Accept FPX Online banking payments using our APIs, and build your own payment form to have full control over the look and feel of your checkout page.
Before you begin
These instructions explain how to add FPX Online banking to your existing API-only integration. The API-only integration works the same way for all payment methods. If you haven't done this integration yet, refer to our API-only integration guide.
Before starting your FPX Online banking integration:
- Make sure you have set up your back end implementation.
- Add FPX Online banking in your test Customer Area.
Build your payment form for Online banking Malaysia
To show FPX Online banking in your payment form, you need to:
- Show a list of available banks to your shopper.
- After the shopper selects a bank, pass the corresponding Issuer value to your server. You'll need this to make a payment. All issuers in this list must be included on your checkout to be compliant with PayNet local regulations.
|Bank name||Issuer ID|
|Bank Simpanan Nasional||fpx_bsn|
|Hong Leong Bank||fpx_hlb|
|Kuwait Finance House||fpx_kfh|
|Standard Chartered Bank||fpx_scb|
We provide logos for Razer Merchant Services and the issuing banks, which you can use on your payment form. For more information, refer to Downloading logos.
In your /paymentMethods request, specify:
The list of issuing banks are included in the object with
Make a payment
In your /payments request, specify:
paymentMethod.issuer: The shopper's bank. In this example, the issuer is set to Bank Rakyat. Specify this with the Issuer value that corresponds to this bank.
- returnUrl: The URL where the shopper will be redirected back to after they complete the payment.
The /payments response contains an
action object with the information needed to redirect the shopper.
Handle the redirect
- To complete the payment, redirect the shopper to the
action.urlreturned in the /payments response.
After the shopper is redirected back to your website, check the payment result by making a POST /payments/details request, specifying:
details: Object that contains the URL-decoded
redirectResultreturned when the shopper was redirected back to your site.
You receive a response containing:
resultCode: Use this to present the result to your shopper.
pspReference: Our unique identifier for the transaction.
Present the payment result
resultCode values you can receive for MOLPay online banking are:
|resultCode||Description||Action to take|
|Authorised||The payment was successful.||Inform the shopper that the payment has been successful.
You will receive the funds in 2-3 days.
|Cancelled||The shopper cancelled the payment while on their bank's website.||Ask the shopper whether they want to continue with the order, or ask them to select a different payment method.|
|Error||There was an error when the payment was being processed.||Inform the shopper that there was an error processing their payment. You'll receive a
|The shopper has completed the payment but the final result is not yet known. It may take minutes or hours for the MOLPay online banking payments network to confirm this.||Inform the shopper that you've received their order, and are waiting for the payment to be completed.
You will receive the final result of the payment in an AUTHORISATION webhook.
|Refused||The payment was refused by the shopper's bank.||Ask the shopper to try the payment again using a different payment method.|
|eventCode||success field||Description||Action to take|
|AUTHORISATION||false||The transaction failed.||Cancel the order and inform the shopper that the payment failed.|
|AUTHORISATION||true||The shopper successfully completed the payment.||Inform the shopper that the payment has been successful and proceed with the order.|
Test and go live
Using any issuer ID that is available for the Online banking Malaysia Component for the respective country, make Online banking Malaysia online banking test payments to test the different payment results.
Check the status of the Online banking Malaysia test payments in your Customer Area > Transactions > Payments.