{"title":"Atome","category":"payment_method","creationDate":1670250960,"content":"<div class=\"additional-info-block output-inline\">\n<div class=\"additional-info-block__body\"><p><img style=\"width: 40px;\" alt=\"\" src=\"\/user\/pages\/docs\/08.payment-methods\/16.atome\/atome.svg?decoding=auto&amp;fetchpriority=auto\" \/>&nbsp; <strong>Read more<\/strong><\/p><p>Learn more about Atome in Malaysia on <a href=\"https:\/\/www.atome.my\/en-my\" target=\"_blank\" rel=\"nofollow noopener noreferrer\" class=\"external-link no-image\">atome.my<\/a>, in Singapore on <a href=\"https:\/\/www.atome.sg\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\" class=\"external-link no-image\">atome.sg<\/a>.<\/p><\/div><\/div>\n\nAtome is a popular buy now, pay later service in some APAC locations.\n<p>With Atome, the shopper can pay for the goods in three installments. Before approving the payment, Atome performs risk checks on the shopper. Atome payments are <a href=\"\/pt\/online-payments\/capture\">captured automatically<\/a> after authorisation.<\/p>\n<p>With Atome, the payment flow is as follows:<\/p>\n<ol>\n<li>The shopper chooses to pay with Atome on your website or app.<\/li>\n<li>Your website or app redirects the shopper to the Atome payment page.<\/li>\n<li>The shopper selects how to proceed:\n<ul>\n<li><span translate=\"no\"><strong>Pay using app<\/strong><\/span>. On desktop, the shopper opens their Atome app and scans the QR code. On mobile, the shopper is redirected to the Atome app automatically.<\/li>\n<li><span translate=\"no\"><strong>Continue in browser<\/strong><\/span>. The shopper authenticates with their phone number and a one-time password (OTP).<\/li>\n<\/ul><\/li>\n<li>\nAtome presents a breakdown of installment payments.\n<\/li>\n<li>The shopper selects the payment method, confirms the payment, and is then redirected back to your website or app.<br \/>\nDuring authorisation, the shopper is charged for the first installment.<\/li>\n<\/ol>\n<div class=\"notices yellow\">\n<p>Due to high risk, Atome is not available for portable electronics, like phones, laptops, speakers, and similar. On your checkout page, you'll need to implement business logic that disables Atome for this category of items.<\/p>\n<\/div>\n<table class=\"table-payments-methods\">\n    <thead>\n        <tr>\n                            <th>\n                                            Payment type\n                                    <\/th>\n                            <th>\n                                            Payment flow\n                                    <\/th>\n                            <th>\n                                            Countries\n                                    <\/th>\n                            <th>\n                                            Currencies\n                                    <\/th>\n                            <th>\n                                            <a href=\"\/online-payments\/tokenization\" target=\"_blank\">Recurring<\/a>\n                                    <\/th>\n                            <th>\n                                            <a href=\"\/online-payments\/refund\" target=\"_blank\">Refunds<\/a>\n                                    <\/th>\n                            <th>\n                                            <a href=\"\/online-payments\/refund\/#refund-a-payment\" target=\"_blank\">Partial refunds<\/a>\n                                    <\/th>\n                            <th>\n                                            <a href=\"\/online-payments\/refund\" target=\"_blank\">Multiple partial refunds<\/a>\n                                    <\/th>\n                            <th>\n                                            <a href=\"\/online-payments\/capture\" target=\"_blank\">Separate captures<\/a>\n                                    <\/th>\n                            <th>\n                                            <a href=\"\/online-payments\/capture\/#partial-capture\" target=\"_blank\">Partial captures<\/a>\n                                    <\/th>\n                            <th>\n                                            <a href=\"\/online-payments\/capture\/#multiple-partial-captures\" target=\"_blank\">Multiple partial captures<\/a>\n                                    <\/th>\n                            <th>\n                                            <a href=\"\/risk-management\/chargeback-guidelines\" target=\"_blank\">Chargebacks<\/a>\n                                    <\/th>\n                    <\/tr>\n    <\/thead>\n    <tbody>\n        <tr>\n                                               <td>\n                     Buy Now Pay Later\n                                        <\/td>\n                                                               <td>\n                     Redirect\n                                        <\/td>\n                                                               <td>\n                     MY, SG\n                                        <\/td>\n                                                               <td>\n                     MYR, SGD\n                                        <\/td>\n                                                                <td class=\"u-text-align-center\">\n                        <img class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/x.png\" alt=\"x\"><\/br>\n                                            <\/td>\n                                                                <td class=\"u-text-align-center\">\n                        <img class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" alt=\"checkmark\"><\/br>\n                                            <\/td>\n                                                                <td class=\"u-text-align-center\">\n                        <img class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" alt=\"checkmark\"><\/br>\n                                            <\/td>\n                                                                <td class=\"u-text-align-center\">\n                        <img class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/white_check_mark.png\" alt=\"checkmark\"><\/br>\n                                            <\/td>\n                                                                <td class=\"u-text-align-center\">\n                        <img class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/x.png\" alt=\"x\"><\/br>\n                                            <\/td>\n                                                                <td class=\"u-text-align-center\">\n                        <img class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/x.png\" alt=\"x\"><\/br>\n                                            <\/td>\n                                                                <td class=\"u-text-align-center\">\n                        <img class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/x.png\" alt=\"x\"><\/br>\n                                            <\/td>\n                                                                <td class=\"u-text-align-center\">\n                        <img class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/x.png\" alt=\"x\"><\/br>\n                                            <\/td>\n                                    <\/tr>\n    <\/tbody>\n<\/table>\n\n<h2>Transaction limits<\/h2>\n<p>Depending on the country\/region, Atome has some limitations for the minimum and maximum amount per transaction.<\/p>\n<table>\n<thead>\n<tr>\n<th style=\"text-align: left;\">Country\/region<\/th>\n<th style=\"text-align: left;\">Min. amount<\/th>\n<th style=\"text-align: left;\">Max. amount - debit card<\/th>\n<th style=\"text-align: left;\">Max. amount - credit card<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"text-align: left;\">Malaysia<\/td>\n<td style=\"text-align: left;\"><span translate=\"no\"><strong>MYR<\/strong><\/span> 10<\/td>\n<td style=\"text-align: left;\"><span translate=\"no\"><strong>MYR<\/strong><\/span> 1,500<\/td>\n<td style=\"text-align: left;\"><span translate=\"no\"><strong>MYR<\/strong><\/span> 5,000<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">Singapore<\/td>\n<td style=\"text-align: left;\"><span translate=\"no\"><strong>SGD<\/strong><\/span> 1.50<\/td>\n<td style=\"text-align: left;\"><span translate=\"no\"><strong>SGD<\/strong><\/span> 1,000<\/td>\n<td style=\"text-align: left;\"><span translate=\"no\"><strong>SGD<\/strong><\/span> 3,000<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2>How do you want to integrate?<\/h2>\n<div class=\"next-steps\" id=\"next-steps\" >\n<a href=\"\/payment-methods\/atome\/web\" class=\"next-steps__step\" style=\"width:45%;\" target=\"_self\"><p class=\"next-steps__body\"><div style=\"text-align: center;\"><p><img style=\"width: 40px;\" alt=\"This is the web icon.\" src=\"\/user\/pages\/reuse\/image-library\/01.icons\/web\/web.svg?decoding=auto&amp;fetchpriority=auto\"><\/p><h6 class=\"next-steps__title\">Web<\/h6><p>Use our pre-built UI solutions to add Atome to your website.<\/p><\/div><\/p><\/a><a href=\"\/payment-methods\/atome\/ios\" class=\"next-steps__step\" style=\"width:45%;\" target=\"_self\"><p class=\"next-steps__body\"><div style=\"text-align: center;\"><p><img style=\"width: 38px;\" alt=\"This is the iOS icon.\" src=\"\/user\/pages\/reuse\/image-library\/01.icons\/ios\/ios.svg?decoding=auto&amp;fetchpriority=auto\"><\/p><h6 class=\"next-steps__title\">iOS<\/h6><p>Use our pre-built UI solutions to add Atome to your iOS app.<\/p><\/div><\/p><\/a><a href=\"\/payment-methods\/atome\/android\" class=\"next-steps__step\" style=\"width:45%;\" target=\"_self\"><p class=\"next-steps__body\"><div style=\"text-align: center;\"><p><img style=\"width: 35px;\" alt=\"This is the Android icon.\" src=\"\/user\/pages\/reuse\/image-library\/01.icons\/android\/android.svg?decoding=auto&amp;fetchpriority=auto\"><\/p><h6 class=\"next-steps__title\">Android<\/h6><p>Use our pre-built UI solutions to add Atome to your Android app.<\/p><\/div><\/p><\/a><a href=\"\/payment-methods\/atome\/react-native\" class=\"next-steps__step\" style=\"width:45%;\" target=\"_self\"><p class=\"next-steps__body\"><div style=\"text-align: center;\"><p><img style=\"width: 40px;\" alt=\"This is the React Native icon.\" src=\"\/user\/pages\/reuse\/image-library\/01.icons\/react-native\/react-native.svg?decoding=auto&amp;fetchpriority=auto\"><\/p><h6 class=\"next-steps__title\">React Native<\/h6><p>Use our pre-built UI solutions to add Atome your cross-platform app.<\/p><\/div><\/p><\/a><a href=\"\/payment-methods\/atome\/flutter\" class=\"next-steps__step\" style=\"width:45%;\" target=\"_self\"><p class=\"next-steps__body\"><div style=\"text-align: center;\"><p><img style=\"width: 38px;\" alt=\"This is the Flutter icon.\" src=\"\/user\/pages\/reuse\/image-library\/01.icons\/flutter\/flutter-logo.svg?decoding=auto&amp;fetchpriority=auto\"><\/p><h6 class=\"next-steps__title\">Flutter<\/h6><p>Use our pre-built UI solutions to add Atome your cross-platform app.<\/p><\/div><\/p><\/a><a href=\"\/payment-methods\/atome\/api-only\" class=\"next-steps__step\" style=\"width:45%;\" target=\"_self\"><p class=\"next-steps__body\"><div style=\"text-align: center;\"><p><img style=\"width: 38px;\" alt=\"This is the API only icon.\" src=\"\/user\/pages\/reuse\/image-library\/01.icons\/api-only\/checkout-api-only.svg?decoding=auto&amp;fetchpriority=auto\"><\/p><h6 class=\"next-steps__title\">API-only<\/h6><p>Build your own UI for Atome in your website, iOS or Android app.<\/p><\/div><\/p><\/a><a href=\"\/unified-commerce\/pay-by-link\/create-payment-links\/api\" class=\"next-steps__step\" style=\"width:45%;\" target=\"_self\"><p class=\"next-steps__body\"><div style=\"text-align: center;\"><p><img style=\"width: 38px;\" alt=\"This is the Pay by Link icon.\" src=\"\/user\/pages\/reuse\/image-library\/01.icons\/pay-by-link\/pay-by-link.svg?decoding=auto&amp;fetchpriority=auto\"><\/p><h6 class=\"next-steps__title\">Pay by Link<\/h6><p>Add Atome to your payment methods, and use the Pay by Link API to create payment links.<\/p><\/div><\/p><\/a><\/div>\n","url":"https:\/\/docs.adyen.com\/pt\/payment-methods\/atome","articleFields":{"description":"Learn how to accept Atome payments in Malaysia and Singapore.","feedback_component":true,"parameters":{"payment_method":"Atome"},"type":"page","last_edit_on":"21-03-2023 09:56","payment_method":{"info":{"name":"Atome","tx_variant":["atome"],"type":"Buy Now Pay Later","payment_flow":"Redirect","supported_integrations":{"api-only":{"supported":true},"web-drop-in":{"supported":true},"web-component":{"supported":true},"ios-drop-in":{"supported":true},"ios-component":{"supported":true},"android-drop-in":{"supported":true},"android-component":{"supported":true},"react-native-drop-in":{"supported":true,"url":"N\/A"},"react-native-component":{"supported":true,"url":"N\/A"},"flutter-drop-in":{"supported":true,"url":"N\/A"},"flutter-component":{"supported":false}}},"features":{"recurring":false,"refunds":true,"partial_refunds":true,"multiple_partial_refunds":true,"chargebacks":false,"separate_captures":false,"partial_captures":false,"multiple_partial_captures":false},"countries":["MY","SG"],"processing_currencies":["MYR","SGD"],"processing_settlement":["MYR","SGD","USD"]},"display_in_overview":true},"algolia":{"url":"https:\/\/docs.adyen.com\/pt\/payment-methods\/atome","title":"Atome","content":"\n&nbsp; Read moreLearn more about Atome in Malaysia on atome.my, in Singapore on atome.sg.\n\nAtome is a popular buy now, pay later service in some APAC locations.\nWith Atome, the shopper can pay for the goods in three installments. Before approving the payment, Atome performs risk checks on the shopper. Atome payments are captured automatically after authorisation.\nWith Atome, the payment flow is as follows:\n\nThe shopper chooses to pay with Atome on your website or app.\nYour website or app redirects the shopper to the Atome payment page.\nThe shopper selects how to proceed:\n\nPay using app. On desktop, the shopper opens their Atome app and scans the QR code. On mobile, the shopper is redirected to the Atome app automatically.\nContinue in browser. The shopper authenticates with their phone number and a one-time password (OTP).\n\n\nAtome presents a breakdown of installment payments.\n\nThe shopper selects the payment method, confirms the payment, and is then redirected back to your website or app.\nDuring authorisation, the shopper is charged for the first installment.\n\n\nDue to high risk, Atome is not available for portable electronics, like phones, laptops, speakers, and similar. On your checkout page, you'll need to implement business logic that disables Atome for this category of items.\n\n\n    \n        \n                            \n                                            Payment type\n                                    \n                            \n                                            Payment flow\n                                    \n                            \n                                            Countries\n                                    \n                            \n                                            Currencies\n                                    \n                            \n                                            Recurring\n                                    \n                            \n                                            Refunds\n                                    \n                            \n                                            Partial refunds\n                                    \n                            \n                                            Multiple partial refunds\n                                    \n                            \n                                            Separate captures\n                                    \n                            \n                                            Partial captures\n                                    \n                            \n                                            Multiple partial captures\n                                    \n                            \n                                            Chargebacks\n                                    \n                    \n    \n    \n        \n                                               \n                     Buy Now Pay Later\n                                        \n                                                               \n                     Redirect\n                                        \n                                                               \n                     MY, SG\n                                        \n                                                               \n                     MYR, SGD\n                                        \n                                                                \n                        \n                                            \n                                                                \n                        \n                                            \n                                                                \n                        \n                                            \n                                                                \n                        \n                                            \n                                                                \n                        \n                                            \n                                                                \n                        \n                                            \n                                                                \n                        \n                                            \n                                                                \n                        \n                                            \n                                    \n    \n\n\nTransaction limits\nDepending on the country\/region, Atome has some limitations for the minimum and maximum amount per transaction.\n\n\n\nCountry\/region\nMin. amount\nMax. amount - debit card\nMax. amount - credit card\n\n\n\n\nMalaysia\nMYR 10\nMYR 1,500\nMYR 5,000\n\n\nSingapore\nSGD 1.50\nSGD 1,000\nSGD 3,000\n\n\n\nHow do you want to integrate?\n\nWebUse our pre-built UI solutions to add Atome to your website.iOSUse our pre-built UI solutions to add Atome to your iOS app.AndroidUse our pre-built UI solutions to add Atome to your Android app.React NativeUse our pre-built UI solutions to add Atome your cross-platform app.FlutterUse our pre-built UI solutions to add Atome your cross-platform app.API-onlyBuild your own UI for Atome in your website, iOS or Android app.Pay by LinkAdd Atome to your payment methods, and use the Pay by Link API to create payment links.\n","type":"page","locale":"pt","boost":18,"hierarchy":{"lvl0":"Home","lvl1":"Payment methods","lvl2":"Atome"},"hierarchy_url":{"lvl0":"https:\/\/docs.adyen.com\/pt","lvl1":"https:\/\/docs.adyen.com\/pt\/payment-methods","lvl2":"\/pt\/payment-methods\/atome"},"levels":3,"category":"Payment method","category_color":"green","tags":["Atome"]},"articleFiles":{"atome.svg":"<img style=\"width: 40px;\" alt=\"\" src=\"https:\/\/docs.adyen.com\/user\/pages\/docs\/08.payment-methods\/16.atome\/atome.svg?decoding=auto&amp;fetchpriority=auto\" \/>"}}