As part of the Open Banking framework for Payment Initiation Service Providers (PIISPs), Adyen provides a PIISP endpoint to confirm available funds on behalf of users who have granted their consent.
Use your access token to authenticate your requests to the
To ensure that the user's account has sufficient funds to cover the payment amount, make a POST
/funds-confirmations request. Provide the following parameters in the request body:
|The currency and the amount of the payment.
|The account number for which the funds availability needs to be checked.
The following request checks if the IBAN has EUR 10.50 available.
The response contains a boolean
fundsAvailable that indicates whether the instructed amount is available.