{"title":"IRIS","category":"payment_method","creationDate":1776961628,"content":"<div class=\"additional-info-block output-inline\">\n<div class=\"additional-info-block__body\"><p><img alt=\"\" src=\"\/images\/0\/a\/6\/6\/b\/0a66b8d9f9c0278031d829f8d557e599ff73130a-iris.png\" \/>&nbsp; <strong>Read more<\/strong><\/p><p>Check the <a href=\"https:\/\/www.dias.com.gr\/en\/faqs\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\" class=\"external-link no-image\">IRIS FAQs<\/a> to learn more about IRIS payments.<\/p><\/div><\/div>\n\n<p>IRIS is a payment method offered by Greek banks, that allows your customers to pay directly from their bank accounts.<br \/>\nThis payment method is mandatory for any merchant with business in Greece, on e-commerce and <a href=\"\/pt\/point-of-sale\/alternative-payment-methods\/qr-code-wallets\">in-store<\/a>.<\/p>\n<p>If you integrate IRIS through Adyen, you need to enter into a contract with one of the IRIS acquiring banks. In November 2025, the <a href=\"https:\/\/www.dias.com.gr\/en\/services\/iris-payments\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\" class=\"external-link no-image\">list<\/a> included: Alpha Bank, National Bank of Greece, Eurobank, Piraeus Bank, Viva.com and Credia Bank.<\/p>\n<div class=\"sc-notice note\"><div>\n<ul>\n<li>Adyen acts as gateway: as merchant, you must <a href=\"#onboarding\">contract with a Greek bank<\/a>.<\/li>\n<li>Refunds and cancellations are not supported through Adyen: you have to handle refunds and cancellations with your Greek bank.\n<\/div><\/div><\/li>\n<\/ul>\n<h3 id=\"onboarding\">Onboarding process with Greek bank<\/h3>\n<p>If you are interested in activating IRIS through Adyen, contact your bank to request the IRIS service. Banks that support the IRIS service are listed on the <a href=\"https:\/\/www.dias.com.gr\/en\/services\/iris-payments\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\" class=\"external-link no-image\">DIAS website<\/a>. It is important to notify the bank that you intend to use Adyen as gateway\/processor.<\/p>\n<p>The bank will provide an onboarding form (\"Annex A \u2013 DCT Creditor Parameters\") that you must complete in order to register with DIAS for the use of IRIS, and to receive a \"DIAS code\", which is a 5-digit Merchant Identifier for IRIS. In this form, item 5 (Payment Code Standard) must be marked as \"RI0\".<\/p>\n<p>The bank may also request additional forms for Adyen to complete. These forms relate to connectivity setups with DIAS for the processing of IRIS transactions. As your gateway to IRIS, connectivity with DIAS is managed by Adyen. Connectivity between Adyen and DIAS is generic and does not need to be configured per merchant, so such connectivity forms can usually be skipped. If such forms are requested, we recommend to verify applicability with your acquirer bank.<\/p>\n<table class=\"table-payments-methods\">\n    <thead>\n        <tr>\n                            <th>\n                                            Payment type\n                                    <\/th>\n                            <th>\n                                            Payment flow\n                                    <\/th>\n                            <th>\n                                            Countries\n                                    <\/th>\n                            <th>\n                                            Currencies\n                                    <\/th>\n                            <th>\n                                            <a href=\"\/online-payments\/tokenization\" target=\"_blank\">Recurring<\/a>\n                                    <\/th>\n                            <th>\n                                            <a href=\"\/online-payments\/refund\" target=\"_blank\">Refunds<\/a>\n                                    <\/th>\n                            <th>\n                                            <a href=\"\/online-payments\/refund\/#refund-a-payment\" target=\"_blank\">Partial refunds<\/a>\n                                    <\/th>\n                            <th>\n                                            <a href=\"\/online-payments\/refund\" target=\"_blank\">Multiple partial refunds<\/a>\n                                    <\/th>\n                            <th>\n                                            <a href=\"\/online-payments\/capture\" target=\"_blank\">Separate captures<\/a>\n                                    <\/th>\n                            <th>\n                                            <a href=\"\/online-payments\/capture\/#partial-capture\" target=\"_blank\">Partial captures<\/a>\n                                    <\/th>\n                            <th>\n                                            <a href=\"\/online-payments\/capture\/#multiple-partial-captures\" target=\"_blank\">Multiple partial captures<\/a>\n                                    <\/th>\n                            <th>\n                                            <a href=\"\/risk-management\/chargeback-guidelines\" target=\"_blank\">Chargebacks<\/a>\n                                    <\/th>\n                    <\/tr>\n    <\/thead>\n    <tbody>\n        <tr>\n                                               <td>\n                     Online Banking\n                                        <\/td>\n                                                               <td>\n                     Redirect\n                                        <\/td>\n                                                               <td>\n                     GR\n                                        <\/td>\n                                                               <td>\n                     EUR\n                                        <\/td>\n                                                                <td class=\"u-text-align-center\">\n                        <img class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/x.png\" alt=\"x\"><\/br>\n                                            <\/td>\n                                                                <td class=\"u-text-align-center\">\n                        <img class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/x.png\" alt=\"x\"><\/br>\n                                                    <span role=\"tooltip\" class=\"tooltip hint--left\" data-hint=\"Refunds must be handled through the Greek acquirer bank\" aria-describedby=\"Refunds must be handled through the Greek acquirer bank\">See note<\/span>\n                                            <\/td>\n                                                                <td class=\"u-text-align-center\">\n                        <img class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/x.png\" alt=\"x\"><\/br>\n                                                    <span role=\"tooltip\" class=\"tooltip hint--left\" data-hint=\"Partial refunds must be handled through the Greek acquirer bank\" aria-describedby=\"Partial refunds must be handled through the Greek acquirer bank\">See note<\/span>\n                                            <\/td>\n                                                                <td class=\"u-text-align-center\">\n                        <img class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/x.png\" alt=\"x\"><\/br>\n                                                    <span role=\"tooltip\" class=\"tooltip hint--left\" data-hint=\"Multiple partial refunds must be handled through the Greek acquirer bank\" aria-describedby=\"Multiple partial refunds must be handled through the Greek acquirer bank\">See note<\/span>\n                                            <\/td>\n                                                                <td class=\"u-text-align-center\">\n                        <img class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/x.png\" alt=\"x\"><\/br>\n                                            <\/td>\n                                                                <td class=\"u-text-align-center\">\n                        <img class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/x.png\" alt=\"x\"><\/br>\n                                            <\/td>\n                                                                <td class=\"u-text-align-center\">\n                        <img class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/x.png\" alt=\"x\"><\/br>\n                                            <\/td>\n                                                                <td class=\"u-text-align-center\">\n                        <img class=\"smileys\" src=\"\/user\/data\/smileys\/emoji\/x.png\" alt=\"x\"><\/br>\n                                            <\/td>\n                                    <\/tr>\n    <\/tbody>\n<\/table>\n\n<h2>How do you want to integrate?<\/h2>\n<div class=\"next-steps\" id=\"next-steps\" >\n<a href=\"\/payment-methods\/iris\/web\" class=\"next-steps__step\" style=\"width:29%;\" target=\"_self\"><p class=\"next-steps__body\"><div style=\"text-align: center;\"><p><img style=\"width: 40px;\" alt=\"This is the web icon.\" src=\"\/user\/pages\/reuse\/image-library\/01.icons\/web\/web.svg?decoding=auto&amp;fetchpriority=auto\"><\/p><h6 class=\"next-steps__title\">Web<\/h6><p>Use our pre-built UI solutions to add IRIS to your website.<\/p><\/div><\/p><\/a><a href=\"\/payment-methods\/iris\/api-only\" class=\"next-steps__step\" style=\"width:29%;\" target=\"_self\"><p class=\"next-steps__body\"><div style=\"text-align: center;\"><p><img style=\"width: 38px;\" alt=\"This is the API only icon.\" src=\"\/user\/pages\/reuse\/image-library\/01.icons\/api-only\/checkout-api-only.svg?decoding=auto&amp;fetchpriority=auto\"><\/p><h6 class=\"next-steps__title\">API only<\/h6><p>Build your own UI for IRIS in your website, iOS or Android app.<\/p><\/div><\/p><\/a><a href=\"\/point-of-sale\/alternative-payment-methods\/qr-code-wallets\" class=\"next-steps__step\" style=\"width:29%;\" target=\"_self\"><p class=\"next-steps__body\"><div style=\"text-align: center;\"><p><img alt=\"This is the point-of-sale icon.\" src=\"\/user\/pages\/reuse\/image-library\/01.icons\/pos\/pos.svg?decoding=auto&amp;fetchpriority=auto\"><\/p><h6 class=\"next-steps__title\">In-person payments<\/h6><p>Accept in-person IRIS payments.<\/p><\/div><\/p><\/a><\/div>\n\n<h2>See also<\/h2>\n<div class=\"see-also-links output-inline\" id=\"see-also\">\n<ul><li><a href=\"\/online-payments\/\"\n                        target=\"_self\"\n                        >\n                    Online payments \n                <\/a><\/li><li><a href=\"\/online-payments\/3d-secure\"\n                        target=\"_self\"\n                        >\n                    3D Secure\n                <\/a><\/li><li><a href=\"\/online-payments\/capture\"\n                        target=\"_self\"\n                        >\n                    Capture\n                <\/a><\/li><li><a href=\"\/payment-methods\"\n                        target=\"_self\"\n                        >\n                    Payment methods\n                <\/a><\/li><\/ul><\/div>\n","url":"https:\/\/docs.adyen.com\/pt\/payment-methods\/iris","articleFields":{"description":"Accept IRIS payments with your online payments integration.","feedback_component":true,"payment_method":{"info":{"type":"Online Banking","payment_flow":"Redirect","tx_variant":["iris"],"supported_integrations":{"api-only":{"supported":true},"web-drop-in":{"supported":true},"web-component":{"supported":true},"ios-drop-in":{"supported":false},"ios-component":{"supported":false},"android-drop-in":{"supported":false},"android-component":{"supported":false},"react-native-drop-in":{"supported":false,"url":"N\/A"},"react-native-component":{"supported":false,"url":"N\/A"},"flutter-drop-in":{"supported":false,"url":"N\/A"},"flutter-component":{"supported":false,"url":"N\/A"}},"name":"IRIS"},"features":{"recurring":false,"refunds":false,"partial_refunds":false,"chargebacks":false,"separate_captures":false,"partial_captures":false,"multiple_partial_refunds":false,"multiple_partial_captures":false},"features_note":{"refunds":"Refunds must be handled through the Greek acquirer bank","partial_refunds":"Partial refunds must be handled through the Greek acquirer bank","multiple_partial_refunds":"Multiple partial refunds must be handled through the Greek acquirer bank"},"countries":["GR"],"processing_currencies":["EUR"],"processing_settlement":["EUR"]},"parameters":{"payment_method":"IRIS"},"page_id":"1fa23eb4-ff1c-4cd0-b9bb-860ffce21df6","display_in_overview":true},"algolia":{"url":"https:\/\/docs.adyen.com\/pt\/payment-methods\/iris","title":"IRIS","content":"\n&nbsp; Read moreCheck the IRIS FAQs to learn more about IRIS payments.\n\nIRIS is a payment method offered by Greek banks, that allows your customers to pay directly from their bank accounts.\nThis payment method is mandatory for any merchant with business in Greece, on e-commerce and in-store.\nIf you integrate IRIS through Adyen, you need to enter into a contract with one of the IRIS acquiring banks. In November 2025, the list included: Alpha Bank, National Bank of Greece, Eurobank, Piraeus Bank, Viva.com and Credia Bank.\n\n\nAdyen acts as gateway: as merchant, you must contract with a Greek bank.\nRefunds and cancellations are not supported through Adyen: you have to handle refunds and cancellations with your Greek bank.\n\n\nOnboarding process with Greek bank\nIf you are interested in activating IRIS through Adyen, contact your bank to request the IRIS service. Banks that support the IRIS service are listed on the DIAS website. It is important to notify the bank that you intend to use Adyen as gateway\/processor.\nThe bank will provide an onboarding form (\"Annex A \u2013 DCT Creditor Parameters\") that you must complete in order to register with DIAS for the use of IRIS, and to receive a \"DIAS code\", which is a 5-digit Merchant Identifier for IRIS. In this form, item 5 (Payment Code Standard) must be marked as \"RI0\".\nThe bank may also request additional forms for Adyen to complete. These forms relate to connectivity setups with DIAS for the processing of IRIS transactions. As your gateway to IRIS, connectivity with DIAS is managed by Adyen. Connectivity between Adyen and DIAS is generic and does not need to be configured per merchant, so such connectivity forms can usually be skipped. If such forms are requested, we recommend to verify applicability with your acquirer bank.\n\n    \n        \n                            \n                                            Payment type\n                                    \n                            \n                                            Payment flow\n                                    \n                            \n                                            Countries\n                                    \n                            \n                                            Currencies\n                                    \n                            \n                                            Recurring\n                                    \n                            \n                                            Refunds\n                                    \n                            \n                                            Partial refunds\n                                    \n                            \n                                            Multiple partial refunds\n                                    \n                            \n                                            Separate captures\n                                    \n                            \n                                            Partial captures\n                                    \n                            \n                                            Multiple partial captures\n                                    \n                            \n                                            Chargebacks\n                                    \n                    \n    \n    \n        \n                                               \n                     Online Banking\n                                        \n                                                               \n                     Redirect\n                                        \n                                                               \n                     GR\n                                        \n                                                               \n                     EUR\n                                        \n                                                                \n                        \n                                            \n                                                                \n                        \n                                                    See note\n                                            \n                                                                \n                        \n                                                    See note\n                                            \n                                                                \n                        \n                                                    See note\n                                            \n                                                                \n                        \n                                            \n                                                                \n                        \n                                            \n                                                                \n                        \n                                            \n                                                                \n                        \n                                            \n                                    \n    \n\n\nHow do you want to integrate?\n\nWebUse our pre-built UI solutions to add IRIS to your website.API onlyBuild your own UI for IRIS in your website, iOS or Android app.In-person paymentsAccept in-person IRIS payments.\n\nSee also\n\n\n                    Online payments \n                \n                    3D Secure\n                \n                    Capture\n                \n                    Payment methods\n                \n","type":"page","locale":"pt","boost":18,"hierarchy":{"lvl0":"Home","lvl1":"Payment methods","lvl2":"IRIS"},"hierarchy_url":{"lvl0":"https:\/\/docs.adyen.com\/pt","lvl1":"https:\/\/docs.adyen.com\/pt\/payment-methods","lvl2":"\/pt\/payment-methods\/iris"},"levels":3,"category":"Payment method","category_color":"green","tags":[]},"articleFiles":{"iris.png":"<img alt=\"\" src=\"https:\/\/docs.adyen.com\/images\/6\/f\/3\/1\/c\/6f31c30cea7ff758b6f9324421aa572b4065b347-iris.png\" \/>"}}