\n
\n <\/tabs>\n <\/div>\n<\/div>\n","url":"https:\/\/docs.adyen.com\/pt\/issuing\/3d-secure\/password-otp","articleFields":{"description":"Learn how to add the cardholder's mobile phone number, email address, and a password to support 3D Secure.","feedback_component":true,"next_steps_description":"Before your users can start making purchases with the newly issued card, you will have to choose how to fund the accounts, process payments, and manage the card lifecycle.","next_steps":[{"title":"Process payments","description":"Choose how to authorise card payments.","url":"\/issuing\/authorisation","required":true},{"title":"Manage funds","description":"Choose how to allocate funds to balance accounts.","url":"\/issuing\/add-manage-funds","required":true},{"title":"3D Secure transactions","description":"Understand failed, out of scope, and exempted transactions.","url":"\/issuing\/3d-secure","required":false}],"last_edit_on":"09-09-2021 11:21","parameters":{"directoryPath":"\/issuing"}},"algolia":{"url":"https:\/\/docs.adyen.com\/pt\/issuing\/3d-secure\/password-otp","title":"One-time password (OTP) authentication","content":"If you choose to enroll your Adyen-issued card in 3D Secure through the one-time password (OTP) flow, the cardholder goes through the following process when making an online payment:\n\nThe cardholder is redirected to a 3D Secure authentication page. In this page, they must provide:\n\nTheir password.\nA one-time password (OTP) sent through SMS or email.\n\nThe cardholder's credentials are validated against the authentication data that you set for the card.\n\nIf the authentication is successful, the payment is sent to Adyen for authorisation.\nIf the authentication fails, the payment fails.\n\nIf the payment authorisation is approved, the payment is completed.\n\nRequirements\n\n\n\nRequirement\nDescription\n\n\n\n\nIntegration type\nIssuing\n\n\nAPI credential roles\nTo enroll cards in 3D Secure, make sure your API credential has the Bank SCA Webservice Role. For more information, refer to Roles for API credentials.\n\n\n\nAdd authentication data\nTo enroll the Adyen-issued card in 3D Secure, add the cardholder's mobile phone number, an email address, and a password when issuing cards.\nWhen creating the card, include the authentication object containing:\n\nA password, which is required for both SMS and email OTP challenges.\nA phone object that includes the number and type set to mobile.\nAn email address.\n\nBy default, email OTP is a lower-priority method than an SMS OTP. However, in some countries, we always use email OTP. The OTP method is selected based on the cardholder's credentials and a predefined order of preference:\n\nIf a phone number is available, the OTP is sent via SMS.\nIf no phone number is provided, it falls back to email, if available.\nIf neither contact method is provided, the transaction is declined, because the OTP cannot be sent.\n\nUsing the contact details and password, Adyen enrolls the card in 3D Secure.\nHere is an example of how you can create a card with authentication data to support 3D Secure authentication.\n\n \n\nUpdate authentication data\nYou can add the authentication object at a later time or update the cardholder's phone number, password or email address by sending a PATCH \/paymentInstruments\/{id} request.\n\n \n\nGet updates\nYou can use the cardholder authenticated webhook to get notified about the status and outcome of the cardholder's 3D secure authentication. Regardless of outcome of the authentication process, we send the balancePlatform.authentication.created\u00a0webhook.\nTo keep track of webhooks, make sure that your server can receive and accept webhooks.\nThe balancePlatform.authentication.created webhook contains the following information.\n\n\n \n \n \n \n\n","type":"page","locale":"pt","boost":17,"hierarchy":{"lvl0":"Home","lvl1":"Adyen Issuing","lvl2":"Enroll cards in 3D Secure","lvl3":"One-time password (OTP) authentication"},"hierarchy_url":{"lvl0":"https:\/\/docs.adyen.com\/pt","lvl1":"https:\/\/docs.adyen.com\/pt\/issuing","lvl2":"https:\/\/docs.adyen.com\/pt\/issuing\/3d-secure","lvl3":"\/pt\/issuing\/3d-secure\/password-otp"},"levels":4,"category":"Issuing","category_color":"green","tags":["One-time","password","(OTP)","authentication"]},"articleFiles":{"add-auth-data.js":"add-auth-data.js<\/p>","create-card-3dsecure.js":"
create-card-3dsecure.js<\/p>"}}