{"title":"ACH Direct Debit for Hosted Payment Pages","category":"default","creationDate":1776961627,"content":"<div class=\"sc-notice warning\"><div>\n<p><strong>Hosted Payment Pages are no longer available<\/strong><\/p>\n<p>To accept payments through an Adyen-hosted page, use our <a href=\"\/pt\/online-payments\/build-your-integration\/sessions-flow?platform=Web&amp;integration=Hosted%2BCheckout\">Hosted Checkout<\/a>.<\/p>\n<p>This page is for the classic Hosted Payment Pages (HPP) integration, which has reached end-of-life.  We are no longer processing transactions though HPP.<\/p>\n<\/div><\/div>\n<p><a href=\"https:\/\/en.wikipedia.org\/wiki\/Automated_Clearing_House\" target=\"_blank\" rel=\"nofollow noopener noreferrer\" class=\"external-link no-image\">ACH (Automated Clearing House)<\/a>\u00a0direct debit is a popular form of payment and a cost-effective alternative to credit and debit cards in the\u00a0United States.<\/p>\n<p><strong>Currency<\/strong>: USD.<\/p>\n<p><strong>Settlement time<\/strong>: Depending on a shopper's bank account, settlement time varies between 2-3 days.<\/p>\n<p>ACH payments over Adyen HPP\u00a0follow the payment flow outlined in this document.\u00a0You can customize appearance of these pages and specify available payment methods using skins.<\/p>\n<ol>\n<li>\n<p>On the payment selection page,\u00a0a shopper should choose the\u00a0<strong>ACH Direct Debit<\/strong>\u00a0method.<\/p>\n<\/li>\n<li>\n<p>A shopper enters payment details, such as bank account information and the billing address.<\/p>\n<\/li>\n<li>\n<p>Clicks\u00a0<strong>pay<\/strong>.<\/p>\n<\/li>\n<\/ol>\n<p>After the payment is successfully completed, a shopper is redirected to the result page.<\/p>\n<h2 id=\"custom-payment-flow\">Custom payment flow<\/h2>\n<p>If you have a shopper's billing information, you may skip initial payment pages and redirect a shopper directly to the confirmation page. \u00a0If you already have a shopper's bank account and billing address information, we recommend that you skip the details page and immediately proceed to the payment page. In this case a shopper will only need to review the payment details and click\u00a0<strong>Pay<\/strong>, which provides better user experience and reduces the number of incomplete payment transactions.<\/p>\n<p>To\u00a0implement\u00a0this custom payment flow:<\/p>\n<p>Post a payment request directly to the\u00a0<a href=\"https:\/\/test.adyen.com\/hpp\/skipDetails.shtml\" target=\"_blank\" rel=\"nofollow noopener noreferrer\" class=\"external-link no-image\">https:\/\/test.adyen.com\/hpp\/skipDetails.shtml<\/a>\u00a0endpoint\u00a0with the following parameters.<\/p>\n<pre><code class=\"language-bash\">http:\/\/test.adyen.com\/hpp\/skipDetails.shtml?ach.ownerName=Andrews&amp;ach.bankCountryCode=US&amp;ach.bankAccountNumber=1234567890&amp;ach.bankLocationId=011000138&amp;ach.billingAddress.street=Bakkerstraat&amp;ach.billingAddress.houseNumberOrName=137&amp;ach.billingAddress.postalCode=12010&amp;ach.billingAddress.city=Amsterdam&amp;ach.billingAddress.stateOrProvince=NY&amp;ach.billingAddress.country=US&amp;ach.acceptDirectDebit=true&amp;sig={YOUR SIGNATURE}&amp;merchantReference=TMRef1234&amp;brandCode=ach&amp;paymentAmount=8650&amp;currencyCode=USD&amp;shipBeforeDate=2016-08-30&amp;skinCode=aF563qQs&amp;merchantAccount=TestMerchant&amp;sessionValidity=2016-08-24T14%3A22%3A22Z<\/code><\/pre>\n<div class=\"sc-notice info\"><div>\n<p>For the complete list of parameters required for this call, refer to the <a href=\"\/pt\/online-payments\/classic-integrations\/hosted-payment-pages\/hosted-payment-pages-api\/hpp-additional-fields\/ach-payment-fields\">ACH payment fields<\/a>.<\/p>\n<\/div><\/div>","url":"https:\/\/docs.adyen.com\/pt\/online-payments\/classic-integrations\/hosted-payment-pages\/ach-direct-debit-payments","articleFields":{"id":"24217195","type":"page","_expandable":{"operations":""},"status":"current","sitemap":{"priority":0.3},"parameters":{"anchor_new":"<a href=\"\/payment-methods\/ach-direct-debit\">ACH Direct Debit<\/a>","parent_page":"classic Hosted Payment Pages (HPP)","new_desc":"integrating using our Checkout APIs"}},"algolia":{"url":"https:\/\/docs.adyen.com\/pt\/online-payments\/classic-integrations\/hosted-payment-pages\/ach-direct-debit-payments","title":"ACH Direct Debit for Hosted Payment Pages","content":"\nHosted Payment Pages are no longer available\nTo accept payments through an Adyen-hosted page, use our Hosted Checkout.\nThis page is for the classic Hosted Payment Pages (HPP) integration, which has reached end-of-life.  We are no longer processing transactions though HPP.\n\nACH (Automated Clearing House)\u00a0direct debit is a popular form of payment and a cost-effective alternative to credit and debit cards in the\u00a0United States.\nCurrency: USD.\nSettlement time: Depending on a shopper's bank account, settlement time varies between 2-3 days.\nACH payments over Adyen HPP\u00a0follow the payment flow outlined in this document.\u00a0You can customize appearance of these pages and specify available payment methods using skins.\n\n\nOn the payment selection page,\u00a0a shopper should choose the\u00a0ACH Direct Debit\u00a0method.\n\n\nA shopper enters payment details, such as bank account information and the billing address.\n\n\nClicks\u00a0pay.\n\n\nAfter the payment is successfully completed, a shopper is redirected to the result page.\nCustom payment flow\nIf you have a shopper's billing information, you may skip initial payment pages and redirect a shopper directly to the confirmation page. \u00a0If you already have a shopper's bank account and billing address information, we recommend that you skip the details page and immediately proceed to the payment page. In this case a shopper will only need to review the payment details and click\u00a0Pay, which provides better user experience and reduces the number of incomplete payment transactions.\nTo\u00a0implement\u00a0this custom payment flow:\nPost a payment request directly to the\u00a0https:\/\/test.adyen.com\/hpp\/skipDetails.shtml\u00a0endpoint\u00a0with the following parameters.\nhttp:\/\/test.adyen.com\/hpp\/skipDetails.shtml?ach.ownerName=Andrews&amp;ach.bankCountryCode=US&amp;ach.bankAccountNumber=1234567890&amp;ach.bankLocationId=011000138&amp;ach.billingAddress.street=Bakkerstraat&amp;ach.billingAddress.houseNumberOrName=137&amp;ach.billingAddress.postalCode=12010&amp;ach.billingAddress.city=Amsterdam&amp;ach.billingAddress.stateOrProvince=NY&amp;ach.billingAddress.country=US&amp;ach.acceptDirectDebit=true&amp;sig={YOUR SIGNATURE}&amp;merchantReference=TMRef1234&amp;brandCode=ach&amp;paymentAmount=8650&amp;currencyCode=USD&amp;shipBeforeDate=2016-08-30&amp;skinCode=aF563qQs&amp;merchantAccount=TestMerchant&amp;sessionValidity=2016-08-24T14%3A22%3A22Z\n\nFor the complete list of parameters required for this call, refer to the ACH payment fields.\n","type":"page","locale":"pt","boost":16,"hierarchy":{"lvl0":"Home","lvl1":"Online payments","lvl2":"Classic integrations for Ecommerce","lvl3":"Hosted Payment Pages","lvl4":"ACH Direct Debit for Hosted Payment Pages"},"hierarchy_url":{"lvl0":"https:\/\/docs.adyen.com\/pt","lvl1":"https:\/\/docs.adyen.com\/pt\/online-payments","lvl2":"https:\/\/docs.adyen.com\/pt\/online-payments\/classic-integrations","lvl3":"https:\/\/docs.adyen.com\/pt\/online-payments\/classic-integrations\/hosted-payment-pages","lvl4":"\/pt\/online-payments\/classic-integrations\/hosted-payment-pages\/ach-direct-debit-payments"},"levels":5,"category":"Online Payments","category_color":"green","tags":["Direct","Debit","Hosted","Payment","Pages"]}}
