Instant card funding lets you process transactions for a shopper moving money from a card to another card, digital wallet or bank account. Adyen supports instant card funding transactions for Visa and Mastercard. Possible use cases include:<\/p>\n
To enable instant card funding, you must submit compliance documents to Adyen. You must also specify your use case and fulfill compliance requirements for the card scheme. Contact your Account Manager to discuss the requirements.<\/p>\n
When you have completed the compliance processes, contact our Support Team<\/a> to enable instant card funding.<\/p>\n To process transactions for instant card funding, you must send some additional data fields in your \/payments<\/a> request to indicate who is sending the funds and, if applicable, who is receiving them. The data you submit in your requests must meet our requirements to pass our data validation<\/a> checks.<\/p>\n\n We perform additional validations when facilitating money transfers between different entities, and decline transactions where the data provided does not meet our requirements.<\/p>\n Partial authorizations enable you to request an authorization for shopper's available balance when the requested amount is higher than the shopper's balance. We recommend to enable partial authorizations<\/a> for online payouts to avoid failures when a shopper has insufficient funds, and increase authorization rates.<\/p>\nProcess an instant card funding transaction<\/h2>\n
Data validation<\/h2>\n
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shopperName<\/code>, and billingAddress<\/code> fields values can not:\n\n
shopperName<\/code>, and billingAddress<\/code> fields can only contain the following special characters: ,<\/code>, .<\/code>, ;<\/code>, :<\/code>, -<\/code>, \u2014<\/code>, \/<\/code>, \\<\/code>, +<\/code>, &<\/code>, !<\/code>, ?<\/code>, @<\/code>, (<\/code>, )<\/code>, \"<\/code>, '<\/code>.<\/li>\nshopperName<\/code> can not be a common placeholder name, like John Doe<\/strong>.<\/li>\nfirstName<\/code> and lastName<\/code> fields in the shopperName<\/code> can not be less than 3.<\/li>\nbillingAddress.street<\/code> field can not consist of less than 3 characters.<\/li>\nbillingAddress<\/code> can not have the same value.<\/li>\n<\/ul>\nPartial authorization<\/h2>\n
See also<\/h2>\n