{"title":"Capture","category":"default","creationDate":1680535620,"content":"

By default, payments are captured<\/a> automatically without a delay, immediately after authorization<\/a> of the payment request.<\/p>\n

For some payment methods, you can capture a payment separately from authorization. We refer to this as manual capture. The authorization reserves the funds on the shopper's bank account. Then, when you send a request to capture the payment, the reserved funds are transferred from the shopper's bank account to your account.<\/p>\n

An example of when to use manual capture: After a payment is authorized, you ship the goods to the shopper. If the goods are successfully delivered to the shopper, you capture the payment. If the goods are not delivered to the shopper, you cancel<\/a> the payment instead.<\/p>\n

Requirements<\/h2>\n

Before you begin, take into account the following requirements, limitations, and preparations.<\/p>\n\n\n\n\n\n\n\n\n\n
Requirement<\/th>\nDescription<\/th>\n<\/tr>\n<\/thead>\n
Integration type<\/strong><\/td>\nAn online payments integration<\/a>.<\/td>\n<\/tr>\n
Customer Area roles<\/a><\/strong><\/td>\nTo edit capture settings, make sure that you have the following roles:
  • Merchant admin<\/strong><\/li>
  • View Payments<\/strong><\/li>
  • Merchant manage payments<\/strong><\/li><\/ul><\/td>\n<\/tr>\n
Webhooks<\/a><\/strong><\/td>\nListen for webhook messages with the following eventCode<\/code> values:
Limitations<\/strong><\/td>\nSeparate capture is only available for some payment methods<\/a>.<\/td>\n<\/tr>\n
Setup steps<\/strong><\/td>\nIf you intend to use multiple partial captures<\/a>, ask our Support Team<\/a> to enable that feature.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Types of capture<\/h2>\n

For payments that support separate capture, you can set up one of the following, so that payments do not automatically get captured immediately after authorization:<\/p>\n\n\n\n\n\n\n\n
Type of capture<\/th>\nDescription<\/th>\n<\/tr>\n<\/thead>\n
Automatic capture<\/td>\nCapture happens automatically without a delay. This is the default.<\/td>\n<\/tr>\n
Delayed automatic capture<\/a><\/td>\nSet an amount of time between authorization and capture. The capture happens automatically after the time delay that you set.

The delay gives you time to cancel the authorization<\/a>, for example when it turns out that an item is out of stock. <\/td>\n<\/tr>\n
Manual capture<\/a><\/td>\nSet a separate capture that does not happen automatically. After a payment is authorized, you must manually capture the payment.

Manual capture lets you settle funds on fulfillment, when an order is shipped. It is also part of flows like authorization adjustment<\/a> and partial authorization<\/a>.

Some payment methods also allow partial manual capture<\/a>.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Partial manual capture<\/h3>\n\n\n\n\n\n\n
Type of partial capture<\/th>\nDescription<\/th>\n<\/tr>\n<\/thead>\n
Single partial capture<\/td>\nAny unclaimed amount that is left over after partially capturing a payment is automatically cancelled.

With some schemes, you can flag each payment request as either a pre-authorization or a final authorization. For partial captures, we recommend that you flag the payment request as a pre-authorization. For more information, refer to Card authorization types<\/a>.<\/td>\n<\/tr>\n
Multiple partial captures<\/td>\nThe unclaimed amount after an initial partial capture is not automatically cancelled. This is useful in some businesses models such as an ecommerce site where capture takes place upon shipment, or in omnichannel scenarios where the shopper orders items in a physical store. If you have an order with multiple items to ship separately, each shipment correlates to a partial capture.

Multiple partial capture is disabled by default, so you need to contact our Support Team<\/a> to enable this feature.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Delayed automatic capture<\/h2>\n

When you set up delayed automatic capture, you specify the amount of time between authorization and capture. You can enable it in your Customer Area for every payment, or in the API request for an individual payment. The setting in the API request for an individual payment overrides the setting in the Customer Area.<\/p>\n\n

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A payment that is automatically captured does not<\/em> trigger a separate CAPTURE webhook. If you are using delayed automatic capture, consider enabling a CAPTURE webhook<\/a>. To do this, enable the default event codes<\/a> CAPTURE<\/code> and CAPTURE_FAILED<\/code> in the Standard webhook, and turn on Delayed Capture<\/strong> in the webhook settings<\/a>.<\/p>\n<\/div><\/div>\n

Manual capture<\/h2>\n

When you set up manual capture, you must send a capture request after the payment is authorized. After capturing, the funds for the payment get transferred to your account.<\/p>\n

To use manual capture:<\/p>\n

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  1. Enable manual capture<\/a>, either for every payment or for an individual payment.<\/li>\n
  2. Capture the payment<\/a>.<\/li>\n<\/ol>\n

    Enable manual capture<\/h3>\n

    You can enable manual capture in your Customer Area for every payment, or in the API request for an individual payment. The setting in the API request for an individual payment overrides the setting in the Customer Area.<\/p>\n\n

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    After a payment is authorized, you must capture the payment<\/a>.<\/p>\n

    Capture a payment<\/h3>\n

    When you have enabled manual capture<\/a>, either for your account or for an individual transaction, you need to capture the payment as follows:<\/p>\n

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    1. \n

      From the payment response or the AUTHORISATION webhook, get the pspReference<\/code> of the authorization you want to capture.<\/p>\n

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      1. \n

        Make a POST request to the \/payments\/{paymentPspReference}\/captures<\/a> endpoint, where paymentPspReference<\/code> is the pspReference<\/code> of the authorization you want to capture.
        <\/p>\n

        In your request, include:<\/p>\n\n\n\n\n\n\n\n\n
        Parameter<\/th>\nRequired<\/th>\nDescription<\/th>\n<\/tr>\n<\/thead>\n
        merchantAccount<\/code><\/td>\n\"-white_check_mark-\"<\/td>\nThe name of your merchant account that is used to process the payment.<\/td>\n<\/tr>\n
        amount.value<\/code><\/td>\n\"-white_check_mark-\"<\/td>\nThe amount in minor units<\/a> (without a decimal point) being captured. This must be the same as or, in case of a partial capture<\/a>, less than the authorized amount. <\/td>\n<\/tr>\n
        amount.currency<\/code><\/td>\n\"-white_check_mark-\"<\/td>\nThis must match the currency of the payment you are capturing.<\/td>\n<\/tr>\n
        reference<\/code><\/td>\n<\/td>\nYour unique identifier for the capture operation. The reference<\/code> field is useful to tag a partial capture for future reconciliation.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/li>\n<\/ol>\n

        The following example shows how to capture a EUR 25.00 payment authorization that has the pspReference<\/code> WNS7WQ756L2GWR82<\/strong>.<\/p>\n<\/p>\n

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      2. \n

        In the capture response, note the following:<\/p>\n