{"title":"Affirm","category":"payment_method","creationDate":1670250120,"content":"<div class=\"additional-info-block output-inline\">\n<div class=\"additional-info-block__body\"><p><img style=\"width: 40px;\" alt=\"Affirm logo\" src=\"\/user\/pages\/docs\/08.payment-methods\/06.affirm\/affirm.svg?decoding=auto&amp;fetchpriority=auto\" \/>&nbsp; <strong>Read more<\/strong><\/p><p>Learn more about Affirm on <a href=\"https:\/\/www.adyen.com\/payment-methods\/affirm\" target=\"_blank\" rel=\"nofollow noopener noreferrer\" class=\"external-link no-image\">adyen.com<\/a>.<\/p><\/div><\/div>\n\n<p><a href=\"https:\/\/www.affirm.com\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\" class=\"external-link no-image\">Affirm<\/a> is a leading Buy Now, Pay Later (BNPL) solution that allows shoppers in the US, Canada, and the UK to pay for purchases in installments with full transparency and no late or hidden fees. Affirm is trusted across diverse industries, from everyday purchases to high-ticket purchases: Affirm's cart sizes range in the US from USD35 to USD30 000, and in Canada from CAD50 to CAD30 000, with terms of up to 24 months.<\/p>\n<p>By integrating Affirm through Adyen, you can provide flexible payment terms that drive business growth while Affirm handles the credit risk and pays you upfront.<\/p>\n<table class=\"table-payments-methods\">\n    <thead>\n        <tr>\n                            <th>\n                                            Payment type\n                                    <\/th>\n                            <th>\n                                            Payment flow\n                                    <\/th>\n                            <th>\n                                            Countries\n                                    <\/th>\n                            <th>\n                                            Currencies\n                                    <\/th>\n                            <th>\n                                            <a href=\"\/online-payments\/tokenization\" target=\"_blank\">Recurring<\/a>\n                                    <\/th>\n                            <th>\n                                            <a href=\"\/online-payments\/refund\" target=\"_blank\">Refunds<\/a>\n                                    <\/th>\n                            <th>\n                                            <a href=\"\/online-payments\/refund\/#refund-a-payment\" target=\"_blank\">Partial refunds<\/a>\n                                    <\/th>\n                            <th>\n                                            <a href=\"\/online-payments\/refund\" target=\"_blank\">Multiple partial refunds<\/a>\n                                    <\/th>\n                            <th>\n                                            <a href=\"\/online-payments\/capture\" target=\"_blank\">Separate captures<\/a>\n                                    <\/th>\n                            <th>\n                                            <a href=\"\/online-payments\/capture\/#partial-capture\" target=\"_blank\">Partial captures<\/a>\n                                    <\/th>\n                            <th>\n                                            <a href=\"\/online-payments\/capture\/#multiple-partial-captures\" target=\"_blank\">Multiple partial captures<\/a>\n                                    <\/th>\n                            <th>\n                                            <a href=\"\/risk-management\/chargeback-guidelines\" target=\"_blank\">Chargebacks<\/a>\n                                    <\/th>\n                    <\/tr>\n    <\/thead>\n    <tbody>\n        <tr>\n                                               <td>\n                     Buy Now Pay Later\n                                        <\/td>\n                                                               <td>\n                     Redirect\n                                        <\/td>\n                                                               <td>\n                     CA, GB, US\n                                        <\/td>\n                                                               <td>\n                     CAD, GBP, USD\n                                        <\/td>\n                                                                <td class=\"u-text-align-center\">\n                        <img class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/x.png\" alt=\"x\"><\/br>\n                                            <\/td>\n                                                                <td class=\"u-text-align-center\">\n                        <img class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" alt=\"checkmark\"><\/br>\n                                            <\/td>\n                                                                <td class=\"u-text-align-center\">\n                        <img class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" alt=\"checkmark\"><\/br>\n                                            <\/td>\n                                                                <td class=\"u-text-align-center\">\n                        <img class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" alt=\"checkmark\"><\/br>\n                                            <\/td>\n                                                                <td class=\"u-text-align-center\">\n                        <img class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" alt=\"checkmark\"><\/br>\n                                            <\/td>\n                                                                <td class=\"u-text-align-center\">\n                        <img class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" alt=\"checkmark\"><\/br>\n                                            <\/td>\n                                                                <td class=\"u-text-align-center\">\n                        <img class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" alt=\"checkmark\"><\/br>\n                                            <\/td>\n                                                                <td class=\"u-text-align-center\">\n                        <img class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/x.png\" alt=\"x\"><\/br>\n                                                    <span role=\"tooltip\" class=\"tooltip hint--left\" data-hint=\"Chargebacks are limited to shopper dissatisfaction disputes. Affirm provides liability shift for disputes related to fraud and authorisation.\" aria-describedby=\"Chargebacks are limited to shopper dissatisfaction disputes. Affirm provides liability shift for disputes related to fraud and authorisation.\">See note<\/span>\n                                            <\/td>\n                                    <\/tr>\n    <\/tbody>\n<\/table>\n\n<h2>Why offer Affirm?<\/h2>\n<ul>\n<li><strong>Increase Average Order Value (AOV)<\/strong>: Merchants see an average 70% lift in AOV when offering Affirm.<\/li>\n<li><strong>Drive conversion<\/strong>: Providing flexible installment options can lead to a 20\u201330% increase in conversion rates.<\/li>\n<li><strong>Access a Loyal Network<\/strong>: Reach Affirm's massive network of 64 million consumers, where 96% of transactions come from repeat users.<\/li>\n<\/ul>\n<h2>Financing packages<\/h2>\n<p>Adyen supports three Affirm financing packages (price plans) tailored to your business model and margin requirements. All programs support cart sizes in the US from USD35 to USD30 000, and in Canada from CAD50 to CAD30 000.<\/p>\n<table>\n<thead>\n<tr>\n<th style=\"text-align: left;\">Program<\/th>\n<th style=\"text-align: left;\">Description<\/th>\n<th style=\"text-align: left;\">Customer Terms<\/th>\n<th style=\"text-align: left;\">APR Range<\/th>\n<th style=\"text-align: left;\">Cart sizes<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"text-align: left;\"><span translate=\"no\"><strong>Core<\/strong><\/span><\/td>\n<td style=\"text-align: left;\">Affirm's Core financing program enables customers to make purchases aligned with their monthly budget through interest-bearing pay-over-time options ranging from 3 to 24 months. It supports both smaller and larger purchase amounts.<\/td>\n<td style=\"text-align: left;\">3\u201324 months (Interest bearing installments only)<\/td>\n<td style=\"text-align: left;\">10% \u2013 36%<\/td>\n<td style=\"text-align: left;\">35-30K <sup><a href=\"#sups\">3<\/a><\/sup><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\"><span translate=\"no\"><strong>Standard<\/strong><\/span><\/td>\n<td style=\"text-align: left;\">Affirm's Standard financing program includes Pay in 4<sup><a href=\"#sups\">1<\/a><\/sup>, which gives customers the option to split purchases into four interest-free, bi-weekly payments for smaller purchases. It also includes interest-bearing monthly installments<sup><a href=\"#sups\">2<\/a><\/sup> ranging from 3 to 24 months, providing flexibility for larger cart sizes.<\/td>\n<td style=\"text-align: left;\">Pay in 4<sup><a href=\"#sups\">1<\/a><\/sup> + interest-bearing monthly installments<sup><a href=\"#sups\">2<\/a><\/sup><\/td>\n<td style=\"text-align: left;\">10% \u2013 36%<\/td>\n<td style=\"text-align: left;\">35-30K <sup><a href=\"#sups\">3<\/a><\/sup><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\"><span translate=\"no\"><strong>Signature<\/strong><\/span><\/td>\n<td style=\"text-align: left;\">Affirm's Signature financing program expands on Standard by offering additional interest-free options, including 0% APR at 3- and 6-month terms, alongside Pay in 4<sup><a href=\"#sups\">1<\/a><\/sup> for smaller purchases. Interest-bearing monthly installments<sup><a href=\"#sups\">2<\/a><\/sup> of up to 24 months remain available for customers who prefer longer-term flexibility.<\/td>\n<td style=\"text-align: left;\">0% APR Interest up to 6 months <br\/>+ Pay in 4<sup><a href=\"#sups\">1<\/a><\/sup> at 0% <br\/>+ 6 weeks \u2013 24 months interest bearing installments<\/td>\n<td style=\"text-align: left;\">0% for Pay in 4<sup><a href=\"#sups\">1<\/a><\/sup> and 3-6 month terms <br\/>10% \u2013 36% for interest bearing installments<\/td>\n<td style=\"text-align: left;\">35-30K <sup><a href=\"#sups\">3<\/a><\/sup><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span id=\"sups\"><\/span><br \/>\n<sup>1<\/sup><span translate=\"no\"><strong>Pay in 4<\/strong><\/span>: Shoppers split their purchase into four interest-free, bi-weekly payments.<br \/>\n<sup>2<\/sup><span translate=\"no\"><strong>Monthly Installments<\/strong><\/span>: Shoppers choose longer-term monthly payments (up to 24 months). Depending on your chosen program, these can be interest-bearing or 0% APR.<br \/>\n<sup>3<\/sup><strong>Cart sizes<\/strong>: US: $35-$30 000, and Canada: $50-$30 000.<\/p>\n<div class=\"notices green\">\n<p>If no price plan (<code>pricePlan<\/code>) is selected, your MID defaults to the Core package.<\/p>\n<\/div>\n<p>Visit the Adyen website for more information on <a href=\"https:\/\/www.adyen.com\/payment-methods\/affirm\" target=\"_blank\" rel=\"nofollow noopener noreferrer\" class=\"external-link no-image\">pricing<\/a>.<\/p>\n<h2>How it works<\/h2>\n<ol>\n<li>The shopper selects Affirm at checkout and is redirected to the Affirm portal.<\/li>\n<li>The shopper goes through a real-time eligibility check (this does not affect their credit score).<\/li>\n<li>If approved, you can capture the full amount (minus fees) upfront.<\/li>\n<li>Affirm manages the collection of all future payments from the shopper, alleviating you of repayment risk.<\/li>\n<\/ol>\n<h2>How do you want to integrate?<\/h2>\n<div class=\"next-steps\" id=\"next-steps\" >\n<a href=\"\/payment-methods\/affirm\/web\" class=\"next-steps__step\" style=\"width:29%;\" target=\"_self\"><p class=\"next-steps__body\"><div style=\"text-align: center;\"><p><img style=\"width: 40px;\" alt=\"This is the web icon.\" src=\"\/user\/pages\/reuse\/image-library\/01.icons\/web\/web.svg?decoding=auto&amp;fetchpriority=auto\"><\/p><h6 class=\"next-steps__title\">Web<\/h6><p>Use our pre-built UI solutions to add Affirm to your website.<\/p><\/div><\/p><\/a><a href=\"\/payment-methods\/affirm\/ios\" class=\"next-steps__step\" style=\"width:29%;\" target=\"_self\"><p class=\"next-steps__body\"><div style=\"text-align: center;\"><p><img style=\"width: 38px;\" alt=\"This is the iOS icon.\" src=\"\/user\/pages\/reuse\/image-library\/01.icons\/ios\/ios.svg?decoding=auto&amp;fetchpriority=auto\"><\/p><h6 class=\"next-steps__title\">iOS<\/h6><p>Use our pre-built UI solutions to add Affirm to your iOS app.<\/p><\/div><\/p><\/a><a href=\"\/payment-methods\/affirm\/api-only\" class=\"next-steps__step\" style=\"width:29%;\" target=\"_self\"><p class=\"next-steps__body\"><div style=\"text-align: center;\"><p><img style=\"width: 38px;\" alt=\"This is the API only icon.\" src=\"\/user\/pages\/reuse\/image-library\/01.icons\/api-only\/checkout-api-only.svg?decoding=auto&amp;fetchpriority=auto\"><\/p><h6 class=\"next-steps__title\">API only<\/h6><p>Build your own UI for Affirm in your website, iOS or Android app.<\/p><\/div><\/p><\/a><\/div>\n","url":"https:\/\/docs.adyen.com\/pt\/payment-methods\/affirm","articleFields":{"description":"Accept Affirm payments in Canada, the UK, and the US.","parameters":{"payment_method":"Affirm"},"type":"page","last_edit_on":"05-12-2022 15:22","feedback_component":true,"payment_method":{"info":{"name":"Affirm","tx_variant":["affirm"],"type":"Buy Now Pay Later","payment_flow":"Redirect","supported_integrations":{"api-only":{"supported":true},"web-drop-in":{"supported":true},"web-component":{"supported":true},"ios-drop-in":{"supported":true},"ios-component":{"supported":true},"android-drop-in":{"supported":false},"android-component":{"supported":false},"react-native-drop-in":{"supported":false},"react-native-component":{"supported":false},"flutter-drop-in":{"supported":false},"flutter-component":{"supported":false}}},"features":{"recurring":false,"refunds":true,"partial_refunds":true,"multiple_partial_refunds":true,"chargebacks":false,"separate_captures":true,"partial_captures":true,"multiple_partial_captures":true},"features_note":{"chargebacks":"Chargebacks are limited to shopper dissatisfaction disputes. Affirm provides liability shift for disputes related to fraud and authorisation."},"countries":["CA","GB","US"],"processing_currencies":["CAD","GBP","USD"],"processing_settlement":["CAD","GBP","USD"]},"display_in_overview":true,"cache_enable":false,"date_publish":"20260301"},"algolia":{"url":"https:\/\/docs.adyen.com\/pt\/payment-methods\/affirm","title":"Affirm","content":"\n&nbsp; Read moreLearn more about Affirm on adyen.com.\n\nAffirm is a leading Buy Now, Pay Later (BNPL) solution that allows shoppers in the US, Canada, and the UK to pay for purchases in installments with full transparency and no late or hidden fees. Affirm is trusted across diverse industries, from everyday purchases to high-ticket purchases: Affirm's cart sizes range in the US from USD35 to USD30 000, and in Canada from CAD50 to CAD30 000, with terms of up to 24 months.\nBy integrating Affirm through Adyen, you can provide flexible payment terms that drive business growth while Affirm handles the credit risk and pays you upfront.\n\n    \n        \n                            \n                                            Payment type\n                                    \n                            \n                                            Payment flow\n                                    \n                            \n                                            Countries\n                                    \n                            \n                                            Currencies\n                                    \n                            \n                                            Recurring\n                                    \n                            \n                                            Refunds\n                                    \n                            \n                                            Partial refunds\n                                    \n                            \n                                            Multiple partial refunds\n                                    \n                            \n                                            Separate captures\n                                    \n                            \n                                            Partial captures\n                                    \n                            \n                                            Multiple partial captures\n                                    \n                            \n                                            Chargebacks\n                                    \n                    \n    \n    \n        \n                                               \n                     Buy Now Pay Later\n                                        \n                                                               \n                     Redirect\n                                        \n                                                               \n                     CA, GB, US\n                                        \n                                                               \n                     CAD, GBP, USD\n                                        \n                                                                \n                        \n                                            \n                                                                \n                        \n                                            \n                                                                \n                        \n                                            \n                                                                \n                        \n                                            \n                                                                \n                        \n                                            \n                                                                \n                        \n                                            \n                                                                \n                        \n                                            \n                                                                \n                        \n                                                    See note\n                                            \n                                    \n    \n\n\nWhy offer Affirm?\n\nIncrease Average Order Value (AOV): Merchants see an average 70% lift in AOV when offering Affirm.\nDrive conversion: Providing flexible installment options can lead to a 20\u201330% increase in conversion rates.\nAccess a Loyal Network: Reach Affirm's massive network of 64 million consumers, where 96% of transactions come from repeat users.\n\nFinancing packages\nAdyen supports three Affirm financing packages (price plans) tailored to your business model and margin requirements. All programs support cart sizes in the US from USD35 to USD30 000, and in Canada from CAD50 to CAD30 000.\n\n\n\nProgram\nDescription\nCustomer Terms\nAPR Range\nCart sizes\n\n\n\n\nCore\nAffirm's Core financing program enables customers to make purchases aligned with their monthly budget through interest-bearing pay-over-time options ranging from 3 to 24 months. It supports both smaller and larger purchase amounts.\n3\u201324 months (Interest bearing installments only)\n10% \u2013 36%\n35-30K 3\n\n\nStandard\nAffirm's Standard financing program includes Pay in 41, which gives customers the option to split purchases into four interest-free, bi-weekly payments for smaller purchases. It also includes interest-bearing monthly installments2 ranging from 3 to 24 months, providing flexibility for larger cart sizes.\nPay in 41 + interest-bearing monthly installments2\n10% \u2013 36%\n35-30K 3\n\n\nSignature\nAffirm's Signature financing program expands on Standard by offering additional interest-free options, including 0% APR at 3- and 6-month terms, alongside Pay in 41 for smaller purchases. Interest-bearing monthly installments2 of up to 24 months remain available for customers who prefer longer-term flexibility.\n0% APR Interest up to 6 months + Pay in 41 at 0% + 6 weeks \u2013 24 months interest bearing installments\n0% for Pay in 41 and 3-6 month terms 10% \u2013 36% for interest bearing installments\n35-30K 3\n\n\n\n\n1Pay in 4: Shoppers split their purchase into four interest-free, bi-weekly payments.\n2Monthly Installments: Shoppers choose longer-term monthly payments (up to 24 months). Depending on your chosen program, these can be interest-bearing or 0% APR.\n3Cart sizes: US: $35-$30 000, and Canada: $50-$30 000.\n\nIf no price plan (pricePlan) is selected, your MID defaults to the Core package.\n\nVisit the Adyen website for more information on pricing.\nHow it works\n\nThe shopper selects Affirm at checkout and is redirected to the Affirm portal.\nThe shopper goes through a real-time eligibility check (this does not affect their credit score).\nIf approved, you can capture the full amount (minus fees) upfront.\nAffirm manages the collection of all future payments from the shopper, alleviating you of repayment risk.\n\nHow do you want to integrate?\n\nWebUse our pre-built UI solutions to add Affirm to your website.iOSUse our pre-built UI solutions to add Affirm to your iOS app.API onlyBuild your own UI for Affirm in your website, iOS or Android app.\n","type":"page","locale":"pt","boost":18,"hierarchy":{"lvl0":"Home","lvl1":"Payment methods","lvl2":"Affirm"},"hierarchy_url":{"lvl0":"https:\/\/docs.adyen.com\/pt","lvl1":"https:\/\/docs.adyen.com\/pt\/payment-methods","lvl2":"\/pt\/payment-methods\/affirm"},"levels":3,"category":"Payment method","category_color":"green","tags":["Affirm"]},"articleFiles":{"affirm.svg":"<img style=\"width: 40px;\" alt=\"\" src=\"https:\/\/docs.adyen.com\/user\/pages\/docs\/08.payment-methods\/06.affirm\/affirm.svg?decoding=auto&amp;fetchpriority=auto\" \/>"}}
