- \n
- Current balance<\/strong>: the actual funds held in the balance account. This amount is affected by funding, captures, and refunds. It can be found in the Balance (PC)<\/strong><\/span> column.<\/li>\n
- Available balance<\/strong>: the available balance for the cardholder to use. The available balance is the sum of the current balance, Balance (PC)<\/strong><\/span>, and the authorized balance, Reserved (PC)<\/strong><\/span>.<\/li>\n<\/ul>\n
Bank and internal transfers<\/h2>\n
Bank transfers involve an external bank account and are money-in, money-out transfers. Money movement between balance accounts is referred to as an internal transfer. These internal transfers have the same structure as payments: a transfer and a transaction part. You can differentiate between bank transfers and internal transfers by looking at the following columns and corresponding values:<\/p>\n
- \n
- Category<\/strong>: the product category. For example,
internal<\/code> shows activity between two balance accounts andbank<\/code> shows that an external IBAN is involved.<\/li>\n- Type<\/strong>: the type of the event. For example,
internalTransfer<\/code> andbankTransfer<\/code> identify the source and destination of the transfer.<\/li>\n- Status<\/strong>: the status of the type. Both events follow the same flow.<\/li>\n<\/ul>\n
Here is the flow for a bank transfer.<\/p>\n
![\"\"](\"\/user\/pages\/docs\/07.issuing\/32.report-types\/01.balance-platform-accounting-report\/02.cash-management\/bank-transfer.svg?decoding=auto&fetchpriority=auto\")
<\/p>\nTo reconcile an internal transfer, match the rows in the report that have the same Reference For Beneficiary<\/strong><\/span>. This value is set when making a POST API request for the transfer. In order to reconcile a bank transfer, use Description<\/strong><\/span>, Reference<\/strong><\/span>, or Reference For Beneficiary<\/strong><\/span>.<\/p>\n
\n\n
\n \nBalance Platform<\/th>\n Account Holder<\/th>\n Balance Account<\/th>\n Transfer Id<\/th>\n Transaction Id<\/th>\n Category<\/th>\n Status<\/th>\n Type<\/th>\n Booking Date<\/th>\n Booking Date Time Zone<\/th>\n Value Date<\/th>\n Value Date Time Zone<\/th>\n Currency<\/th>\n Amount<\/th>\n Original Currency<\/th>\n Original Amount<\/th>\n Payment Currency<\/th>\n Received (PC)<\/th>\n Reserved (PC)<\/th>\n Balance (PC)<\/th>\n Reference<\/th>\n Description<\/th>\n Counterparty Balance Account Id<\/th>\n<\/tr>\n<\/thead>\n \n YOUR_BALANCE_PLATFORM<\/td>\n AH00000000000000000000001<\/td>\n BA00000000000000000000001<\/td>\n 48RTTV5VXYY7NQSR<\/td>\n <\/td>\n internal<\/td>\n received<\/td>\n internalTransfer<\/td>\n 2022-08-16 09:32:43<\/td>\n CEST<\/td>\n <\/td>\n <\/td>\n EUR<\/td>\n -15.00<\/td>\n EUR<\/td>\n -15.00<\/td>\n EUR<\/td>\n -15.00<\/td>\n 0.00<\/td>\n 0.00<\/td>\n YOUR_UNIQUE_REFERENCE_FOR_THE_TRANSFER<\/td>\n YOUR_DESCRIPTION_FOR_THE_TRANSFER<\/td>\n BA00000000000000000000002<\/td>\n<\/tr>\n \n YOUR_BALANCE_PLATFORM<\/td>\n AH00000000000000000000001<\/td>\n BA00000000000000000000001<\/td>\n 48RTTV5VXYY7NQSR<\/td>\n <\/td>\n internal<\/td>\n authorised<\/td>\n internalTransfer<\/td>\n 2022-08-16 09:32:43<\/td>\n CEST<\/td>\n <\/td>\n <\/td>\n EUR<\/td>\n -15.00<\/td>\n EUR<\/td>\n -15.00<\/td>\n EUR<\/td>\n 15.00<\/td>\n -15.00<\/td>\n 0.00<\/td>\n YOUR_UNIQUE_REFERENCE_FOR_THE_TRANSFER<\/td>\n YOUR_DESCRIPTION_FOR_THE_TRANSFER<\/td>\n BA00000000000000000000002<\/td>\n<\/tr>\n \n YOUR_BALANCE_PLATFORM<\/td>\n AH00000000000000000000001<\/td>\n BA00000000000000000000001<\/td>\n 48RTTV5VXYY7NQSR<\/td>\n 48RTTV5VXYY7NQTP<\/td>\n internal<\/td>\n booked<\/td>\n internalTransfer<\/td>\n 2022-08-16 09:32:43<\/td>\n CEST<\/td>\n 2022-08-16 09:32:43<\/td>\n CEST<\/td>\n EUR<\/td>\n -15.00<\/td>\n EUR<\/td>\n -15.00<\/td>\n EUR<\/td>\n 0.00<\/td>\n 15.00<\/td>\n -15.00<\/td>\n YOUR_UNIQUE_REFERENCE_FOR_THE_TRANSFER<\/td>\n YOUR_DESCRIPTION_FOR_THE_TRANSFER<\/td>\n BA00000000000000000000002<\/td>\n<\/tr>\n \n YOUR_BALANCE_PLATFORM<\/td>\n AH00000000000000000000002<\/td>\n BA00000000000000000000002<\/td>\n ZIXVJX5VXYYB7SED<\/td>\n <\/td>\n internal<\/td>\n received<\/td>\n internalTransfer<\/td>\n 2022-08-16 09:32:43<\/td>\n CEST<\/td>\n <\/td>\n <\/td>\n EUR<\/td>\n 15.00<\/td>\n EUR<\/td>\n 15.00<\/td>\n EUR<\/td>\n 15.00<\/td>\n 0.00<\/td>\n 0.00<\/td>\n <\/td>\n YOUR_UNIQUE_REFERENCE_FOR_THE_TRANSFER<\/td>\n BA00000000000000000000001<\/td>\n<\/tr>\n \n YOUR_BALANCE_PLATFORM<\/td>\n AH00000000000000000000002<\/td>\n BA00000000000000000000002<\/td>\n ZIXVJX5VXYYB7SED<\/td>\n <\/td>\n internal<\/td>\n authorised<\/td>\n internalTransfer<\/td>\n 2022-08-16 09:32:43<\/td>\n CEST<\/td>\n <\/td>\n <\/td>\n EUR<\/td>\n 15.00<\/td>\n EUR<\/td>\n 15.00<\/td>\n EUR<\/td>\n -15.00<\/td>\n 15.00<\/td>\n 0.00<\/td>\n <\/td>\n YOUR_UNIQUE_REFERENCE_FOR_THE_TRANSFER<\/td>\n BA00000000000000000000001<\/td>\n<\/tr>\n \n YOUR_BALANCE_PLATFORM<\/td>\n AH00000000000000000000002<\/td>\n BA00000000000000000000002<\/td>\n ZIXVJX5VXYYB7SED<\/td>\n 48RTTV5VXYY7NQTP<\/td>\n internal<\/td>\n booked<\/td>\n internalTransfer<\/td>\n 2022-08-16 09:32:43<\/td>\n CEST<\/td>\n 2022-08-16 09:32:43<\/td>\n CEST<\/td>\n EUR<\/td>\n 15.00<\/td>\n EUR<\/td>\n 15.00<\/td>\n EUR<\/td>\n 0.00<\/td>\n -15.00<\/td>\n 15.00<\/td>\n 48RTTV5VXYY7NQTP<\/td>\n YOUR_UNIQUE_REFERENCE_FOR_THE_TRANSFER<\/td>\n BA00000000000000000000001<\/td>\n<\/tr>\n<\/tbody>\n<\/table>","url":"https:\/\/docs.adyen.com\/pt\/issuing\/report-types\/balance-platform-accounting-report\/cash-management","articleFields":{"description":"Support cash management using the Balance Platform Accounting report.","feedback_component":true,"parameters":{"integrationType":"issuing","directoryPath":"\/issuing"}},"algolia":{"url":"https:\/\/docs.adyen.com\/pt\/issuing\/report-types\/balance-platform-accounting-report\/cash-management","title":"Cash management","content":"You can support your cash management activities by consuming and filtering events that affect balance accounts. By analyzing the spending behavior of your cardholders, you can identify trends and predict future cash flows.\nCurrent and available balances\n\nCurrent balance: the actual funds held in the balance account. This amount is affected by funding, captures, and refunds. It can be found in the Balance (PC) column.\nAvailable balance: the available balance for the cardholder to use. The available balance is the sum of the current balance, Balance (PC), and the authorized balance, Reserved (PC).\n\nBank and internal transfers\nBank transfers involve an external bank account and are money-in, money-out transfers. Money movement between balance accounts is referred to as an internal transfer. These internal transfers have the same structure as payments: a transfer and a transaction part. You can differentiate between bank transfers and internal transfers by looking at the following columns and corresponding values:\n\nCategory: the product category. For example, internal shows activity between two balance accounts and bank shows that an external IBAN is involved.\nType: the type of the event. For example, internalTransfer and bankTransfer identify the source and destination of the transfer.\nStatus: the status of the type. Both events follow the same flow.\n\nHere is the flow for a bank transfer.\n\nTo reconcile an internal transfer, match the rows in the report that have the same Reference For Beneficiary. This value is set when making a POST API request for the transfer. In order to reconcile a bank transfer, use Description, Reference, or Reference For Beneficiary.\n\n\n\nBalance Platform\nAccount Holder\nBalance Account\nTransfer Id\nTransaction Id\nCategory\nStatus\nType\nBooking Date\nBooking Date Time Zone\nValue Date\nValue Date Time Zone\nCurrency\nAmount\nOriginal Currency\nOriginal Amount\nPayment Currency\nReceived (PC)\nReserved (PC)\nBalance (PC)\nReference\nDescription\nCounterparty Balance Account Id\n\n\n\n\nYOUR_BALANCE_PLATFORM\nAH00000000000000000000001\nBA00000000000000000000001\n48RTTV5VXYY7NQSR\n\ninternal\nreceived\ninternalTransfer\n2022-08-16 09:32:43\nCEST\n\n\nEUR\n-15.00\nEUR\n-15.00\nEUR\n-15.00\n0.00\n0.00\nYOUR_UNIQUE_REFERENCE_FOR_THE_TRANSFER\nYOUR_DESCRIPTION_FOR_THE_TRANSFER\nBA00000000000000000000002\n\n\nYOUR_BALANCE_PLATFORM\nAH00000000000000000000001\nBA00000000000000000000001\n48RTTV5VXYY7NQSR\n\ninternal\nauthorised\ninternalTransfer\n2022-08-16 09:32:43\nCEST\n\n\nEUR\n-15.00\nEUR\n-15.00\nEUR\n15.00\n-15.00\n0.00\nYOUR_UNIQUE_REFERENCE_FOR_THE_TRANSFER\nYOUR_DESCRIPTION_FOR_THE_TRANSFER\nBA00000000000000000000002\n\n\nYOUR_BALANCE_PLATFORM\nAH00000000000000000000001\nBA00000000000000000000001\n48RTTV5VXYY7NQSR\n48RTTV5VXYY7NQTP\ninternal\nbooked\ninternalTransfer\n2022-08-16 09:32:43\nCEST\n2022-08-16 09:32:43\nCEST\nEUR\n-15.00\nEUR\n-15.00\nEUR\n0.00\n15.00\n-15.00\nYOUR_UNIQUE_REFERENCE_FOR_THE_TRANSFER\nYOUR_DESCRIPTION_FOR_THE_TRANSFER\nBA00000000000000000000002\n\n\nYOUR_BALANCE_PLATFORM\nAH00000000000000000000002\nBA00000000000000000000002\nZIXVJX5VXYYB7SED\n\ninternal\nreceived\ninternalTransfer\n2022-08-16 09:32:43\nCEST\n\n\nEUR\n15.00\nEUR\n15.00\nEUR\n15.00\n0.00\n0.00\n\nYOUR_UNIQUE_REFERENCE_FOR_THE_TRANSFER\nBA00000000000000000000001\n\n\nYOUR_BALANCE_PLATFORM\nAH00000000000000000000002\nBA00000000000000000000002\nZIXVJX5VXYYB7SED\n\ninternal\nauthorised\ninternalTransfer\n2022-08-16 09:32:43\nCEST\n\n\nEUR\n15.00\nEUR\n15.00\nEUR\n-15.00\n15.00\n0.00\n\nYOUR_UNIQUE_REFERENCE_FOR_THE_TRANSFER\nBA00000000000000000000001\n\n\nYOUR_BALANCE_PLATFORM\nAH00000000000000000000002\nBA00000000000000000000002\nZIXVJX5VXYYB7SED\n48RTTV5VXYY7NQTP\ninternal\nbooked\ninternalTransfer\n2022-08-16 09:32:43\nCEST\n2022-08-16 09:32:43\nCEST\nEUR\n15.00\nEUR\n15.00\nEUR\n0.00\n-15.00\n15.00\n48RTTV5VXYY7NQTP\nYOUR_UNIQUE_REFERENCE_FOR_THE_TRANSFER\nBA00000000000000000000001\n\n\n","type":"page","locale":"pt","boost":16,"hierarchy":{"lvl0":"Home","lvl1":"Adyen Issuing","lvl2":"Report types","lvl3":"Balance Platform Accounting Report","lvl4":"Cash management"},"hierarchy_url":{"lvl0":"https:\/\/docs.adyen.com\/pt","lvl1":"https:\/\/docs.adyen.com\/pt\/issuing","lvl2":"https:\/\/docs.adyen.com\/pt\/issuing\/report-types","lvl3":"https:\/\/docs.adyen.com\/pt\/issuing\/report-types\/balance-platform-accounting-report","lvl4":"\/pt\/issuing\/report-types\/balance-platform-accounting-report\/cash-management"},"levels":5,"category":"Issuing","category_color":"green","tags":["management"]},"articleFiles":{"bank-transfer.svg":" ![\"\"](\"https:\/\/docs.adyen.com\/user\/pages\/docs\/07.issuing\/32.report-types\/01.balance-platform-accounting-report\/02.cash-management\/bank-transfer.svg?decoding=auto&fetchpriority=auto\")
"}}
- Type<\/strong>: the type of the event. For example,
- Available balance<\/strong>: the available balance for the cardholder to use. The available balance is the sum of the current balance, Balance (PC)<\/strong><\/span>, and the authorized balance, Reserved (PC)<\/strong><\/span>.<\/li>\n<\/ul>\n