{"title":"Bank Transfer","category":"payment_method","creationDate":1776961628,"content":"

Some shoppers may prefer to pay an invoice or high-value transaction by initiating a bank transfer at their convenience. You can enable that for both B2B and B2C transactions by adding Bank Transfer as a payment method to your integration.<\/p>\n

Bank transfers are a low-cost, asynchronous way to pay. This is how it works:<\/p>\n

    \n
  1. On your checkout, the shopper selects the Bank Transfer payment option.<\/li>\n
  2. In the response to your payment request, you receive a unique virtual bank account number, together with other payment details that are required for a bank transfer in the shopper's country\/region.<\/li>\n
  3. Your checkout shows the virtual bank account number and the other required details.<\/li>\n
  4. The shopper copies these details, and then in their (online or mobile) banking environment initiates a bank transfer specifying these details.
    \nThe payment status remains Open<\/strong><\/span> until Adyen receives the funds on the virtual bank account.<\/li>\n
  5. When we receive the funds, we send a webhook message to inform you.<\/li>\n
  6. You inform the shopper (for example, by email) that the payment is received, and you fulfill the order.<\/li>\n<\/ol>\n

    Note that if the shopper selects the Bank Transfer payment option on your checkout, you need to show clear instructions for how to complete the payment and when the order will be delivered.<\/p>\n\n \n \n \n \n
    \n Payment type\n <\/th>\n \n Payment flow\n <\/th>\n \n Countries\n <\/th>\n \n Currencies\n <\/th>\n \n Recurring<\/a>\n <\/th>\n \n Refunds<\/a>\n <\/th>\n \n Partial refunds<\/a>\n <\/th>\n \n Multiple partial refunds<\/a>\n <\/th>\n \n Separate captures<\/a>\n <\/th>\n \n Partial captures<\/a>\n <\/th>\n \n Multiple partial captures<\/a>\n <\/th>\n \n Chargebacks<\/a>\n <\/th>\n <\/tr>\n <\/thead>\n
    \n Bank transfer\n <\/td>\n \n Additional action\n <\/td>\n \n International\n <\/td>\n \n EUR\n <\/td>\n \n \"checkmark\"<\/br>\n See note<\/span>\n <\/td>\n \n \"checkmark\"<\/br>\n <\/td>\n \n \"checkmark\"<\/br>\n <\/td>\n \n \"checkmark\"<\/br>\n <\/td>\n \n \"x\"<\/br>\n <\/td>\n \n \"x\"<\/br>\n <\/td>\n \n \"x\"<\/br>\n <\/td>\n \n \"x\"<\/br>\n <\/td>\n <\/tr>\n <\/tbody>\n<\/table>\n\n

    How do you want to integrate?<\/h2>\n

    Bank Transfer is currently supported for API-only integrations.<\/p>\n

    \n

    \"This<\/p>

    API only<\/h6>

    Build your own UI for Bank Transfer in your website, iOS or Android app.<\/p><\/div><\/p><\/a><\/div>\n","url":"https:\/\/docs.adyen.com\/pt\/payment-methods\/bank-transfer","articleFields":{"description":"Offer bank transfers to collect high ATV or invoice payments.","payment_method":{"info":{"name":"Bank transfer","type":"Bank transfer","tx_variant":["bankTransfer_IBAN"],"payment_flow":"Additional action","supported_integrations":{"api-only":{"supported":true},"web-drop-in":{"supported":true,"url":"N\/A"},"web-component":{"supported":true,"url":"N\/A"},"ios-drop-in":{"supported":true,"url":"N\/A"},"ios-component":{"supported":true,"url":"N\/A"},"android-drop-in":{"supported":true,"url":"N\/A"},"android-component":{"supported":true,"url":"N\/A"},"react-native-drop-in":{"supported":false,"url":"N\/A"},"react-native-component":{"supported":false,"url":"N\/A"},"flutter-drop-in":{"supported":false,"url":"N\/A"},"flutter-component":{"supported":false,"url":"N\/A"}}},"features":{"recurring":true,"refunds":true,"partial_refunds":true,"multiple_partial_refunds":true,"chargebacks":false,"separate_captures":false,"partial_captures":false,"multiple_partial_captures":false},"features_note":{"recurring":"Recurring through SEPA Direct Debit for EUR transfers."},"countries":["AT","BE","HR","CY","EE","FI","FR","DE","GR","IE","IT","LV","LT","LU","MT","NL","PT","SK","SI","ES"],"processing_currencies":["EUR"],"processing_settlement":["EUR"]},"parameters":{"payment_method":"Bank Transfer"},"page_id":"55ebd9e6-3cad-45ed-933c-4d1947de5110","feedback_component":true,"display_in_overview":true},"algolia":{"url":"https:\/\/docs.adyen.com\/pt\/payment-methods\/bank-transfer","title":"Bank Transfer","content":"Some shoppers may prefer to pay an invoice or high-value transaction by initiating a bank transfer at their convenience. You can enable that for both B2B and B2C transactions by adding Bank Transfer as a payment method to your integration.\nBank transfers are a low-cost, asynchronous way to pay. This is how it works:\n\nOn your checkout, the shopper selects the Bank Transfer payment option.\nIn the response to your payment request, you receive a unique virtual bank account number, together with other payment details that are required for a bank transfer in the shopper's country\/region.\nYour checkout shows the virtual bank account number and the other required details.\nThe shopper copies these details, and then in their (online or mobile) banking environment initiates a bank transfer specifying these details.\nThe payment status remains Open until Adyen receives the funds on the virtual bank account.\nWhen we receive the funds, we send a webhook message to inform you.\nYou inform the shopper (for example, by email) that the payment is received, and you fulfill the order.\n\nNote that if the shopper selects the Bank Transfer payment option on your checkout, you need to show clear instructions for how to complete the payment and when the order will be delivered.\n\n \n \n \n Payment type\n \n \n Payment flow\n \n \n Countries\n \n \n Currencies\n \n \n Recurring\n \n \n Refunds\n \n \n Partial refunds\n \n \n Multiple partial refunds\n \n \n Separate captures\n \n \n Partial captures\n \n \n Multiple partial captures\n \n \n Chargebacks\n \n \n \n \n \n \n Bank transfer\n \n \n Additional action\n \n \n International\n \n \n EUR\n \n \n \n See note\n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n\n\nHow do you want to integrate?\nBank Transfer is currently supported for API-only integrations.\n\nAPI onlyBuild your own UI for Bank Transfer in your website, iOS or Android app.\n","type":"page","locale":"pt","boost":18,"hierarchy":{"lvl0":"Home","lvl1":"Payment methods","lvl2":"Bank Transfer"},"hierarchy_url":{"lvl0":"https:\/\/docs.adyen.com\/pt","lvl1":"https:\/\/docs.adyen.com\/pt\/payment-methods","lvl2":"\/pt\/payment-methods\/bank-transfer"},"levels":3,"category":"Payment method","category_color":"green","tags":["Transfer"]}}