account.","type":"page","locale":"pt","boost":17,"hierarchy":{"lvl0":"Home","lvl1":"Classic integration","lvl2":"Platforms account structure","lvl3":"Example structures"},"hierarchy_url":{"lvl0":"https:\/\/docs.adyen.com\/pt","lvl1":"https:\/\/docs.adyen.com\/pt\/classic-platforms","lvl2":"https:\/\/docs.adyen.com\/pt\/classic-platforms\/account-structure","lvl3":"\/pt\/classic-platforms\/account-structure\/example-structures"},"levels":4,"category":"Classic Platforms","category_color":"green","tags":["Example","structures"]},"articleFiles":{"many-to-many-structure.svg":"<img alt=\"\" src=\"https:\/\/docs.adyen.com\/user\/pages\/docs\/06.classic-platforms\/00.account-structure\/example-structures\/many-to-many-structure.svg?decoding=auto&amp;fetchpriority=auto\" \/>","platform-structure.svg":"<img alt=\"\" src=\"https:\/\/docs.adyen.com\/user\/pages\/docs\/06.classic-platforms\/00.account-structure\/example-structures\/platform-structure.svg?decoding=auto&amp;fetchpriority=auto\" \/>"}}