This documentation is for new Adyen for Platforms integrations. If you have already completed your implementation, refer to our classic integration guide instead.
Adyen for Platforms is an end-to-end payment solution for peer-to-peer marketplaces, on-demand services, crowdfunding platforms, and any other platform business models. With this solution, you can:
- Onboard and verify your users: Onboard sellers, service providers, or contractors on to your platform, and let Adyen verify them before paying out. Adyen informs you of the results of the verification checks.
- Process payments: Accept payments on behalf of your users. You can split the payments between one or more users, deduct costs as needed, and hold funds until payout.
- Pay out and transfer funds: Decide when and how your users are paid, on demand or automated. Move funds within your platform to debit or credit funds to your user when needed.
- Offer additional financial products: Expand your platform's offerings by issuing debit cards and business bank accounts, or by providing business financing.
You can onboard users operating in any of the following countries.
United Kingdom (including Isle of Man & Jersey)
United States (including Puerto Rico)
Onboard and verify your users
Let your users sign up to your platform then onboard and verify them with a flexible and layered onboarding process. To onboard and start the verification, your users must provide information to Adyen.
You can choose how to onboard your users: through Adyen's hosted onboarding, or building your own UI and collecting the information yourself. Users are onboarded in real time. Right after signing up, you can start accepting payments for them. Adyen informs you of the results of the verification checks. If the user passed the checks, you can pay out their funds.
For every payment, capture, or refund, you can split funds between one or more users. You can deduct various costs, such as commission, platform usage, or payment fees and customize how you want to split the funds for every payment.
You can offer customers a full range of payment methods, including all major card schemes and local payment methods like iDEAL in the Netherlands.
Pay out and transfer funds
Send payouts, whether scheduled or one-off, to your user's verified bank accounts.
You can also use the API to debit or credit your users on demand, useful when debiting fees such as subscription or chargeback fees, or when crediting your user with a bonus.
Offer additional financial products
Once you have an Adyen for Platforms integration, you can offer additional financial products to your users, such as physical or virtual debit cards, business bank accounts, or business financing through Adyen Capital.
For more information, see availability and additional verification requirements for financial products.