Afterpay

Afterpay is a popular buy now, pay later service in Australia, New Zealand, the United States, and Canada.

With Afterpay, the shopper can pay for the goods in four installments. Before approving the payment, Afterpay performs risk checks on the shopper. If successful, Afterpay takes on the full fraud risk for the payment, and pays you up front.

Payment type	Payment flow	Countries	Currencies	Recurring	Refunds	Partial refunds	Separate captures	Chargebacks
Buy Now Pay Later	Redirect	AU, NZ, US, CA	AUD, NZD, USD, CAD		See note 1			See note 2

¹ Refunds can be made until 120 days after the original payment. The maximum length of the refund reference is 64 characters.
² Chargebacks can only occur if you have a business model without physical goods, or if you break the Afterpay scheme rules.

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