{"title":"Account statements for business accounts and Issuing","category":"default","creationDate":1702379340,"content":"<div class=\"notices yellow\">\n<p>The information in this page does <strong>not<\/strong> constitute legal advice. It only provides an overview of Adyen's compliance guidelines for financial products and Adyen for Platforms (referred to as the Compliance Guidelines). For additional, non-legal clarifications about this content, reach out to your Adyen contact.<\/p>\n<\/div>\n<p>When offering business accounts or issuing cards to your users, you need to provide them with account statements. Providing account statements allows users to periodically check their transaction history. In these account statements, you must include the data provided by Adyen through its APIs. This data must remain <strong>unchanged<\/strong>, and your account statement template must be approved by Adyen.<\/p>\n<p>The requirements for account statements differ depending on the country or region and the specific product involved.<\/p>\n<h2>Adyen Bank Accounts (EU &amp; US)<\/h2>\n<div class=\"notices green\">\n<p><strong>Items in bold<\/strong> are not provided through Adyen's APIs and must be provided by the platform.<\/p>\n<\/div>\n<ul>\n<li>Bank Information\n<ul>\n<li>The EU countries:\n<ul>\n<li>Bank name: Adyen N.V.<\/li>\n<li>Bank Address: Simon Carmiggeltstraat 6, 1011DJ, Amsterdam<\/li>\n<li>Bank Website: <a href=\"http:\/\/www.adyen.com\" target=\"_blank\" rel=\"nofollow noopener noreferrer\" class=\"external-link no-image\">www.adyen.com<\/a><\/li>\n<li>Statement that Adyen N.V. is the financial institution issuing the bank account.<\/li>\n<\/ul><\/li>\n<li>The US:\n<ul>\n<li>Bank name: SF Branch contact information<\/li>\n<li>Bank Address: 505 Brannan St, San Francisco, CA, 94107, United States<\/li>\n<li>Bank Website: <a href=\"http:\/\/www.adyen.com\" target=\"_blank\" rel=\"nofollow noopener noreferrer\" class=\"external-link no-image\">www.adyen.com<\/a><\/li>\n<li>Statement that the SF Branch is the financial institution issuing the bank account.<\/li>\n<\/ul><\/li>\n<\/ul><\/li>\n<li><strong>Platform Information<\/strong>\n<ul>\n<li><strong>Platform name<\/strong><\/li>\n<li><strong>Platform Support service number and email<\/strong><\/li>\n<li><strong>Platform Website<\/strong><\/li>\n<li><strong>Platform contact information for inquiries and customer support<\/strong><\/li>\n<\/ul><\/li>\n<li>Account type: Business Bank Account<\/li>\n<li>Account holder details:\n<ul>\n<li>Name: Legal Entity name, Doing Business As (DBA) name, as defined in the Legal Entity or Legal Arrangement Screening Procedure<\/li>\n<li>Address: as defined in the Legal Entity or Legal Arrangement Screening Procedure<\/li>\n<\/ul><\/li>\n<li>Account Details:\n<ul>\n<li>Account type: Checking Account (consistent with openAPI specification)<\/li>\n<li>Account number: last four digits<\/li>\n<li>Currency code(s): EUR, USD<\/li>\n<li>IBAN (EU)<\/li>\n<li>BIC (EU)<\/li>\n<\/ul><\/li>\n<li>Period of Statement - by date and number of days in statement cycle  -(for example, Oct 1, 2024 - October 31, 2024).<\/li>\n<li>Account Balance:\n<ul>\n<li>Begin Balance<\/li>\n<li>End Balance<\/li>\n<\/ul><\/li>\n<li>Transaction data: Provide the amount, date, transaction type (ACH, IAT, debit, wire transfer, withdrawal), name of payer\/payee and balance after each:\n<ul>\n<li>Every debit or withdrawal during the time period<\/li>\n<li>Every credit\/deposit during the time period<\/li>\n<li>Every fee assessed<\/li>\n<\/ul><\/li>\n<li>Total debits\/withdrawals during the time period<\/li>\n<li>Total credits\/deposits during the time period<\/li>\n<li>For interest-bearing accounts:  Annual Percentage Yield Earned (APYE), Statement cycle number of days, dollar amount of interest earned in the statement cycle<\/li>\n<li>Reference to Depositor Information Sheet (EU)<\/li>\n<li>\n<p>Bank disclosures, as detailed in Adyen\u2019s Disclosure and Consent Procedure;<\/p>\n<ul>\n<li>\n<p>For EU: Deposit Guarantee Scheme (\u201cDGS\u201d)<br \/>\n<em>\u201cIn the EU, Adyen N.V. is registered with the Dutch deposit guarantee scheme register and eligible funds up to EUR 100,000 are legally protected by the Dutch deposit guarantee scheme.\u201d<\/em><\/p>\n<\/li>\n<li>\n<p>For US: FDIC insurance<br \/>\n<em>\u201cAdyen Business Bank Accounts in the U.S. are not insured by the FDIC and are not guaranteed by the Federal Government. If Adyen places deposits in a cash sweep program utilizing FDIC-insured depository institutions, such deposits may be covered by FDIC insurance up to applicable limits in accordance with the FDIC rules, including those relevant to the aggregation of multiple accounts.\"<\/em><\/p>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h2>Adyen Business Accounts (UK)<\/h2>\n<ul>\n<li>Payment Service Provider (PSP) Information\n<ul>\n<li>PSP name: Adyen N.V.<\/li>\n<li>PSP Address: 12-13 Wells Mews, London W1T 3HE<\/li>\n<li>PSP Website: <a href=\"http:\/\/www.adyen.com\" target=\"_blank\" rel=\"nofollow noopener noreferrer\" class=\"external-link no-image\">www.adyen.com<\/a><\/li>\n<li>Statement that Adyen N.V. is the financial institution issuing the business account.<\/li>\n<\/ul><\/li>\n<li><strong>Platform Information<\/strong>\n<ul>\n<li><strong>Platform name<\/strong><\/li>\n<li><strong>Platform Support service number\/email<\/strong><\/li>\n<li><strong>Platform Website<\/strong><\/li>\n<li><strong>Platform contact information for inquiries and customer support<\/strong><\/li>\n<\/ul><\/li>\n<li>Account type: Business Account<\/li>\n<li>Account holder details:\n<ul>\n<li>Name: Legal Entity name, Doing Business As (DBA) name, as defined in the Legal Entity or Legal Arrangement Screening Procedure<\/li>\n<li>Address: as defined in the Legal Entity or Legal Arrangement Screening Procedure<\/li>\n<\/ul><\/li>\n<li>Account Details:\n<ul>\n<li>Account type: E-money Account<\/li>\n<li>Account number: last four digits<\/li>\n<li>Currency code(s): GBP, EUR<\/li>\n<\/ul><\/li>\n<li>Period of Statement - by date and number of days in statement cycle. For example, Oct 1, 2024 - October 31, 2024.<\/li>\n<li>Account Balance:\n<ul>\n<li>Begin Balance<\/li>\n<li>End Balance<\/li>\n<\/ul><\/li>\n<li>Transaction data: Provide the amount, date, transaction type (debit, wire transfer, withdrawal), name of payor\/payee and balance after each:\n<ul>\n<li>Every debit or withdrawal during the time period<\/li>\n<li>Every credit\/deposit during the time period<\/li>\n<li>Every fee assessed<\/li>\n<\/ul><\/li>\n<li>Total debits\/withdrawals during the time period<\/li>\n<li>Total credits\/deposits during the time period<\/li>\n<li>PSP disclosures, as detailed in Adyen\u2019s Disclosure and Consent Procedure\n<div class=\"notices green\">\n<p>Disclosure for the Financial Services Compensation Scheme is not required. This is not applicable to UK Business Accounts as this information is already confirmed by the account holder when onboarding. <\/p>\n<\/div><\/li>\n<\/ul>\n<h2>Adyen Issuing<\/h2>\n<p>Before issuing cards to its users, platforms must submit a sample account statement to Adyen for review. The account statement must include the following information:<\/p>\n<ul>\n<li>Card Issuer Information\n<ul>\n<li>Card Issuer name: Adyen N.V. (For US: San Francisco Branch)<\/li>\n<li>Card Issuer Address:<\/li>\n<li>Card Issuer Website: <a href=\"http:\/\/www.adyen.com\" target=\"_blank\" rel=\"nofollow noopener noreferrer\" class=\"external-link no-image\">www.adyen.com<\/a><\/li>\n<li>Statement that Adyen N.V. (For US: San Francisco Branch) is the financial institution issuing the cards and related account(s).**<\/li>\n<\/ul><\/li>\n<li><strong>Platform Information<\/strong>\n<ul>\n<li><strong>Platform name<\/strong><\/li>\n<li><strong>Platform Support service number\/email<\/strong><\/li>\n<li><strong>Platform Website<\/strong><\/li>\n<\/ul><\/li>\n<li>Account holder Details:\n<ul>\n<li>Name: Legal Entity name, Doing Business As (DBA) name, as defined in the Legal Entity- or, Legal Arrangement Screening Procedure<\/li>\n<li>Address: as defined in the Legal Entity or Legal Arrangement Screening Procedure<\/li>\n<\/ul><\/li>\n<li>Account Details:\n<ul>\n<li>Account type:\n<ol>\n<li>Prepaid program:\n<ol>\n<li>E-money Account (EU\/UK);<\/li>\n<li>General Use Reloadable Prepaid Card (US)<\/li>\n<\/ol><\/li>\n<li>Debit program:\n<ol>\n<li>Deposit Account (EU)<\/li>\n<li>E-money Account (UK)<\/li>\n<li>Demand Deposit Account<\/li>\n<\/ol><\/li>\n<li>Credit Program:\n<ol>\n<li>Charge Card Account (EU, UK, US)<\/li>\n<\/ol><\/li>\n<\/ol><\/li>\n<li>Card number: last four digits (PAN)<\/li>\n<li>Currency code(s): EUR, USD, GBP<\/li>\n<\/ul><\/li>\n<li>Period of Statement - by date and number of days in statement cycle. For example, Oct 1, 2024 - October 31, 2024.<\/li>\n<li>Account Balance:\n<ul>\n<li>Begin Balance<\/li>\n<li>End Balance<\/li>\n<\/ul><\/li>\n<li>Transaction data: Provide the amount, date, transaction type (debit, wire transfer, withdrawal), name of payor\/payee and balance after each:\n<ul>\n<li>Every debit or withdrawal during the time period<\/li>\n<li>Every credit\/deposit during the time period<\/li>\n<li>Every fee assessed<\/li>\n<\/ul><\/li>\n<li>Total debits\/withdrawals during the time period<\/li>\n<li>Total credits\/deposits during the time period<\/li>\n<\/ul>\n<div class=\"notices green\">\n<p>For EU, downloadable statements are not required if all of the above information is displayed in the user interface. For UK, it must be possible for the user to download a statement containing the above information in a PDF or another durable format.<\/p>\n<\/div>\n<h2>Required data<\/h2>\n<p>The following sections show the data that you must include in account statements for your users. Expand the sections to see the requirements for each financial product.<\/p>\n<div class=\"accordion-shortcode adl-accordion adl-accordion--max-height-transition\" data-expand=\"true\" data-ignore=\"anchorjs-link\">\n    \n    <div class=\"adl-accordion__item\" style=\"\">\n        <div tabindex=\"0\" role=\"item\" aria-expanded=\"false\" class=\"adl-accordion__header\">\n            <i class=\"adl-accordion__toggle adl-icon-chevron-down\"><\/i>\n            <div class=\"adl-accordion__title-wrapper\" data-accordion=\"#business-accounts\">\n                                    <h3 class=\"adl-accordion__title\">Business accounts<\/h3>\n                            <\/div>\n        <\/div>\n        <div role=\"region\" class=\"adl-accordion__content\">\n            \n<p>The following table shows the data that you must include in account statements for business accounts. You can get most of this data through Adyen's APIs. Any data that you get from Adyen's APIs must remain unchanged.<\/p>\n<div class=\"sticky-table-container\">\n    \n<table>\n    <thead>\n        <tr>\n            <th>Required information<\/th>\n            <th>Required for EU<\/th>\n            <th>Required for US<\/th>\n            <th>Required for UK<\/th>\n        <\/tr>\n    <\/thead>\n    <tbody>\n        <tr>\n            <td>\n                Information about the financial institution:\n                <ul>\n                    <li>\n<p>Name: Adyen N.V.<\/p>\n<\/li>\n                    <li>\n<p>Address: Simon Carmiggeltstraat 6, 1011DJ, Amsterdam<\/p>\n<\/li>\n                    <li>\n<p>Website: <a href=\"https:\/\/www.adyen.com\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\" class=\"external-link no-image\">www.adyen.com<\/a><\/p>\n<\/li>\n                    <li>\n<p>Statement that Adyen N.V. is the financial institution issuing the business account.<\/p>\n<\/li>\n                <\/ul>\n            <\/td>\n            <td>\n<p><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/p>\n<\/td>\n            <td>\n<p><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/p>\n<\/td>\n            <td>\n<p><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/p>\n<\/td>\n        <\/tr>\n        <tr>\n            <td>\n                Information about the financial institution:\n                <ul>\n                    <li>\n<p>Name: Adyen N.V. San Francisco branch<\/p>\n<\/li>\n                    <li>\n<p>Address: 505 Brannan Street, San Francisco, CA 94107<\/p>\n<\/li>\n                    <li>\n<p>Website: <a href=\"https:\/\/www.adyen.com\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\" class=\"external-link no-image\">www.adyen.com<\/a><\/p>\n<\/li>\n                    <li>\n<p>Statement that Adyen N.V. San Francisco branch is the financial institution issuing the business account.<\/p>\n<\/li>\n                <\/ul>\n            <\/td>\n            <td>\n\n<\/td>\n            <td>\n<p><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/p>\n<\/td>\n            <td>\n\n<\/td>\n        <\/tr>\n        <tr>\n            <td>\n                Information about the payment service provider (PSP):\n                <ul>\n                    <li>\n<p>PSP name: Adyen N.V. London branch<\/p>\n<\/li>\n                    <li>\n<p>PSP address: 12-13 Wells Mews, London W1T 3HE<\/p>\n<\/li>\n                    <li>\n<p>PSP website: <a href=\"https:\/\/www.adyen.com\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\" class=\"external-link no-image\">www.adyen.com<\/a><\/p>\n<\/li>\n                    <li>\n<p>Statement that Adyen N.V. London branch is the financial institution issuing the business account.<\/p>\n<\/li>\n                <\/ul>\n            <\/td>\n            <td>\n\n<\/td>\n            <td>\n\n<\/td>\n            <td>\n<p><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/p>\n<\/td>\n        <\/tr>\n        <tr>\n            <td>\n                <b>Not provided by Adyen's APIs<\/b><br>\n                Information about your marketplace:\n                <ul>\n                    <li>\n<p>Name of your marketplace<\/p>\n<\/li>\n                    <li>\n<p>Website of marketplace<\/p>\n<\/li>\n                    <li>\n<p>Your marketplace's contact information and customer support lines.<\/p>\n<\/li>\n                <\/ul>\n            <\/td>\n            <td>\n<p><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/p>\n<\/td>\n            <td>\n<p><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/p>\n<\/td>\n            <td>\n<p><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/p>\n<\/td>\n        <\/tr>\n        <tr>\n            <td>\n<p>Account type: Business bank account<\/p>\n<\/td>\n            <td>\n<p><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/p>\n<\/td>\n            <td>\n<p><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/p>\n<\/td>\n            <td>\n\n<\/td>\n        <\/tr>\n        <tr>\n            <td>\n<p>Account type: Business account<\/p>\n<\/td>\n            <td>\n\n<\/td>\n            <td>\n\n<\/td>\n            <td>\n<p><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/p>\n<\/td>\n        <\/tr>\n        <tr>\n            <td>\n                Account holder details:\n                <ul>\n                    <li>\n                        Name as defined in the Legal Entity or Legal Arrangement Screening Procedure.<br>\n                        If applicable, use the following format:\n                        <ul>\n                            <li>\n<p>[Name of your legal entity], Doing Business As [Name of your marketplace]<\/p>\n<\/li>\n                        <\/ul>\n                    <\/li>\n                    <li>\n<p>Address as defined in the Legal Entity or Legal Arrangement Screening Procedure<\/p>\n<\/li>\n                <\/ul>\n            <\/td>\n            <td>\n<p><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/p>\n<\/td>\n            <td>\n<p><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/p>\n<\/td>\n            <td>\n<p><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/p>\n<\/td>\n        <\/tr>\n        <tr>\n            <td>\n                Account details:\n                <ul>\n                    <li>\n<p>Account type: Checking account<\/p>\n<\/li>\n                    <li>\n<p>Account number: the last four digits<\/p>\n<\/li>\n                    <li>\n<p>Currency code: EUR<\/p>\n<\/li>\n                    <li>\n<p>IBAN<\/p>\n<\/li>\n                    <li>\n<p>BIC<\/p>\n<\/li>\n                <\/ul>\n            <\/td>\n            <td>\n<p><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/p>\n<\/td>\n            <td>\n\n<\/td>\n            <td>\n\n<\/td>\n        <\/tr>\n        <tr>\n            <td>\n                Account details:\n                <ul>\n                    <li>\n<p>Account type: Checking account<\/p>\n<\/li>\n                    <li>\n<p>Account number: the last four digits<\/p>\n<\/li>\n                    <li>\n<p>Currency code: USD<\/p>\n<\/li>\n                <\/ul>\n            <\/td>\n            <td>\n\n<\/td>\n            <td>\n<p><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/p>\n<\/td>\n            <td>\n\n<\/td>\n        <\/tr>\n        <tr>\n            <td>\n                Account details:\n                <ul>\n                    <li>\n<p>Account type: E-money account<\/p>\n<\/li>\n                    <li>\n<p>Account number: the last four digits<\/p>\n<\/li>\n                    <li>\n<p>Currency code: GBP, EUR<\/p>\n<\/li>\n                <\/ul>\n            <\/td>\n            <td>\n\n<\/td>\n            <td>\n\n<\/td>\n            <td>\n<p><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/p>\n<\/td>\n        <\/tr>\n        <tr>\n            <td>\n                The period of the statement, specifying the date of the beginning and the end of the period.<br>\n                For example: October 1, 2024 - October 31, 2024\n            <\/td>\n            <td>\n<p><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/p>\n<\/td>\n            <td>\n<p><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/p>\n<\/td>\n            <td>\n<p><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/p>\n<\/td>\n        <\/tr>\n        <tr>\n            <td>\n<p>The account balance, specifying the balance at the beginning and the end of the period of the statement.<\/p>\n<\/td>\n            <td>\n<p><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/p>\n<\/td>\n            <td>\n<p><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/p>\n<\/td>\n            <td>\n<p><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/p>\n<\/td>\n        <\/tr>\n        <tr>\n            <td>\n                Transaction data for every transaction within the period of the statement:\n                <ul>\n                    <li>\n<p>Amount<\/p>\n<\/li>\n                    <li>\n<p>Date<\/p>\n<\/li>\n                    <li>\n<p>Transaction type<\/p>\n<\/li>\n                    <li>\n<p>Name of the payer or payee<\/p>\n<\/li>\n                    <li>\n<p>Balance after the transaction<\/p>\n<\/li>\n                    <li>\n<p>Any fees that Adyen charges your users for a specific transaction. For example: currency conversion fees.<\/p>\n<\/li>\n                <\/ul>\n            <\/td>\n            <td>\n<p><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/p>\n<\/td>\n            <td>\n<p><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/p>\n<\/td>\n            <td>\n<p><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/p>\n<\/td>\n        <\/tr>\n        <tr>\n            <td>\n<p>Total debits or withdrawals during the period of the statement.<\/p>\n<\/td>\n            <td>\n<p><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/p>\n<\/td>\n            <td>\n<p><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/p>\n<\/td>\n            <td>\n<p><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/p>\n<\/td>\n        <\/tr>\n        <tr>\n            <td>\n<p>Total credits or deposits during the period of the statement.<\/p>\n<\/td>\n            <td>\n<p><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/p>\n<\/td>\n            <td>\n<p><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/p>\n<\/td>\n            <td>\n<p><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/p>\n<\/td>\n        <\/tr>\n        <tr>\n            <td>\n                For interest-bearing accounts, include:\n                <ul>\n                    <li>\n<p>The Annual Percentage Yield Earned (APYE)<\/p>\n<\/li>\n                    <li>\n<p>The number of days in the period of the statement<\/p>\n<\/li>\n                    <li>\n<p>The amount of interest earned in the period of the statement. This amount must be specified in the currency of the account.<\/p>\n<\/li>\n                    <li>\n<p>Name of the payer or payee<\/p>\n<\/li>\n                    <li>\n<p>Balance after the transaction<\/p>\n<\/li>\n                <\/ul>\n            <\/td>\n            <td>\n<p><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/p>\n<\/td>\n            <td>\n<p><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/p>\n<\/td>\n            <td>\n\n<\/td>\n        <\/tr>\n        <tr>\n            <td>\n<p>A reference to the <a href=\"\/marketplaces\/compliance-financial-products\/user-interface#depositor-info-sheet\">Depositor Information Sheet<\/a>.<\/p>\n<\/td>\n            <td>\n<p><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/p>\n<\/td>\n            <td>\n\n<\/td>\n            <td>\n\n<\/td>\n        <\/tr>\n        <tr>\n            <td>\n                Provide the disclosure for the <b>Deposit Guarantee Scheme (DGS)<\/b>:<br>\n                <blockquote>\n                In the EU, Adyen N.V. is registered with the Dutch deposit guarantee scheme register and eligible funds up to EUR 100,000 are legally protected by the Dutch deposit guarantee scheme.\n                <\/blockquote>\n            <\/td>\n            <td>\n<p><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/p>\n<\/td>\n            <td>\n\n<\/td>\n            <td>\n\n<\/td>\n        <\/tr>\n        <tr>\n            <td>\n                Disclose that the account is not FDIC insured, using the approved statement below:<br>\n                <blockquote>\n                Adyen Business Bank Accounts in the United States are not insured by the FDIC and are not guaranteed by the Federal Government. If Adyen places deposits in a cash sweep program utilizing FDIC-insured depository institutions, such deposits may be covered by FDIC insurance up to applicable limits in accordance with the FDIC rules, including those relevant to the aggregation of multiple accounts.\n                <\/blockquote>\n            <\/td>\n            <td>\n\n<\/td>\n            <td>\n<p><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/p>\n<\/td>\n            <td>\n\n<\/td>\n        <\/tr>\n    <\/tbody>\n<\/table>\n\n<\/div>\n\n\n        <\/div>\n    <\/div>\n<\/div>\n\n<div class=\"accordion-shortcode adl-accordion adl-accordion--max-height-transition\" data-expand=\"true\" data-ignore=\"anchorjs-link\">\n    \n    <div class=\"adl-accordion__item\" style=\"\">\n        <div tabindex=\"0\" role=\"item\" aria-expanded=\"false\" class=\"adl-accordion__header\">\n            <i class=\"adl-accordion__toggle adl-icon-chevron-down\"><\/i>\n            <div class=\"adl-accordion__title-wrapper\" data-accordion=\"#issuing\">\n                                    <h3 class=\"adl-accordion__title\">Issuing<\/h3>\n                            <\/div>\n        <\/div>\n        <div role=\"region\" class=\"adl-accordion__content\">\n            \n<p>For <strong>prepaid card programs<\/strong>, your marketplace is not required to send periodic account statements to your users. However, your marketplace must provide on-demand access to the information of all their card transactions. For example, you can show a user's transaction history in your <a href=\"\/pt\/marketplaces\/compliance-financial-products\/user-interface\">user interface<\/a>.<\/p>\n<p>If you show transaction information in your user interface, you must capture screenshots of this feature. You must <a href=\"\/pt\/marketplaces\/compliance-financial-products\/marketing-user-communication#submit-your-material-to-adyen\">submit the screenshot<\/a> to Adyen for review and approval. Additionally, you must keep these screenshots as a replacement for <a href=\"\/pt\/marketplaces\/compliance-financial-products\/keeping-records\">records<\/a> of account statements.<\/p>\n<p>The following table shows the data that you must include in account statements for Adyen-issued cards. You can get most of this data through Adyen's APIs. Any data that you get from Adyen's APIs must remain unchanged.<\/p>\n<div class=\"sticky-table-container\">\n    \n<table>\n    <thead>\n        <tr>\n            <th>Required information<\/th>\n            <th>Required for EU<\/th>\n            <th>Required for US<\/th>\n            <th>Required for UK<\/th>\n        <\/tr>\n    <\/thead>\n    <tbody>\n        <tr>\n            <td>\n                Information about the card issuer:\n                <ul>\n                    <li>Name: Adyen N.V.<\/li>\n                    <li>Address: Simon Carmiggeltstraat 6, 1011DJ, Amsterdam<\/li>\n                    <li>Website: <a href=\"https:\/\/www.adyen.com\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\" class=\"external-link no-image\">www.adyen.com<\/a><\/li>\n                    <li>Statement that Adyen N.V. is the financial institution issuing the card and any related accounts.<\/li>\n                <\/ul>\n            <\/td>\n            <td><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n            <td> <\/td>\n            <td> <\/td>\n        <\/tr>\n        <tr>\n            <td>\n                Information about the card issuer:\n                <ul>\n                    <li>Name: Adyen N.V. San Francisco branch<\/li>\n                    <li>Address: 505 Brannan Street, San Francisco, CA 94107<\/li>\n                    <li>Website: <a href=\"https:\/\/www.adyen.com\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\" class=\"external-link no-image\">www.adyen.com<\/a><\/li>\n                    <li>Statement that Adyen N.V. San Francisco branch is the financial institution issuing the card and any related accounts.<\/li>\n                <\/ul>\n            <\/td>\n            <td> <\/td>\n            <td><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n            <td> <\/td>\n        <\/tr>\n        <tr>\n            <td>\n                Information about the card issuer:\n                <ul>\n                    <li>PSP name: Adyen N.V. London branch<\/li>\n                    <li>PSP address: 12-13 Wells Mews, London W1T 3HE<\/li>\n                    <li>PSP website: <a href=\"https:\/\/www.adyen.com\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\" class=\"external-link no-image\">www.adyen.com<\/a><\/li>\n                    <li>Statement that Adyen N.V. London branch is the financial institution issuing the card and any related accounts.<\/li>\n                <\/ul>\n            <\/td>\n            <td> <\/td>\n            <td> <\/td>\n            <td><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n        <\/tr>\n        <tr>\n            <td>\n                <b>Not provided by Adyen's APIs<\/b><br>\n                Information about your marketplace:\n                <ul>\n                    <li>Name of your marketplace<\/li>\n                    <li>Support service number or email of your marketplace<\/li>\n                    <li>Website of marketplace<\/li>\n                <\/ul>\n            <\/td>\n            <td><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n            <td><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n            <td><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n        <\/tr>\n            <td>\n                Account holder details:\n                <ul>\n                    <li>\n                        Name as defined in the Legal Entity or Legal Arrangement Screening Procedure.<br>\n                        If applicable, use the following format:\n                        <ul>\n                            <li>[Name of your legal entity], Doing Business As [Name of your marketplace]<\/li>\n                        <\/ul>\n                    <\/li>\n                    <li>Address as defined in the Legal Entity or Legal Arrangement Screening Procedure<\/li>\n                <\/ul>\n            <\/td>\n            <td><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n            <td><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n            <td><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n        \n        <tr>\n            <td>\n                Account details:\n                <ul>\n                    <li>Account type: E-money account<\/li>\n                    <li>Account number: the last four digits<\/li>\n                    <li>Currency code: EUR<\/li>\n                <\/ul>\n            <\/td>\n            <td><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n            <td> <\/td>\n            <td> <\/td>\n        <\/tr>\n        <tr>\n            <td>\n                Account details:\n                <ul>\n                    <li>Account type: General purpose reloadable prepaid card<\/li>\n                    <li>Account number: the last four digits<\/li>\n                    <li>Currency code: USD<\/li>\n                <\/ul>\n            <\/td>\n            <td> <\/td>\n            <td><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n            <td> <\/td>\n        <\/tr>\n        <tr>\n            <td>\n                Account details:\n                <ul>\n                    <li>Account type: E-money account<\/li>\n                    <li>Account number: the last four digits<\/li>\n                    <li>Currency code: GBP, EUR<\/li>\n                <\/ul>\n            <\/td>\n            <td> <\/td>\n            <td> <\/td>\n            <td><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n        <\/tr>\n        <tr>\n            <td>\n                The period of the statement, specifying the date of the beginning and the end of the period.<br>\n                For example: October 1, 2024 - October 31, 2024\n            <\/td>\n            <td><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n            <td><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n            <td><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n        <\/tr>\n        <tr>\n            <td>The account balance, specifying the balance at the beginning and the end of the period of the statement.<\/td>\n            <td><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n            <td><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n            <td><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n        <\/tr>\n        <tr>\n            <td>\n                Transaction data for every transaction within the period of the statement:\n                <ul>\n                    <li>Amount<\/li>\n                    <li>Date<\/li>\n                    <li>Transaction type<\/li>\n                    <li>Name of the payer or payee<\/li>\n                    <li>Balance after the transaction<\/li>\n                    <li>Any fees that Adyen charges your users for a specific transaction. For example: currency conversion fees.<\/li>\n                <\/ul>\n            <\/td>\n            <td><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n            <td><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n            <td><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n        <\/tr>\n        <tr>\n            <td>\n                Total debits or withdrawals during the period of the statement.\n            <\/td>\n            <td><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n            <td><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n            <td><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n        <\/tr>\n        <tr>\n            <td>\n                Total credits or deposits during the period of the statement.\n            <\/td>\n            <td><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n            <td><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n            <td><img title=\"-white_check_mark-\" alt=\"-white_check_mark-\" class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" \/><\/td>\n        <\/tr>\n    <\/tbody>\n<\/table>\n\n<\/div>\n\n\n        <\/div>\n    <\/div>\n<\/div>\n\n<h2>Review by Adyen<\/h2>\n<p>After you have created a template for your account statements, you must submit it to Adyen for review and approval.<\/p>\n<h2>See also<\/h2>\n<div class=\"see-also-links output-inline\" id=\"see-also\">\n<ul><li><a href=\"\/marketplaces\/compliance-financial-products\"\n                        target=\"_self\"\n                        >\n                    Overview of compliance guidelines\n                <\/a><\/li><li><a href=\"\/marketplaces\/compliance-financial-products\/reporting-to-adyen\"\n                        target=\"_self\"\n                        >\n                    Notification and reporting to Adyen\n                <\/a><\/li><li><a href=\"\/marketplaces\/compliance-financial-products\/keeping-records\"\n                        target=\"_self\"\n                        >\n                    Keeping records\n                <\/a><\/li><\/ul><\/div>\n\n","url":"https:\/\/docs.adyen.com\/pt\/marketplaces\/compliance-financial-products\/account-statements","articleFields":{"description":"Learn about the requirements for account statements that you present to your users for business accounts and issued cards.","feedback_component":true,"id":"25142904","type":"page","parameters":{"directoryPath":"\/marketplaces","model":"marketplace"},"_expandable":{"operations":""},"status":"current"},"algolia":{"url":"https:\/\/docs.adyen.com\/pt\/marketplaces\/compliance-financial-products\/account-statements","title":"Account statements for business accounts and Issuing","content":"\nThe information in this page does not constitute legal advice. It only provides an overview of Adyen's compliance guidelines for financial products and Adyen for Platforms (referred to as the Compliance Guidelines). For additional, non-legal clarifications about this content, reach out to your Adyen contact.\n\nWhen offering business accounts or issuing cards to your users, you need to provide them with account statements. Providing account statements allows users to periodically check their transaction history. In these account statements, you must include the data provided by Adyen through its APIs. This data must remain unchanged, and your account statement template must be approved by Adyen.\nThe requirements for account statements differ depending on the country or region and the specific product involved.\nAdyen Bank Accounts (EU &amp; US)\n\nItems in bold are not provided through Adyen's APIs and must be provided by the platform.\n\n\nBank Information\n\nThe EU countries:\n\nBank name: Adyen N.V.\nBank Address: Simon Carmiggeltstraat 6, 1011DJ, Amsterdam\nBank Website: www.adyen.com\nStatement that Adyen N.V. is the financial institution issuing the bank account.\n\nThe US:\n\nBank name: SF Branch contact information\nBank Address: 505 Brannan St, San Francisco, CA, 94107, United States\nBank Website: www.adyen.com\nStatement that the SF Branch is the financial institution issuing the bank account.\n\n\nPlatform Information\n\nPlatform name\nPlatform Support service number and email\nPlatform Website\nPlatform contact information for inquiries and customer support\n\nAccount type: Business Bank Account\nAccount holder details:\n\nName: Legal Entity name, Doing Business As (DBA) name, as defined in the Legal Entity or Legal Arrangement Screening Procedure\nAddress: as defined in the Legal Entity or Legal Arrangement Screening Procedure\n\nAccount Details:\n\nAccount type: Checking Account (consistent with openAPI specification)\nAccount number: last four digits\nCurrency code(s): EUR, USD\nIBAN (EU)\nBIC (EU)\n\nPeriod of Statement - by date and number of days in statement cycle  -(for example, Oct 1, 2024 - October 31, 2024).\nAccount Balance:\n\nBegin Balance\nEnd Balance\n\nTransaction data: Provide the amount, date, transaction type (ACH, IAT, debit, wire transfer, withdrawal), name of payer\/payee and balance after each:\n\nEvery debit or withdrawal during the time period\nEvery credit\/deposit during the time period\nEvery fee assessed\n\nTotal debits\/withdrawals during the time period\nTotal credits\/deposits during the time period\nFor interest-bearing accounts:  Annual Percentage Yield Earned (APYE), Statement cycle number of days, dollar amount of interest earned in the statement cycle\nReference to Depositor Information Sheet (EU)\n\nBank disclosures, as detailed in Adyen\u2019s Disclosure and Consent Procedure;\n\n\nFor EU: Deposit Guarantee Scheme (\u201cDGS\u201d)\n\u201cIn the EU, Adyen N.V. is registered with the Dutch deposit guarantee scheme register and eligible funds up to EUR 100,000 are legally protected by the Dutch deposit guarantee scheme.\u201d\n\n\nFor US: FDIC insurance\n\u201cAdyen Business Bank Accounts in the U.S. are not insured by the FDIC and are not guaranteed by the Federal Government. If Adyen places deposits in a cash sweep program utilizing FDIC-insured depository institutions, such deposits may be covered by FDIC insurance up to applicable limits in accordance with the FDIC rules, including those relevant to the aggregation of multiple accounts.\"\n\n\n\n\nAdyen Business Accounts (UK)\n\nPayment Service Provider (PSP) Information\n\nPSP name: Adyen N.V.\nPSP Address: 12-13 Wells Mews, London W1T 3HE\nPSP Website: www.adyen.com\nStatement that Adyen N.V. is the financial institution issuing the business account.\n\nPlatform Information\n\nPlatform name\nPlatform Support service number\/email\nPlatform Website\nPlatform contact information for inquiries and customer support\n\nAccount type: Business Account\nAccount holder details:\n\nName: Legal Entity name, Doing Business As (DBA) name, as defined in the Legal Entity or Legal Arrangement Screening Procedure\nAddress: as defined in the Legal Entity or Legal Arrangement Screening Procedure\n\nAccount Details:\n\nAccount type: E-money Account\nAccount number: last four digits\nCurrency code(s): GBP, EUR\n\nPeriod of Statement - by date and number of days in statement cycle. For example, Oct 1, 2024 - October 31, 2024.\nAccount Balance:\n\nBegin Balance\nEnd Balance\n\nTransaction data: Provide the amount, date, transaction type (debit, wire transfer, withdrawal), name of payor\/payee and balance after each:\n\nEvery debit or withdrawal during the time period\nEvery credit\/deposit during the time period\nEvery fee assessed\n\nTotal debits\/withdrawals during the time period\nTotal credits\/deposits during the time period\nPSP disclosures, as detailed in Adyen\u2019s Disclosure and Consent Procedure\n\nDisclosure for the Financial Services Compensation Scheme is not required. This is not applicable to UK Business Accounts as this information is already confirmed by the account holder when onboarding. \n\n\nAdyen Issuing\nBefore issuing cards to its users, platforms must submit a sample account statement to Adyen for review. The account statement must include the following information:\n\nCard Issuer Information\n\nCard Issuer name: Adyen N.V. (For US: San Francisco Branch)\nCard Issuer Address:\nCard Issuer Website: www.adyen.com\nStatement that Adyen N.V. (For US: San Francisco Branch) is the financial institution issuing the cards and related account(s).**\n\nPlatform Information\n\nPlatform name\nPlatform Support service number\/email\nPlatform Website\n\nAccount holder Details:\n\nName: Legal Entity name, Doing Business As (DBA) name, as defined in the Legal Entity- or, Legal Arrangement Screening Procedure\nAddress: as defined in the Legal Entity or Legal Arrangement Screening Procedure\n\nAccount Details:\n\nAccount type:\n\nPrepaid program:\n\nE-money Account (EU\/UK);\nGeneral Use Reloadable Prepaid Card (US)\n\nDebit program:\n\nDeposit Account (EU)\nE-money Account (UK)\nDemand Deposit Account\n\nCredit Program:\n\nCharge Card Account (EU, UK, US)\n\n\nCard number: last four digits (PAN)\nCurrency code(s): EUR, USD, GBP\n\nPeriod of Statement - by date and number of days in statement cycle. For example, Oct 1, 2024 - October 31, 2024.\nAccount Balance:\n\nBegin Balance\nEnd Balance\n\nTransaction data: Provide the amount, date, transaction type (debit, wire transfer, withdrawal), name of payor\/payee and balance after each:\n\nEvery debit or withdrawal during the time period\nEvery credit\/deposit during the time period\nEvery fee assessed\n\nTotal debits\/withdrawals during the time period\nTotal credits\/deposits during the time period\n\n\nFor EU, downloadable statements are not required if all of the above information is displayed in the user interface. For UK, it must be possible for the user to download a statement containing the above information in a PDF or another durable format.\n\nRequired data\nThe following sections show the data that you must include in account statements for your users. Expand the sections to see the requirements for each financial product.\n\n    \n    \n        \n            \n            \n                                    Business accounts\n                            \n        \n        \n            \nThe following table shows the data that you must include in account statements for business accounts. You can get most of this data through Adyen's APIs. Any data that you get from Adyen's APIs must remain unchanged.\n\n    \n\n    \n        \n            Required information\n            Required for EU\n            Required for US\n            Required for UK\n        \n    \n    \n        \n            \n                Information about the financial institution:\n                \n                    \nName: Adyen N.V.\n\n                    \nAddress: Simon Carmiggeltstraat 6, 1011DJ, Amsterdam\n\n                    \nWebsite: www.adyen.com\n\n                    \nStatement that Adyen N.V. is the financial institution issuing the business account.\n\n                \n            \n            \n\n\n            \n\n\n            \n\n\n        \n        \n            \n                Information about the financial institution:\n                \n                    \nName: Adyen N.V. San Francisco branch\n\n                    \nAddress: 505 Brannan Street, San Francisco, CA 94107\n\n                    \nWebsite: www.adyen.com\n\n                    \nStatement that Adyen N.V. San Francisco branch is the financial institution issuing the business account.\n\n                \n            \n            \n\n\n            \n\n\n            \n\n\n        \n        \n            \n                Information about the payment service provider (PSP):\n                \n                    \nPSP name: Adyen N.V. London branch\n\n                    \nPSP address: 12-13 Wells Mews, London W1T 3HE\n\n                    \nPSP website: www.adyen.com\n\n                    \nStatement that Adyen N.V. London branch is the financial institution issuing the business account.\n\n                \n            \n            \n\n\n            \n\n\n            \n\n\n        \n        \n            \n                Not provided by Adyen's APIs\n                Information about your marketplace:\n                \n                    \nName of your marketplace\n\n                    \nWebsite of marketplace\n\n                    \nYour marketplace's contact information and customer support lines.\n\n                \n            \n            \n\n\n            \n\n\n            \n\n\n        \n        \n            \nAccount type: Business bank account\n\n            \n\n\n            \n\n\n            \n\n\n        \n        \n            \nAccount type: Business account\n\n            \n\n\n            \n\n\n            \n\n\n        \n        \n            \n                Account holder details:\n                \n                    \n                        Name as defined in the Legal Entity or Legal Arrangement Screening Procedure.\n                        If applicable, use the following format:\n                        \n                            \n[Name of your legal entity], Doing Business As [Name of your marketplace]\n\n                        \n                    \n                    \nAddress as defined in the Legal Entity or Legal Arrangement Screening Procedure\n\n                \n            \n            \n\n\n            \n\n\n            \n\n\n        \n        \n            \n                Account details:\n                \n                    \nAccount type: Checking account\n\n                    \nAccount number: the last four digits\n\n                    \nCurrency code: EUR\n\n                    \nIBAN\n\n                    \nBIC\n\n                \n            \n            \n\n\n            \n\n\n            \n\n\n        \n        \n            \n                Account details:\n                \n                    \nAccount type: Checking account\n\n                    \nAccount number: the last four digits\n\n                    \nCurrency code: USD\n\n                \n            \n            \n\n\n            \n\n\n            \n\n\n        \n        \n            \n                Account details:\n                \n                    \nAccount type: E-money account\n\n                    \nAccount number: the last four digits\n\n                    \nCurrency code: GBP, EUR\n\n                \n            \n            \n\n\n            \n\n\n            \n\n\n        \n        \n            \n                The period of the statement, specifying the date of the beginning and the end of the period.\n                For example: October 1, 2024 - October 31, 2024\n            \n            \n\n\n            \n\n\n            \n\n\n        \n        \n            \nThe account balance, specifying the balance at the beginning and the end of the period of the statement.\n\n            \n\n\n            \n\n\n            \n\n\n        \n        \n            \n                Transaction data for every transaction within the period of the statement:\n                \n                    \nAmount\n\n                    \nDate\n\n                    \nTransaction type\n\n                    \nName of the payer or payee\n\n                    \nBalance after the transaction\n\n                    \nAny fees that Adyen charges your users for a specific transaction. For example: currency conversion fees.\n\n                \n            \n            \n\n\n            \n\n\n            \n\n\n        \n        \n            \nTotal debits or withdrawals during the period of the statement.\n\n            \n\n\n            \n\n\n            \n\n\n        \n        \n            \nTotal credits or deposits during the period of the statement.\n\n            \n\n\n            \n\n\n            \n\n\n        \n        \n            \n                For interest-bearing accounts, include:\n                \n                    \nThe Annual Percentage Yield Earned (APYE)\n\n                    \nThe number of days in the period of the statement\n\n                    \nThe amount of interest earned in the period of the statement. This amount must be specified in the currency of the account.\n\n                    \nName of the payer or payee\n\n                    \nBalance after the transaction\n\n                \n            \n            \n\n\n            \n\n\n            \n\n\n        \n        \n            \nA reference to the Depositor Information Sheet.\n\n            \n\n\n            \n\n\n            \n\n\n        \n        \n            \n                Provide the disclosure for the Deposit Guarantee Scheme (DGS):\n                \n                In the EU, Adyen N.V. is registered with the Dutch deposit guarantee scheme register and eligible funds up to EUR 100,000 are legally protected by the Dutch deposit guarantee scheme.\n                \n            \n            \n\n\n            \n\n\n            \n\n\n        \n        \n            \n                Disclose that the account is not FDIC insured, using the approved statement below:\n                \n                Adyen Business Bank Accounts in the United States are not insured by the FDIC and are not guaranteed by the Federal Government. If Adyen places deposits in a cash sweep program utilizing FDIC-insured depository institutions, such deposits may be covered by FDIC insurance up to applicable limits in accordance with the FDIC rules, including those relevant to the aggregation of multiple accounts.\n                \n            \n            \n\n\n            \n\n\n            \n\n\n        \n    \n\n\n\n\n\n        \n    \n\n\n\n    \n    \n        \n            \n            \n                                    Issuing\n                            \n        \n        \n            \nFor prepaid card programs, your marketplace is not required to send periodic account statements to your users. However, your marketplace must provide on-demand access to the information of all their card transactions. For example, you can show a user's transaction history in your user interface.\nIf you show transaction information in your user interface, you must capture screenshots of this feature. You must submit the screenshot to Adyen for review and approval. Additionally, you must keep these screenshots as a replacement for records of account statements.\nThe following table shows the data that you must include in account statements for Adyen-issued cards. You can get most of this data through Adyen's APIs. Any data that you get from Adyen's APIs must remain unchanged.\n\n    \n\n    \n        \n            Required information\n            Required for EU\n            Required for US\n            Required for UK\n        \n    \n    \n        \n            \n                Information about the card issuer:\n                \n                    Name: Adyen N.V.\n                    Address: Simon Carmiggeltstraat 6, 1011DJ, Amsterdam\n                    Website: www.adyen.com\n                    Statement that Adyen N.V. is the financial institution issuing the card and any related accounts.\n                \n            \n            \n             \n             \n        \n        \n            \n                Information about the card issuer:\n                \n                    Name: Adyen N.V. San Francisco branch\n                    Address: 505 Brannan Street, San Francisco, CA 94107\n                    Website: www.adyen.com\n                    Statement that Adyen N.V. San Francisco branch is the financial institution issuing the card and any related accounts.\n                \n            \n             \n            \n             \n        \n        \n            \n                Information about the card issuer:\n                \n                    PSP name: Adyen N.V. London branch\n                    PSP address: 12-13 Wells Mews, London W1T 3HE\n                    PSP website: www.adyen.com\n                    Statement that Adyen N.V. London branch is the financial institution issuing the card and any related accounts.\n                \n            \n             \n             \n            \n        \n        \n            \n                Not provided by Adyen's APIs\n                Information about your marketplace:\n                \n                    Name of your marketplace\n                    Support service number or email of your marketplace\n                    Website of marketplace\n                \n            \n            \n            \n            \n        \n            \n                Account holder details:\n                \n                    \n                        Name as defined in the Legal Entity or Legal Arrangement Screening Procedure.\n                        If applicable, use the following format:\n                        \n                            [Name of your legal entity], Doing Business As [Name of your marketplace]\n                        \n                    \n                    Address as defined in the Legal Entity or Legal Arrangement Screening Procedure\n                \n            \n            \n            \n            \n        \n        \n            \n                Account details:\n                \n                    Account type: E-money account\n                    Account number: the last four digits\n                    Currency code: EUR\n                \n            \n            \n             \n             \n        \n        \n            \n                Account details:\n                \n                    Account type: General purpose reloadable prepaid card\n                    Account number: the last four digits\n                    Currency code: USD\n                \n            \n             \n            \n             \n        \n        \n            \n                Account details:\n                \n                    Account type: E-money account\n                    Account number: the last four digits\n                    Currency code: GBP, EUR\n                \n            \n             \n             \n            \n        \n        \n            \n                The period of the statement, specifying the date of the beginning and the end of the period.\n                For example: October 1, 2024 - October 31, 2024\n            \n            \n            \n            \n        \n        \n            The account balance, specifying the balance at the beginning and the end of the period of the statement.\n            \n            \n            \n        \n        \n            \n                Transaction data for every transaction within the period of the statement:\n                \n                    Amount\n                    Date\n                    Transaction type\n                    Name of the payer or payee\n                    Balance after the transaction\n                    Any fees that Adyen charges your users for a specific transaction. For example: currency conversion fees.\n                \n            \n            \n            \n            \n        \n        \n            \n                Total debits or withdrawals during the period of the statement.\n            \n            \n            \n            \n        \n        \n            \n                Total credits or deposits during the period of the statement.\n            \n            \n            \n            \n        \n    \n\n\n\n\n\n        \n    \n\n\nReview by Adyen\nAfter you have created a template for your account statements, you must submit it to Adyen for review and approval.\nSee also\n\n\n                    Overview of compliance guidelines\n                \n                    Notification and reporting to Adyen\n                \n                    Keeping records\n                \n\n","type":"page","locale":"pt","boost":17,"hierarchy":{"lvl0":"Home","lvl1":"Marketplaces","lvl2":"Compliance guidelines for financial products","lvl3":"Account statements for business accounts and Issuing"},"hierarchy_url":{"lvl0":"https:\/\/docs.adyen.com\/pt","lvl1":"https:\/\/docs.adyen.com\/pt\/marketplaces","lvl2":"https:\/\/docs.adyen.com\/pt\/marketplaces\/compliance-financial-products","lvl3":"\/pt\/marketplaces\/compliance-financial-products\/account-statements"},"levels":4,"category":"Marketplaces","category_color":"green","tags":["Account","statements","business","accounts","Issuing"]}}